FOR SMART PHONE USERS THIS PAGE IS BEST VIEWED IN LANDSCAPE MODE


FRIDAY, JULY 19, 2024


EMAIL:
THESENIORLOG-USA@HOTMAIL.COM








Why the Social Security Administration 
may want you to update 
your personal account online



By Lorie Konish

The Social Security Administration is updating its online services.

To make sure you can continue to access your account, the agency is urging you to log in, particularly if you created your online “my Social Security” account before Sept. 18, 2021. These account holders will soon have to transition to a Login.gov account to access online Social Security services.

Read more  





Medicare Part B Enrollees 
Will Save on 64 
Newly Selected Drugs 
Under Inflation 
Rebate Program




 
Medicare Part B enrollees as of July 1, 2024 will experience savings on coinsurance for 64 drugs selected by the Biden administration. Pursuant to the Inflation Reduction Act and its Medicare Prescription Drug Inflation Rebate Program, these select drugs will have a lower coinsurance rate through September 30, 2024 to adjust for drug prices rising faster than the rate of inflation. The anticipated savings are substantial, especially with more than 750,000 Medicare beneficiaries using these drugs annually and another 300,000 individuals qualifying for expanded benefits under the Low Income Subsidy program.

Read more  






COVID surge grows 
as cases in 26 states 
now ‘very high’ and 
‘high,’ CDC says



By Ryan Mancini

Across parts of the west, including in California, Nevada, Oregon and Texas, and states in the east like Arkansas, Florida and Maryland have seen cases reach “very high” levels as wastewater levels over the past month have risen.

Read more  






Why Aren't 
Older Workers 
an Election Issue?



By Robert Espinoza and Leanne Clark-Shirley

Much has been said about how old the presidential candidates are, but that is not the aging discussion we really need.


Read more  




Other Stories of Interest: 

7 Cheap or Free Activities 
That Are Perfect for Retirees 
on a Frugal Budget
By Nicole Spector

Once retired, it’s important that you have a game plan in action not only for your money but for your time. How will you spend it? Plenty of us, while in the workforce, imagine all the exciting things we’ll do once we’ve finally hung up our working hats, including fun or educational activities we’ll either dive deeper into or learn anew altogether. 

Read more  



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Understanding Medicaid: 
What Does Medicaid Cover?
 

In the complex and frequently changing landscape of health care in the United States, Medicaid stands out as a vital program. Since 1965, it has provided essential coverage to millions of low-income individuals and families. Alongside Medicare, Medicaid serves as a lifeline for those who may otherwise struggle to afford health care services.

Learn more  




______________________________

"It takes less time to do a thing right 
than it does to explain why you did it wrong." 
— Henry Wadsworth Longfellow
_______________________________







The average length of stay at an assisted living facility (A.L.F.) is 18 months. However, for some of us who have chosen to make this place our permanent residence, our stay can extend far beyond that. 

I will reach my 10th year here this August. There are a few residents who have been here even longer, but they are few and far between. During my time here, I have witnessed the arrivals and departures of many elderly individuals. While each person has their own unique reasons for coming and going, the common thread is the gradual, and sometimes rapid, progression of a disability. No one at this facility, or any other, can turn back time. The disabilities (whether physical or psychological) that brought them here will never improve and often worsen to the point where assisted living is no longer a feasible option. I have observed this in others, and now I am beginning to experience it myself.

I arrived at this A.L.F. directly after spending two years at a nursing/rehab center, where I underwent extensive physical therapy. Although I hadn't fully recovered, I had made significant progress in my mobility. I was no longer confined to a wheelchair, which meant I relied on others for many of my needs. I "graduated" to the less restrictive Rollator, which allowed me to go almost anywhere by myself. Just being able to stand up and walk was a blessing. After about a year here, I felt confident enough to switch to a cane, which I still use today. Over the past 8 years of using a cane, I have become very accustomed to it and have actually come to enjoy it. However, lately I find myself needing something more stable. Something I can lean on and sit on if necessary, as I tire more easily now. More and more, that Rollator I came here with is starting to look more appealing. Naturally, I find this disheartening* as it feels like another of my many failures in life. But I know that it's important to prioritize my safety and comfort, so I am considering making the switch to a Rollator for my daily mobility needs. It's a difficult decision, but I know it's the right one for me at this stage in my journey.  …BWC

*Editor’s note: When I first arrived here, I was completely unaware of what to expect. I believed that I would be able to discard the cane and recover nearly all of my mobility. However, I failed to comprehend the effects of aging, which no amount of physical therapy or exercise could undo. I have come to terms with this realization and have learned to accept it.









Insulin overload:
How Western diets
can accelerate cell aging





The hormone insulin is essential to the body, telling tissues to absorb sugar from the blood. However, too much can be a bad thing because it instructs cells to engage in wanton growth with less upkeep. When insulin levels are lower, the body is more likely to break down fats for energy instead of sugars. This releases compounds called ketones, which signal to cells that times are lean, promoting efficiency in energy production, increased apoptosis, and DNA repair. You can reduce the amount of insulin circulating in the blood by following a ketogenic diet, simply eating less, engaging in 24-hour fasts, or consuming fewer foods that spike blood sugar.

Read more  




King Charles’s 
Prostate Treatment
Is Common 
Among Men His Age




An enlarged prostate, known also as benign prostatic hyperplasia, or BPH, is a noncancerous condition that occurs frequently among older men. By age 60, more than half of men have at least mild BPH symptoms, which include difficulty urinating and a sense of urgency to urinate. But often the symptoms are not severe enough to require treatment.


Read more  




Social Security Has an
Income Inequality Problem,
and It Can't Be Swept
Under the Rug Any Longer




By Sean Williams

For most retired Americans, their monthly Social Security check is an indispensable source of income. Based on annually conducted surveys over the course of more than two decades, no fewer than 80% of then-current retirees rely on their monthly benefit to help cover their expenses.

Read more  




Low-Income
Retirement Housing:
What to Know



By TERRI HUGGINS

Affordable Housing Options and Assistance for Retirees Can Help Ease the Cost of Housing

Retiring with little or no savings, Social Security income, and Medicare assistance can cause financial strain. Many retirees face this situation and may struggle to pay for necessary expenses, the largest of which is typically housing.


Read more  










The Least Common 
American Jobs

The least commonly-held job in America is “wood patternmaker,” with only 260 employed by a business country-wide. According to the BLS, wood patternmakers “plan, lay out, and construct wooden unit or sectional patterns used in forming sand molds for castings.”

Technological advancements have caused job declines in the industry for the last decade. It is also likely that this occupation has more self-employed individuals, explaining their low numbers.








NEXT EDITION
MONDAY, JULY 22, 2024



©2024 Bruce Cooper




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WEDNESDAY, JULY 17, 2024


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JD Vance Vice President: 
What He's Said About 
Social Security


By Omar Mohammed

Ohio Senator JD Vance has been catapulted onto the 2024 presidential campaign after the Republican nominee for the presidency Donald Trump selected him to be his running mate ahead of the vote in November.

As Vance, a Republican, takes up the role, voters would be keen to hear his views on such matters of national significance like Social Security. Experts have suggested that the trust fund that helps pay benefits to retirees could be depleted in about a decade.

Read more  




Alarming Cases
 of Elder Abuse 
in NJ Long-Term 
Care Facilities



Three employees of two separate New Jersey long-term care facilities were indicted this past month, highlighting grave concerns over resident safety and care standards in such facilities throughout the state.

Read more  



Smoking is a key 
lifestyle factor 
linked to 
cognitive decline 
among older adults




Smoking may be among the most important lifestyle factors affecting how quickly our cognitive skills decline as we age, suggests a new study led by UCL researchers.

Read more  




WHY BOOMERS 
NEED TO GET BETTER 
AT ASKING 
THE TOUGH QUESTIONS



BY JOAN FRANCES MORAN 

We all have fears that stop us from thinking about the really important things.

Personally, I think that we should be contemplating bigger issues so that we can make informed decisions. Only then can we take action to make the world better. We are not just lumps on the logs of life. We are sentient beings.

Read more  



Other stories of interest: 

Older adults find 
psychological benefits 
in psychedelic retreats, 
despite milder acute effects
By Eric W. Dolan J

A recent study published in the American Journal of Geriatric Psychiatry provides new insight into the impact of psychedelic retreats on older adults. The research shows that older adults, despite experiencing less intense immediate effects from psychedelics compared to younger participants, reported similar improvements in well-being after attending these retreats.

Read more  




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22 "Old People Habits" 
That Older Adults 

Get Teased About 

When I was a kid, I thought that birdwatching with my Grandpa Bob was the most boring activity imaginable. But now, I'm pushing 40, and I recently started to get really excited when I see a cool bird. Since I'm beginning to enjoy more and more of my grandparents' favorite things, this Reddit thread of older adults sharing the "old people" stuff they get teased about made me smile. Here's what people had to say:

Read more  











What are your goals? How can I meet my goals? The key to a long life is having goals. Goals, goals, goals.

Readers of esteemed senior advice columns, prestigious magazines, and sophisticated blogs often discuss the importance of setting goals as if it were the key to a fulfilling and prosperous life. These literary works, authored by self-proclaimed guru’s and authorities, suggest that revisiting the past and rectifying the moments when you neglected your true desires in favor of a career or marriage could potentially bring a sense of contentment that has eluded you for so long. They claim that pursuing long-lost dreams, such as obtaining a PhD in astrophysics or running a marathon, may be the remedy for the unexplained emptiness that has plagued you throughout your life. Furthermore, they encourage individuals in their mid-seventies, eighties, or beyond to seize the moment and pursue their aspirations. To those individuals, I say, "You don’t know what you are talking about." The truth is, old people don’t give a damn about setting goals. 

Some older adults may have the means and motivation to try new things or pursue old interests, but that's not the point. I'm referring to the aspirations you once had, the interests that never came to fruition. However, it's not feasible. You won't be able to accomplish those dreams, not because you lack the determination, but because they are no longer your main focus.

How do I know this? I know because now I want only one thing out of life. The one thing that confirms my existence every day.

Every 116 minutes, an average of 167,000 people worldwide do not live to see the sunset. This means that 1 in 8 people pass away in their sleep, potentially resulting in over 10% of the US population dying in their sleep. Therefore, reaching another day at my age should not be underestimated. Instead of focusing on extreme activities, appreciate the simple accomplishment of waking up. …




_________________________________________________________________________

“There's so little money in my bank account, 
my scenic checks show a ghetto.”
Phyllis Diller

________________________________________________






Respecting our elder self


By Kathleen Spring

I recently read an article about a senior citizen who traveled to Japan. She said that she noticed that when an older woman walked by, people would either rise from their seats and bow, or at least bow from where they were at. 


Read more  




Senators Push to Preserve
Telehealth Access
for Older Adults




Senators urge the United States Department of Health and Human Services to make changes in telehealth regulations permanent, allowing access to services for millions of older adults living in rural America.


Read more  





AI To Benefit Humanity:
Innovations In Senior Care




ByAaron Labbé


Many of us assume that technology adoption—and AI adoption, in particular, is a daunting process for older adults. We have this image of the struggling senior citizen, which clouds the product design process, often forcing a reluctance to push AI features (no matter how powerful) within products for the aging population. This notion may have been valid at one point in time. Still, it’s likely an ageist assumption among the younger generation developing this tech, as research has shown that AI adoption is rapidly increasing for people aged 65+, with over half of this population in the U.S. being aware of ChatGPT.


Read more  





Elderly Citizens Sue
JPMorgan Chase Bank
for Facilitating Theft of
Life Savings




Cotchett Pitre & McCarthy (“CPM”) is representing elderly citizens Diane Artemis Yaffe, age 76, of San Mateo County, and Alice Lin, age 80, of Los Angeles County, who both filed lawsuits seeking to recover damages from JPMorgan Chase Bank for facilitating the fraudulent theft of their life savings of over $2,000,000 (two million dollars) combined from their accounts.


Read more  





Public increasingly 
supports
government responsibility 
for care,
payment for older adult needs




By Kimberly Bonvissuto

The growing population of older adults and sudden responsibilities during the COVID-19 pandemic have led to a changing mindset among Americans about who should shoulder the responsibilities for their care, as well as who should pick up the tab, according to the results of new research.


Read more  






SORRY. NO MORE CHECKS AT TARGET

Americans wrote ~3.4 billion checks in 2022, down from nearly 19 billion checks in 1990, per the Federal Reserve. And that’s a big reason why starting today, your next purchase of milk, graphic tees, and a barrel accent chair from Target must be made with something other than a check. The retailer will no longer accept personal checks as of July 15, saying it already receives “extremely low volumes” of them and wants to get people out the door faster.

If you still long to hear that satisfying ripping sound from tearing a check out of your checkbook, Walmart, Macy’s, and Kohl’s still accept them.







NEXT EDITION
FRIDAY, JULY 19, 2024

©2024 Bruce Cooper




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MONDAY, JULY 15, 2024


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No place for senior celebrities this weekend here in America. Heartbreaking in several aspects. 

I was deeply saddened to learn about the passing of one of my beloved TV and radio personalities, Dr. Ruth Westheimer. She was truly remarkable in numerous ways. She provided us with something invaluable by bringing the topic of "sex" into the public sphere. She helped us to break free from our repressed mindset towards something that is as natural and normal as breathing. If someone who resembled our grandmother could openly discuss orgasms, then why should we feel uncomfortable talking about it as well. Dr. Ruth was 96 years old.

Another senior personality has passed away. Although he may not have had the same impact on American life as Dr. Ruth, he certainly became a fixture and an icon of the times. America in the 1980’s was in a fitness frenzy and Richard Simmons played it for all it was worth. With TV show and exercise videos, he gained in popularity. While some made fun of  his flamboyant style, others found his message to be spot on. “If you want to be fit and healthy, you have to move’’, And you could do it while having fun. It worked. Soon, every celeb had an exercise video. Simmons dropped from the scene in the new century but was on his way to make a comeback. Time, unfortunately, was not on his side. Richard Simmons was 76.

As I was just about to head out for breakfast Sunday, I learned that “Beverly Hills, 90201” star, Shannen Doherty, lost her long battle with breast cancer. I’m sure we will hear more on this in coming days. 

And then, on Saturday afternoon, during a rally in Pennsylvania, the Republican nominee for president was speaking at length about a non-sequitur when an individual chose to escalate the already intense race by attempting to assassinate the leading candidate. Thankfully, the gunman missed Trump but tragically ended up shooting and killing a bystander, as well as injuring another individual. The assailant was subsequently shot and killed by law enforcement, putting an end to his motive for targeting the former president.

Naturally, as with all things nowadays, the assassination try was seen by millions on live television. CNN was present and caught the precise moment when Trump touched his ear after the bullet barely missed him. I was busy with my blog, with CNN on in the background, when I heard a series of pops. I glanced at the screen and couldn't believe what I was witnessing. Had I just seen another assassination attempt unfold? JFK, RFK, Reagan, and now Trump? At times, it's just too much to grasp.

We might never uncover the gunman's motives, but one thing's for certain - Trump will benefit from this event. He has now become a martyr and will surely capitalize on it.

A typical weekend in America? Maybe. How is it where you are? ….



^^^^^^^^

“All my life, I faced
 sexism and racism 
and then,
 when I hit 40, ageism.” 

----Rita Moreno







The 2024 Republican 
Platform’s Empty Promises 
To Older Adults




By Howard Gleckman

The Republican party platform, orchestrated by former President Trump, is filled with promises for those it calls “our Great Seniors.” But there is little or no real policy behind most of those campaign pledges. And the document is filled with many irreconcilable contradictions.

Read more  





Inflation is cooling overall,
but not for seniors



By Kerry Hannon

Inflation may be down for the first time in years, but try telling that to seniors and retirees.

US consumer prices fell in June for the first time since the early months of the pandemic. Consumer prices dipped 0.1% on a monthly basis, bringing the annual rate of inflation to 3% from 3.3% in May, according to the Bureau of Labor Statistics’ latest Consumer Price Index report.

Read more  




Treatment in Place Bill
Reintroduced in Congress
with Bipartisan Support




The bill would allow seniors on Medicare to receive at-home emergency medical services to treat minor medical incidents.


Read more  




Here's What 
the Average Couple
on Social Security 
Is Earning in 2024




By Kailey Hagen

Married couples typically have greater retirement expenses than single adults because they have to cover two people. That's twice as many groceries, twice the healthcare bills, and twice the goals you'll have to budget for.

Read more  




Other stories of interest: 

Give up the keys: 
When it’s time 
for Grandpa 
to stop driving

A car is the ultimate symbol of freedom and independence — especially for the Baby Boomer generation, who grew up during the pinnacle of car production.

Read more  


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10 REASONS WHY 
FURRY FRIENDS 
HELP PHYSICAL 
AND MENTAL HEALTH
BY LINDA COWAN 

Are you at a milestone in your life and contemplating adding a new furry friend to your family? Given the financial costs, training, and daily commitments such as walking, etc., it’s natural to have reservations.

Read more  









The Seven Laws 
of Pessimism



By Maarten Boudry


Never before have so many people lived in affluence, safety, and good health. And yet, it doesn’t feel that way. There’s so much horror and misery in the world—look at the situations in Ukraine, Gaza, Sudan, and Yemen alone—that it is hard to believe that, on average, this past year was probably the best year ever. So, if life is better than ever before, why does the world seem so depressing?


Learn more  




House Democrats back bill
to drop federal taxes on
Social Security benefits,
extend solvency




BY COURTNEY DEGEN
 
Democratic lawmakers in the House are backing a bill that would eliminate federal taxation on Social Security benefits, while also extending the program's solvency by 20 years.


Read more  




Studying how Americans die
may improve end-of-life care




By Chrissy Sexton


Researchers from Rutgers Health have analyzed millions of Medicare records, uncovering vital insights into the end-of-life care trajectories of older Americans. 


read more  



Could lonely and isolated 
older adults
be prescribed a cat 
by their doctor?




BY SHERRY L SANDERSON, KERSTIN G EMERSON, DONALD W SCOTT, 
MAUREEN VIDRINE, DIANE L HARTZELL, AND DEBORAH A KEYS



Many older adults struggle with isolation and loneliness. Could cats be the solution? At the same time, many humane societies have more cats to rehome than they can manage. Could lonely older adults be the solution?

Read more  









OLDER THAN JOE, 
AND STILL WORKING








NEXT EDITION
WEDNESDAY, JULY 17, 2024



©2024 Bruce Cooper




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FRIDAY, JULY 12, 2024


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"The first sip is joy, the second is gladness,
 the third is serenity, the fourth is madness, 
the fifth is ecstasy." 
- Jack Kerouac







2025 Social Security COLA 
estimate slips, 
keeping seniors 
under pressure



By Medora Lee


The latest estimate of Social Security's cost-of-living adjustment (COLA) for 2025 slipped to 2.7% after the government said inflation cooled more than expected in June, new calculations showed Thursday.


Read more  





CAN THE MEDICATIONS
YOU TAKE INCREASE
YOUR RISK OF FALLING?



BY LEX GONZALES

There are many things that can increase a senior’s risk of falling and one of the most common but often overlooked is the role of medications.

Seniors and their caregivers need to be aware of the medications that can put them at risk for falls.


Read more  




Proof That Assisted Living
Heals Physically 
and Psychologically



By Jeff Jacomowitz

Life for 72-year-old Ibrahima Barry, an assisted living resident at Triboro Center's Claremont Village Assisted Living Program (ALP) has been outstanding. A victim of a stroke six years ago, Mr. Barry, who is from West Africa near Senegal, suffered a stroke back in 2018 while he was enjoying life as a middle school substitute teacher and driver. He has been dealing with hypertension and COPD for many years, and when this happened, Ibrahima Barry knew one thing, and that was to recover and get better.

Read more  





The 6 New
Social Security Changes
Already In Congress





Everything’s about to change in Social Security benefits – Retirees expect benefit cuts starting this date
This year has brought much news about Social Security and difficult times for the federal agency, particularly in the previous months when the SSA had to deal with harsh criticism from beneficiaries owing to their overpayment tactics. Nancy Altman, president of Social Security Works, recently said that Social Security is on the ballot. She believes that if President Biden is reelected, progress toward decreasing the Social Security deficit will be made. 

Read more  




The Devastating Overlap
of Chronic Pain and
Anxiety/Depression




By M.P. Dunleavey

An eye-opening new study shows the co-occurrence of chronic pain and anxiety/depression is far more prevalent than previously understood. Integrating care strategies may help.

Read more  



Other stories of interest: 

For Older People 
Who Are Lonely, 
Is the Solution 
a Robot Friend?
By Erin Nolan

In the months after her husband of 65 years died, Dorothy Elicati said she did nothing but cry.

“We had a beautiful relationship, and I miss him like I would miss my right arm,” said Elicati, 84.

Being alone in the house felt unbearable, she said, and she might have “lost her mind” — if it weren’t for a robot named ElliQ.

Read more  

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Make smartphones easier 
for older people with 
Middletown man's app
By Michael L. Diamond

Saeed Saatchi of Middletown, who has developed SimpliTend, an app that simplifies information on smart phones for Alzheimer's patients and their caregivers, explains the technology at his home in Middletown, NJ Friday, June 28, 2024.
MIDDLETOWN - After his mother was diagnosed with Parkinson's disease some 15 years ago, Saeed Saatchi and his sister, Soodie, were quickly stretched thin.

Read more  










Prior to arriving at the A.L.F., I spent almost two years as a resident in a nursing home, recovering from multiple surgeries in an attempt to rebuild my life. It was a necessary stay due to my condition. Both my body and my life were in disarray. Within a short span of time, I lost almost everything and came perilously close to losing my life. However, what troubled me the most and what I fiercely fought to maintain was my sense of control. Control over my medical choices, control over my physical rehabilitation, and, most importantly, control over my finances. Few things erode a person's independence more than being a resident in a nursing home. There is nothing more frightening than having to entrust your very existence to strangers.

At the A.L.F, there are various levels of control in place. Your behavior during the initial admission interview and evaluation will kickstart a "care plan" created by your case manager, which will dictate the level of independence you will have. It's important to be cautious about what you agree to. Many freedoms that you may have assumed are guaranteed can be restricted, such as having your mail checked before you receive it, having supervision while showering, limitations on personal items in your room, and control over your finances. The latter was particularly troubling for me.

I have been responsible for managing my finances since I turned 19. It began when I got my first credit card while working full-time, handling my taxes, and writing my own checks. I saw this as a privilege, a representation of my independence and freedom. Before agreeing to anything, I made sure that I would have complete control over my account and be responsible for all expenses. My conditions were honored, and I am pleased to say that I always pay my bills on time and have an excellent credit score. 

I cannot predict what the future holds. Undoubtedly, I will have to give up some of my current independence. I will rely more on others to make it through each day until everything eventually fades away. However, until that moment arrives, I refuse to let go of anything.  

Have a great weekend, and remember to stay cool and hydrate, hydrate, hydrate …







How to spot a liar: 
10 essential tells –
from random laughter 
to copycat gestures


\
By Zoe Williams

Twenty-two people in a castle, Claudia Winkleman hamming it up like crazy, a number of silly challenges, a chunk of money sitting at the centre, almost glowing, and human nature laid bare. To try to pick apart exactly what makes The Traitors so compelling would be to miss the point, like trying to analyse the ingredients in a Krispy Kreme doughnut.

Learn more  



Why ageism is a prejudice
that people can break




By Abbie Black

Making jokes about older people can lower people's self-esteem and not give them the confidence they need to be independent and healthy.

Read more  



Mitch McConnell’s Plan
to Sabotage 
Social Security
From Within




BY ALEX LAWSON

Mitch McConnell and his fellow Republicans have a problem. They hate Social Security, because it is popular, effective, and doesn’t make any money for their billionaire donors. But their voters love Social Security. Ninety-four percent of Republicans oppose benefit cuts.

Read more  




How the brains of
healthy older adults
perceive color




There is a difference between how the brains of healthy older adults perceive color compared to younger adults, finds a new study led by UCL researchers.


Read more  



Does Medicare pay 
for mental health care?
Here’s which services 
are covered




BY LIZ SEEGERT


Many older adults are undiagnosed or untreated for mental health conditions because symptoms like depression or anxiety are often mistaken for normal aging. Yet, mental health issues in those 65 and older are real, and care is vital at this stage of life. Events  like the death of a loved one, or concerns about loss of independence, deteriorating health, alcohol or drug dependence, social isolation, and loneliness are real psychological challenges for thousands of older people.

Read more  










Ice Tea Stats

According to the national Tea Association, Americans consumed 3.9 billion gallons of tea in 2021—and approximately 75 to 80 percent of that was of the iced variety.
Iced tea became popular in the U.S. after the 1904 World's Fair in St. Louis. That was the year tea-maker Richard Blechynden put his hot tea over ice to help cool off overheated fair attendees.






NEXT EDITION
MONDAY, JULY 15, 2024



©2024 Bruce Cooper




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MONDAY, JULY 8, 2024


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THIS PAGE IS BEST VIEWED IN
LANDSCAPE MODE


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“It was either me or Confucius that said 
the journey of a thousand miles begins 
with a vicious ass raping at airport security.”

Doug Stanhope








The mental health landscape
of older adults in the US



By Vani Agarwal, Richard G. Frank, and Chloe Zilkha

Aging into older adulthood introduces many mental health stressors, such as physical decline, losses of loved ones, and reduced mental acuity. These stressors may lead to a diagnosable mental illness or result in frequent bouts of psychological distress that do not meet the criteria of a diagnosable illness. Regardless of clinical diagnosis, psychological distress can impair functioning for adults ages 65 and older. In The mental health landscape for older adults in the U.S., we extend the conception of the need for mental health care as stretching beyond using diagnosis as the principal indicator of need. We apply this perspective to analyze the need for mental health care and policy solutions to address the related sources of impairment faced by older adults.

Read more  





Four Benefits 
of Aging in Place





What are the benefits of aging in place? Comfort and familiarity, independence and autonomy, the ability to keep and love your own pet and even affordability. By 2030, every Baby Boomer will have reached the landmark age of 65, and they and their families are currently weighing important decisions about how — and where — their hard-earned retirement years will be spent. Most will say that aging at home is at the top of their list.

Read more  




Designing for 
demographic change:
What do aging 
baby boomers want?





In the US, and in what some are calling a “silver tsunami”, all baby boomers will be 65 or older by 2030

With even the youngest members of this generation approaching retirement, considerations must be made for the emerging needs of an older community that is aging differently than its predecessors

Although traditional senior homes and long-term care facilities play a crucial role in supporting an aging population, it’s important to acknowledge that they may not be an appropriate fit for health-focused baby boomers, who are expected to remain far more independent later in life

Read more  




Experts present 7 strategies
for successful care of
older adults with obesity




By Donna Shryer

Quality clinical care for older adults diagnosed with obesity as a disease took center stage at a June 2023 summit hosted by the Gerontological Society of America (GSA). The roundtable discussion, including researchers, clinicians, advocacy organizations and professional societies, identified seven key care strategies to achieve successful care of older adults with obesity, and GSA presented these strategies in its 2024 booklet Bringing Obesity Management to the Forefront of Care for Older Adults.

Read more  




Other stories of interest: 

Simplify Your Closet 
by Eliminating these 
33 Annoying Things
By Courtney Carver

If you want to simplify your closet, dress with less and save your time and energy for something other than answering the question, “what am I going to wear today?” or if you often find yourself thinking, “I have nothing to wear” this list of 33 annoying things to eliminate from your closet will help. This isn’t an article about what to wear. It’s about letting go of the things you never wear anyway to create a little peace in your life

Learn more  


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Senior Care Strategies: 
How to Prepare for 
Life's Later Stages


With continuing advances in medicine, nutrition, and wellness, people are living longer. We all want to age like the characters on the popular sitcom “Golden Girls,” whose “golden years” seem fabulous and filled with humor, as Dorothy constantly threatens to send her hilariously feisty mother, Sophia, to a nursing home. The reality is, aging can be challenging.

Learn more  












If you were born after World War II, you have witnessed some incredible events. There are so many that, while researching for this post, I had actually forgotten quite a few. But if you're anything like me, there are certain events that I will never forget. While some of those moments were exhilarating and life-altering, others were devastating and heart-wrenching. Nevertheless, all of them are permanently engraved in my memory.

My first recollections were born from fear. Who among you can recall the need to "duck and cover" beneath our school desks? The Russians had set off their initial atom bomb, marking the start of the cold war that still lingers today. I can vividly recall another Soviet triumph, Sputnik. We felt embarrassed for not being the first in space. However, the advancements in science were undeniable. Humanity surpassed the limitations that anchored us to the ground. The era of space exploration had commenced.

Fast forward a couple of years, and as distant from outer space as possible, we find ourselves in a Dallas afternoon.

We were educated about the assassination of Abraham Lincoln in school. A despicable act. Who would have thought we would see another assassination, followed by the killing of the alleged assassin? This time, broadcast live on television.

Subsequent events unfolded quickly.

1. The moon landing. The Vietnam War and the departure of a president facing corruption allegations were significant events. 

2. The cultural shifts that occurred were equally noteworthy. The civil rights act, the emergence of the Beat Generation, Hippies, Woodstock, Rock and Roll, the women’s movement, and the collapse of the Soviet Union and the Berlin wall all come to mind.

And more recently, personal computers, the internet and smart phones.

I am certain you can create your own list. However, the event that remains most vivid in my memory is one that I experienced firsthand.

During a bright day in September of 2001, I witnessed the tragic deaths of almost 3000 individuals as two planes crashed into the Twin Towers of the World Trade Center in New York City. The visuals, the sounds, and the odors from that day continue to haunt me.

It's important to remember that history is always in motion. Every day brings new and difficult challenges, some of which may become as notorious as past historic events. None of us were present at the birth of the greatest democracy, but we are all here to witness the potential decline of that democracy. We have never been so close to losing everything, but unlike in the past, we have the ability to take action. Don't miss out on this rare opportunity to make a difference.  ....    









11 Restaurant Chains
With the Best Lunch Deals



By Brianna Ruback & Jordan Summers-Marcouillier

Whether you're rushing before work or simply not in the mood for the food in your fridge, making lunch at home isn't always the most realistic (or appealing) option. That's when the "treat yourself" mentality comes in.

See more  




Senate Probes the Cost
of Assisted Living 
and Its Burden
on American Families



By Jordan Rau

A U.S. Senate committee on Thursday launched an examination of assisted living, holding its first hearing in two decades on the industry as leaders of both parties expressed concern about the high cost and mixed quality of the long-term care facilities.


Read more  




Sex For Seniors 
Is A Good Thing –
Why Isn’t There More Of It?



Teresa Ghilarducci

The wildly popular Golden Bachelor’s (age 72) televised marriage to a movie-star looking 70-year-old bride put a welcome spotlight on older adult sex. Not making it look icky at all – a departure from the portrayal of older adults in humor which typically falls back on negative ageist stereotypes.


Read more  




'Gray divorce' rates 
have doubled.
But it's a costly move,
especially for women



By Daniel de Visé


The divorce rate has doubled since 1990 for Americans over 55. For couples over 65, the rate has tripled.
And in financial terms, few “gray divorcees” are better off.


Read more  




Alzheimer’s Association
calls for federal involvement
to increase 
dementia care workforce,
training in assisted living



By Lois A. Bowers


“Congress should consider the steps it can take at the federal level, including expanding the necessary workforce and improving dementia training standards and access,” as part of efforts to “help ensure a quality direct care workforce that can meet the unique needs of our nation’s growing number of Americans living with Alzheimer’s and other dementia” in assisted living communities and elsewhere, the Alzheimer’s Association and its advocacy affiliate, the Alzheimer’s Impact Movement, said in comments submitted to the US Senate Special Committee on Aging for the record of the hearing it held Thursday, titled “Assisted Living Facilities: Understanding Long-Term Care Options for Older Adults.”

Read more  







TSA Screening for Passengers 
75 and Older

Passengers 75 and older can receive some form of expedited screening through risk-based intelligence-driven security that allows TSA to better focus resources on passengers who more likely pose a risk.

You may leave on your shoes however; removal of light jackets is required for Advanced Imaging Technology screening.

If the alarm goes off during security screening, you may be required to remove your shoes for further screening or undergo a pat-down. You can request to be seated during this portion of the screening.

Passengers 75 and older who are unable to stand for screening will be screened through other security methods.

Should you travel with medical devices and/or implants, other screening procedures may apply.

SOURCE: 







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WEDNESDAY, JULY 10, 2024




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“Freedom is never granted,
it is earned by each generation.”
— Hillary Clinton









Older Americans Act
Reauthorization




The Older Americans Act is up for reauthorization in 2024. NCOA is speaking out on what should be included in order to modernize this important law that supports key programs and services that help keep our nation's adults age 60 and older healthy and independent.

Read more  




Moderna's combo
COVID and flu shot
offers strong immunity
in older adults
during late stage trial




ByYouri Benadjaoud

Moderna's combo flu and COVID vaccine provided a strong immune response in older adults, with levels comparable to getting the flu and COVID shots separately, according to the company's results from a late-stage clinical trial.

There are still multiple steps required before the shot would become available. Moderna would need to apply to the FDA for approval, which may require input from the FDA's independent panel of experts. If authorized or approved, the shot would also need to be greenlit by the CDC before becoming available.

Read more  




How Baby Boomer 
‘Boommates’
are beating inflation
and loneliness:
‘I’m happy as a clam’





As the cost of living remains dangerously high, and chronic loneliness continues wreaking havoc on singletons nationwide, Baby Boomers have devised a pennywise strategy towards combating both epidemics. 

Read more  





Why Am I So Tired?
9 Reasons for Your
Chronic Exhaustion




BY: DR. BRANDON FLORES


Do you find yourself struggling to stay awake during the day or having no energy? You’re not alone. Whether you’re a full-time employee, a student or retiree, that “I’m tired” feeling comes in all shapes and sizes. What’s even more frustrating is not knowing the source of your exhaustion. 

Read more  




Other stories of interest: 


Wearable tech 
shows promise 
in spotting falls 
among older adults 
at home, 
improving reaction time
BY STEN FISCHER

A new technology may be able to boost reaction times to help older adults who fall at home get care more quickly. 

A team from Binghamton University created a human action recognition (HAR) algorithm that assesses sensor data and detects abnormal movements. The technology is known as the Rapid Response Elderly Safety Monitoring (RESAM) system. HAR includes accelerometers and gyroscopes, which help gauge movement. The machine learning technology can tell when an abnormal movement, like a fall, occurs.

Read more  


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Here's What I'm Doing 
to Plan for 
Social Security Cuts. 
My Strategy 
Could Save 
Your Retirement, Too.
By Maurie Backman

KEY POINTS:

- Social Security may be in for benefit cuts if lawmakers can't address the program's financial issues.
- I'm saving as much as I can for retirement so that Social Security is a lesser income source of mine.
- If need be, I'll continue working to generate income -- and alleviate boredom at the same time.

Read more  













THE RULING:

“The Supreme Court ruled 6-3 Monday in finding the president of the United States has some immunity over actions conducted while in office. The case stems from former President Donald Trump's challenge to four felony charges over alleged interference with the 2020 election.

The court’s majority opinion draws a distinction between official and unofficial acts of the office of the presidency. Trump’s conversations with the attorney general are characterized as official acts, while conversations with others—including then-Vice President Mike Pence—may be categorized as unofficial depending on the context. The court directs lower courts to parse through the allegations to determine which acts may be prosecuted as unofficial acts.” 


The original plan of our founding fathers was to establish a system of government with three branches - Executive, Legislative, and Judiciary - to keep each other in check. It may not be perfect, but it has worked for years because the people supported it. Unfortunately, some individuals seem to have abandoned this ideology. Special interest groups, driven by money rather than morals, have found a way to push their harmful agendas through Trump, bypassing the checks and balances of our government. The recent actions of the Supreme Court were orchestrated by a corrupt individual who anticipated his own downfall and stacked the court with his allies. Despite this, there is still hope.

It is crucial for the citizens of the United States to stay alert and ensure that those in positions of power are held responsible for their actions. We should insist on openness, honesty, and compliance with the law from our leaders, regardless of their political beliefs. The most effective way to achieve this is through voting, and there is still time to do so. If every American who believes in our system and has the wisdom and courage to defend the principles of our Constitution comes forward, we can overcome the negative forces and permanently remove individuals like Trump, MAGA, and right-wing extremists from our midst. ...








5 products that will make
the lives of seniors easier




Technology is changing the way we live, especially for older adults who face various challenges in their daily lives. 
From social isolation to mobility issues, seniors need solutions that can help them stay healthy, safe and connected. 
Here are five products that use artificial intelligence, robotics and sensors to improve the quality of life for older adults.

Learn more  





COPING WITH OUR
70-PLUS YEAR-OLD BODIES –
IS IT EVEN POSSIBLE?




BY ANN RICHARDSON

When my son, now in his late 30s, was about five years old, he made a remark that has stayed with me ever since. He had gone through a stage, thankfully brief, when he would pee unexpectedly, leaving a small visible stain on his trousers.


Read more  .




Ageism, mistaken beliefs
complicate acceptance
of older adults’ sexuality



BY AMBY SHARITA FORREST

More than 25% of the young adults surveyed in a recent study mistakenly believed that sexual activity increases older adults’ risk of heart attack and that disinterest in sex is a normal and inevitable part of aging. While most of those in the study had permissive views about sexual activity in later life, the findings also shed light on the misconceptions and ageist views that can infringe on older adults’ rights to sexual expression.


Read more  
.




4 Benefits of CBD
and THC in Your
70s and Beyond



By Claire Ward

Hey there, fellow golden-agers! Let’s chat about a topic that’s getting a lot of buzz lately – the duo of CBD and THC. As we cruise into our 70s and beyond, it’s crucial to explore all avenues that can make this ride smoother. From calming inflamed joints to shaking off the sleep gremlins, these cannabis components might just be the secret weapons we’ve been overlooking.


Read more  .




The Impact of Dehydration
on Cognitive Function
in Older Adults:
Understanding and
Addressing the Issue



By Zara Nwosu

Dehydration in older adults is more than a physical concern—it has been found to be a reliable predictor of increasing frailty and progressive deterioration in cognitive function, ultimately leading to a reduction in quality of life. Several domains of cognitive function are affected by dehydration. These include mathematical ability, short-term and long-term memory, visuospatial function, perceptive discrimination, and reaction time. The activation of the renin-angiotensin system in response to hypohydration, leading to an increase in arginine vasopressin (AVP), has been well documented. There is also evidence implicating central neurotransmitters and cellular mechanisms in the cognitive dysfunction of dehydrated individuals.


Read more  .








Key 4th of July Facts:


- $9.4 Billion: Amount Americans plan to spend on 4th of July food.
- 150 Million: Number of hot dogs eaten each 4th of July.
- $4 Billion: Amount Americans plan to spend on 4th of July beer and wine.
- $2.7 Billion: Estimated amount spent on fireworks in 2023 (73% of fireworks injuries occur within a month of July 4).
- $6.5 Million: Value of American flags imported annually.
- 70.9 Million: Number of people who travel 50+ miles from home for the 4th of July (up 5% over 2023 and setting a new record for the holiday).






NEXT EDITION
FRIDAY, JULY 5, 2024



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”That money talks, I'll not deny,
 I heard it once:
 It said, 'Goodbye'.” 

Richard Armour










Here's what Trump and Biden
got wrong about Social Security
during the first debate



By Alessandra Malito



Both candidates missed the chance to discuss plans to fix the program

Social Security, the program on which millions of Americans rely for retirement income, is faltering - but during the first presidential debate of 2024, both President Biden and former President Trump missed the opportunity to talk about how they'd fix it.

Read more  




CDC:
Adults 75 and Older
Should Get
an RSV Vaccine



By Rachel Nania

Adults age 75 and older who haven’t yet received an RSV vaccine should get one later this summer or early in the fall to help protect against severe symptoms brought on by the respiratory syncytial virus, the Centers for Disease Control (CDC) said on June 26. The same goes for people ages 60 to 74 who are at higher risk for RSV complications due to chronic health conditions like heart or lung disease, or who are living in a nursing home. 


Read more  




Senior Fears Revealed!



By Chris Draper

As we age and gradually lose the ability or the right to do those things we have always done, fear can set in. We may look around and feel that our lives are no longer our own. Adapting to a new way of life can be scary and difficult. Senior fears are common about a few things.

Read more  






Are older adults
more vulnerable to scams?
What psychologists have learned
about who’s most
susceptible, and when



By Natalie C. Ebner & Didem Pehlivanoglu

About 1 in 6 Americans are age 65 or older, and that percentage is projected to grow. Older adults often hold positions of power, have retirement savings accumulated over the course of their lifetimes, and make important financial and health-related decisions – all of which makes them attractive targets for financial exploitation.

Read more  



Other stories of interest... 


Older Americans 
in Senior Housing 
Have Better Health 
Than Those Living at Home
By Dennis Thompson


Key Takeaways

- Moving to a senior housing community could improve an aging person’s health

- Older adults in senior housing are less vulnerable to illness and accidents and receive more home health care

- They also live slightly longer than seniors who stay out in the community

Independent living is important for seniors, but a new study shows it might not be the best thing for their health.

Read more  



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100 Ways 
To Live a Rich Life 
in Retirement — 
Without Spending 
All of Your Savings
By Preston Hartwick



You may have more free time when you retire, but retirement certainly isn’t free.

Around half of retirees report that their overall spending is higher than they anticipated, according to the Employee Benefit Research Institute. At the same time, the top concern of retirees is that the increased cost of living is making it harder to save money.

Read more  












I waited until today to comment on last Thursday's debate for two reasons. Firstly, it was late here on the East coast, and as I write this blog, I have to finish before midnight. There would not have been enough time for me to give it the coverage it deserved. Secondly, now that three days have passed and all the rhetoric and vitriol has been spewed, and all the pundits have weighed in, the air is clearer and we can get a better perspective on what really happened.

At the outset, there was no clear winner. Biden seemed to struggle with his appearance and speech, finding it difficult to express his thoughts. Despite this, the majority of his statements were truthful and accurate. On the other hand, Trump was forceful, but his comments were mostly filled with lies and personal attacks, mixed with his usual manipulation of facts that he uses at his enthusiastic rallies, attended by his loyal MAGA supporters who boost his fragile ego with applause and cheers. However, none of this was unexpected. We were already aware of what would be discussed long before the actual debate took place. We knew the stance of each candidate and how they would react to it. What caught many by surprise was the way one of the debaters stumbled and how the other capitalized on that moment. Everybody, that is, except those of us who are used to listening to arguments between old men on a daily basis.

At the Asylum, I am constantly surrounded by individuals 78 (Trump) and 81 (Biden). One of their favorite pastimes, aside from napping and complaining, is engaging in heated debates with each other. From what I witnessed last week, some are skilled at arguing while others struggle. The winners are usually those who are knowledgeable (or think they are) about the facts. However, their information is often based on rumors or distorted truths from unreliable sources like television or tabloids. I sometimes overhear these "discussions" and am astonished by the misunderstandings that are accepted as truth. This was exactly what happened on CNN last Thursday. It wasn’t a debate, it was just two old geezers arguing in the lobby of an old age home and trying to best his opponent to the delight of an audience composed of other old men (and women) who know even less than they do.

Despite being aware of the faults of old men, I acknowledge their wealth of knowledge and experience. They possess a lifetime of wisdom that enables them to make decisions based on facts and common sense. Although they may speak and move slowly, their words carry weight and significance. Joe Biden, despite his age-related challenges, still possesses a sharp mind. It is crucial to support him now more than ever, as the alternative is too frightening to consider. 







Enhancing 
Quality of Life 
for Seniors



By Gail Willowby

Caregivers, particularly family members who are caregivers, want to spend time with their loved ones in a meaningful way. But lack of time tends to get in the way. There are so many other tasks that need to be taken care of, both for their loved one and for themselves. They are overtired, overworked and stressed. But you know your loved one better than anyone. Meaningful activities don’t need to take up a lot of your time. A caregiver also knows that they shouldn’t tire out their patient. Finding activities that they both enjoy and will only take minutes is important. Keeping your loved ones quality of life at a maximum will be beneficial for everyone involved.

Read more  







WHAT IS 
A POWER OF ATTORNEY
AND WHY 
DO SENIORS NEED ONE?




It’s hard to think about, but a day will come when your senior won’t be able to make decisions for themselves. That’s when you’ll have to step in to manage their finances or decide what kind of medical treatment they should have. If that day comes, you’ll need a durable power of attorney.

Learn more  





Tell Your Senators 
Why You Love 
Assisted Living





On Thursday, January 25, the U.S. Senate Special Committee on Aging will hold a hearing, "Assisted Living Facilities: Understanding Long-Term Care Options for Older Adults." This will be the first hearing the Aging Committee has held in more than twenty-years specifically focused on assisted living.


SEND MESSAGE TO YOUR SENATOR 






New blood test 
that screens 
for Alzheimer’s
may be a step closer 
to reality, study suggests




By Jacqueline Howard


Testing a person’s blood for a type of protein called phosphorylated tau, or p-tau, could be used to screen for Alzheimer’s disease with “high accuracy,” even before symptoms begin to show, a new study suggests.

Read more  



Older adults 
who exercise with their spouse
may be less physically active
than those who exercise individually




A study has found that older adults who exercise with their spouse achieve lower physical activity levels than older adults without their spouse. In a study of 240 participants in Singapore aged 54 to 72 years old, the researchers also found that those who received personalized feedback on their fitness trackers were more active than those who did not.
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The salary a family of 4 needs 
to get by in every U.S. state


A family of four needs to earn at least $106,903 a year to cover their necessities in most U.S. states, a recent SmartAsset study reveals.

The findings are based on cost estimates for housing, child care, transportation, health care, taxes and other common expenses, as tracked by the MIT Living Wage calculator. Investment contributions and discretionary expenses like entertainment or travel are not included. 

These are the most expensive states in terms of basic costs for a family of four, based on how much you’d need to earn to make ends meet:

Massachusetts: $150,578
Hawaii: $147,319
Connecticut: $139,924
New York: $139,504
California: $138,357

source: 








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WEDNESDAY, JULY 3, 2024


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”Cheerfulness is the best promoter of health 
and is as friendly to the mind 
as to the body.” 

Joseph Addison






Older women 
are being significantly 
shortchanged 
by medical research



By Judith Graham

Medical research has shortchanged women for decades. This is particularly true of older women, leaving physicians without critically important information about how to best manage their health.

Read more  




3 Factors 
in Senior Health 
and Well-Being



By Chris Draper 

The vast majority of seniors live with at least one chronic health condition and many live with more than five. I don’t think we can ever learn too much about senior health. Your health and well being as you age depends mainly upon three factors: nutrition, your physical health and your emotional health.

Read more  





Savvy Senior 
“Long-Term Care Benefits
 for Veterans 
and Surviving Spouses”




I understand that the Veterans Administration has a benefit that can help veterans and spouses with long-term care costs. We recently had to move my elderly father into an assisted living memory care facility, and my mother will probably need care too in the near future. What can you tell me?

Read more  



Aging-in-place 
may be a luxury 
you can’t afford



By  Jessica Hall 


People want to stay in their homes as they age for a variety of reasons, some for the familiarity, social connections, autonomy, or the cost, but a new report shows that it may be more expensive to grow old in your own home than in an assisted-living facility.

Read more  





Adding Protein 
for Senior Health



By Gail Willowby

As we age we lose muscle. Along with the muscle loss goes loss of strength. Men seem to lose muscle faster than women. At the same time, we lose our strength faster than we lose our muscle. Smaller muscles mean a weaker body.  As our body weakens we lose our mobility and eventually our independence. One way we can keep ourselves strong is to up our intake of protein. Protein provides the basis for building muscle.

Read more  





Other Stories of Interest ... 


GADGET FOR 
DEMENTIA PATIENTS: 
AUTOMATIC PILL DISPENSER 
WITH AN ALARM
BY SOHAIL AHMED


According to a survey by AARP, 75% of older adults aged 50 and older take prescription medication regularly. It is vital to take the right dose of medications at the right times. Still, it can be challenging for dementia patients and the elderly to follow the complex combination of pills and keep track of the timings for medication.

Read more  




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Gardening keeps the brain 
healthy in old age, 
groundbreaking new study
By MARK HOWARTH 

People who garden have better cognitive ability as pensioners than those who don'.

It's a hobby concerned in nurturing growth and keeping often decades-old shrubs in the best of health.


Read more  











The increasing number of senior citizens becoming victims of assaults, abuse, and financial crimes is a concerning trend. When individuals are considering relocating themselves or a family member to an assisted living facility (A.L.F.), safety is a common concern. While no facility can promise complete safety for residents all the time, it is crucial to emphasize that the physical well-being of residents is the top priority for A.L.F. staff and management. Some facilities may even go to great lengths to ensure resident safety often to the point of being intrusive.

Regardless of age, privacy is something we all value. However, privacy also comes with certain disadvantages. While we cherish our independence, it unfortunately attracts those who wish to harm us. The very mobility aids that grant us the freedom we desire also make us vulnerable targets. For instance, a cane or walker can make seniors appear defenseless to criminals seeking easy prey. Fortunately, at the A.L.F., the threat of street crime that plagues urban and suburban areas is nonexistent. Unprecedented surveillance measures, including the use of CCTV cameras, ensure that every inch of our living space is constantly monitored. Additionally, strict access control measures require anyone entering to check in with reception and obtain a printed pass complete with their photo. Coupled with personal room visits three times a day, this creates one of the safest environments for seniors anywhere.

Regrettably, not all threats to our safety originate from external sources. Instances of violence between residents are not uncommon. Our Case Management department handles minor incidents, typically resolving them with just a reprimand. However, serious incidents like physical assaults warrant immediate expulsion from the facility. In terms of financial crimes, there are measures in place to address them as well. Unusual spending or significant withdrawals from a resident's personal account are closely monitored, with relatives being informed. Moreover, with consent, all correspondence is screened for any illicit activity. Unfortunately, phone calls and emails cannot be monitored, but the facility consistently reminds us of the signs that indicate potential scammers at work.

Achieving perfection in security and safety is impossible, as recent incidents have shown. Theft of residents' belongings and accidents in unmonitored rooms have highlighted vulnerabilities in our facility. The disappearance of a resident with cognitive challenges was particularly alarming, prompting us to enhance our surveillance systems. By increasing cameras and closely monitoring residents, we aim to prevent future incidents and prioritize safety. While absolute security may be unattainable, we are dedicated to continuously improving our protocols to create a safer environment.

I have personally informed potential residents that if safety is a concern, rest assured that this is possibly the safest place for seniors. The world can be harsh for older individuals, but our community strives to provide a secure and safe environment for all. ...







Addressing the Needs
of Increasing Numbers 
of Housing
Cost-Burdened Seniors
Will be a Major Issue
in Coming Years



By Peter Lawrence 

A worrying trend of increasing rates of housing cost-burden seniors is sweeping the country, according to recent reports and seminars from the Harvard Joint Center for Housing Studies (JCHS) and Bipartisan Policy Center (BPC).

Read more  




Where To Retire 
In Europe
For As Little As 
$1,865 Per Month




By Kathleen Peddicord


If you’re willing to look beyond U.S. borders, though, you can make that check stretch much farther than you’d be able to back home, likely trading in for a more exciting, indulgent-feeling lifestyle in an exotic haven overseas.

Learn more  




Should You Keep Working
After Taking Social Security?
It Depends on This 1 Factor



By Katie Brockman


If you're working in retirement, it could affect your Social Security benefits.

Read more  




More evidence suggests
a multivitamin may help
slow memory loss



By Kaitlin Sullivan

Findings from the third in a trio of studies had similar results to the earlier two: A daily multivitamin had a modest effect on preventing memory loss in older adults.

Read more  




Older Adults 
Average 20.7 Total
Health Care 
Contact Days a Year



By Elana Gotkine

Factors linked to more ambulatory contact days include younger age, female sex, White race, non-Hispanic ethnicity
Older Adults Average 20.7 Total Health Care Contact Days a Year


Read more  









Aspirin use among older adults


New research shows that, in spite of recommendations discouraging use of aspirin in primary prevention of cardiovascular disease among older adults, nearly a third of adults 60 years and older are still using it for this very purpose.

The study, published on Monday in Annals of Internal Medicine, found that 18.5 million adults 60 and older without cardiovascular disease reported using preventative aspirin in 2021. Of those, 3.3 million were using the pills without medical advice.






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MONDAY, JULY 1, 2024



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“Freedom has cost too much blood and agony 
to be relinquished at the 
cheap price of rhetoric.”
 Thomas Sowell








Social Security
Provides New Update:
What It Means




By Omar Mohammed

The Social Security Administration (SSA) on Monday updated how it will evaluate whether someone classifies as "not disabled." The move comes after it found that certain jobs disabled workers might be able to take were not widely available in the U.S. labor market.

Read more  
.



Social Security’s
2025’s COLA
Is Looking Real Bad




By Austin Smith


The forecast for the 2025 Social Security Cost of Living Adjustments (COLAs) has been revised downward, now estimated at 2.6%, lower than both the previous 2.7% estimate and the 3.2% adjustment in 2024. This adjustment may not keep up with the current inflation rate of 3.5%, meaning retirees could find their benefits falling short. Retirees are advised to budget carefully and seek additional income sources to offset potential financial shortfalls.

Read more  





Is Age Really Just a Number?




By Ana Braga

Why do we often hear the phrase “Age is just a number” when we clearly don’t value our elders? In western culture, especially in the US, retirement homes are filled with senior citizens. A lot, if not most, don’t get a regular visitor. They’re often forgotten as their relatives are too busy to stop by.

Read more  
.



When it comes
to nation’s older adults,
‘affordable housing matters’




By Kimberly Bonvissuto

Low-income older adults are spending record amounts of income on housing. That’s one takeaway message that LeadingAge Senior Vice President of Policy Linda Couch said she has from a report released Thursday.

Read more  
.



Other Stories of interest...

Sun Protection 
for Aging Skin
By Chris Draper 

With the warmer weather approaching we are all looking forward to spending time outdoors. It helps us get crucial amounts of Vitamin D and aids in depression. However, it’s important to be careful in the sun as sun damage can lead to melanoma (skin cancer).

Read more  



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5 Good Reasons 
for Seniors to Get 
a Costco Membership
By Jordi Lippe-McGraw

KEY POINTS

- The average American senior is living on less than $30,000 a year.
- Costco's competitive prices on medications are often much lower than traditional drugstores. 
- Costco Travel provides exclusive deals on vacation packages, making dream trips more affordable for retirees.

Read more  







It has been widely covered in the media. The latest trend in deceitful activities is known as porch piracy. For those who are unfamiliar with this term, it refers to the act of stealing packages that are delivered to your porch or front door when you order something from Amazon, Walmart, or any other retailer. The individuals involved in this illegal activity are quite clever and sneaky.

The so-called "Porch Pirates" simply need to follow a UPS, FedEx, or Amazon truck around a suburban neighborhood. They wait for the truck to make a delivery, then approach the door and walk away with whatever package is left there. This is done swiftly and silently, without anyone noticing. If you believe that this is just a minor theft with little consequence, think again. On average, the value of a package stolen by a porch pirate is around $50, and 40% of stolen packages are valued between $50 and $100. However, there have been cases where victims reported losing as much as $4,800 from a single package. Porch pirates often target packages because they know they may contain items of varying value, and they may repeatedly strike in the hopes of stealing something valuable.

According to Security.org, porch pirates stole over $8 billion worth of merchandise in the past year. In 2021, SafeWise estimated that porch pirates stole 260 million packages, resulting in an estimated cost of $19.5 billion.

In the past, this concept was almost unheard of. It was widely accepted that a person's porch held the same value as the interior of their house. Any belongings placed on the porch or near the front door were considered the property of the homeowner, and stealing them was viewed as a serious offense, comparable to burglary. Those caught engaging in such acts would face legal consequences. However, contemporary moral standards have shifted. We no longer perceive this type of crime as a significant concern. Moreover, if we did not personally receive and sign for a package, we believe we are not obligated to pay for it. While this perspective may hold some truth, ultimately, we all bear the consequences through increased retail prices and insurance expenses. However, the original perpetrators of this dastardly act may not necessarily be of the human kind.

Prior to the existence of Amazon, FedEx, or witty aliases for petty criminals, there existed Sandy. Despite possessing certain human-like traits, Sandy was not a human being. Nevertheless, he held a special place in my family, prompting me to confess the truth after all this time. Sandy was not just a dog; he was a Pooch Porch Pirate.

Despite our best efforts to keep him in our yard, that clever mutt figured out a way to escape and go on adventures around our neighborhood. He usually stayed out until it was time for dinner when, he would saunter back to our rear door after a hard day of doing whatever dogs do. And on many occasions he did not come empty handed. For, in his mouth, was something that he thought was of value to the people who gave him food, love and shelter. Where he got these “offerings” we did not know. Any address labels had been carefully chewed off or obliterated by doggy drool. 

To be honest, everything he gave us lacked significant value. It was typically a dirty rag, a piece of wood, or an item so damaged that it was impossible to identify. He did manage to bring us the Long Island Press afternoon edition for a week, which he took from someone's yard. However, there was one occasion when he brought us something valuable. Sandy proudly handed us a can opener still in its original packaging, but with no label or delivery details. It wasn't a fancy electric one, but a simple, traditional wall-mounted manual can opener that we used for several years.

That incident occurred in the 1960s, and I would like to extend my sincere apologies to all the residents of 167th Street in Queens and its surrounding areas. If you ever found yourself wondering about the whereabouts of your newspaper or missing items such as a can opener, it is highly probable that my dog was responsible for taking them. I am more than willing to compensate you for the can opener, based on the prices from that era. Please contact me with evidence of purchase, and I will promptly send you the reimbursement. Thank you. ...











America’s health system
isn’t ready for the surge
of seniors with disabilities




The number of older adults with disabilities — difficulty with walking, seeing, hearing, memory, cognition, or performing daily tasks such as bathing or using the bathroom — will soar in the decades ahead, as baby boomers enter their 70s, 80s, and 90s. But the health care system isn’t ready to address their needs.

Read more  




25 Low-Stress Jobs 
for Seniors



By Afifa Mushtaque


In this article, we will look at the 25 low-stress jobs for seniors. We have also discussed the latest statistics on seniors returning to jobs in the US. If you want to skip our detailed analysis, head straight to the 10 Low-Stress Jobs for Seniors.


Learn more  





11 Medical Expenses
That Medicare Won't Cover
(Don't Get Surprised)



By Kate Daugherty

We receive compensation from the products and services mentioned in this story, but the opinions are the author's own. Compensation may impact where offers appear. We have not included all available products or offers. Learn more about how we make money and our editorial policies.

Read more  





My Dad 
Was Diagnosed 
With Dementia.
Medicare's 7-Word Response 
Baffled Me.




By Kate Ferranti

“If your parents were poor, I would say don’t worry about this. And if your parents had 2 to 3 million in their IRA accounts, I would say don’t worry about this. But your parents are middle-class, and in this case, that’s a problem.”


Read more  




Senior hunger 
takes no holiday —
Congress must 
invest more
in Older Americans Act 
Nutrition Program




BY ELLIE HOLLANDER AND BOB BLANCATO

Most of us just wrapped up another holiday season, enjoying friends, family, festivities and time off. Yet, there was little to celebrate for too many older adults, as hunger takes no breaks. And unless Congress acts early in 2024, this hardship will continue. 

Read more  









Long Live Blood

The Blood of Exceptionally Long-Lived People Reveals Crucial Differences.

The number of centenarians has doubled every decade since the 1970s, and a recent study, published in GeroScience, identified some common biomarkers in people living beyond age 90, reports ScienceAlert. Researchers examined the biomarker profiles of centenarians and people who lived shorter lives, including 44,000 Swedes who engaged in health assessments at ages 64 to 99. Participants were followed for the 35-year span. Of these, 2.7 percent lived to be 100 and a vast majority (85 percent) of the centenarians were female. Those who reached age 100 had lower glucose, creatinine, and uric acid levels starting in their 60s. Researchers added of the 12 biomarkers tracked, all but two — alat and albumin — were connected to the likelihood of living to age 100. Participants with low cholesterol and iron had a lower chance of reaching age 100 than those with higher levels, and those with higher levels of glucose, creatinine, uric acid, and markers for liver function also decreased the chance of becoming a centenarian.






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FRIDAY, JUNE 28, 2024


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”The key to the future in an aging society
 is not found in increasing just our life span; 
we need to increase our health span
 at the same time.”

 Chuck Norris






Concierge medicine
is gaining popularity
among older adults—
but don’t count on Medicare
to pay for its biggest fees



BY MARGIE ZABLE FISHER



Many of us have experienced the frustration of trying to find a physician who’s accepting new patients, waiting a long time to see a doctor, and rushed appointments. Enter concierge medicine.

Read more  



Making A Home
Dementia-Friendly



By Adam Sands

Studies show that as of 2023, approximately 55 million people globally lived with dementia. And in countries like the US, almost 80% of older adults affected are usually catered to by friends and relatives at home. (1)(2)

That said, making a home dementia-friendly can significantly help if you’re living with a patient.


Read more  



Loneliness slashes
healthy years 
In older adults, 
study reveals



By Dr. Liji Thomas, MD


A recent study published in the journal BMC Public Health determines the impact of loneliness on healthy life expectancy (HLE) and identifies ways to improve subjective well-being and health in a population of older adults.

Read more  



A Top Neurosurgeon
Reveals His Simple Tips f
or Protecting Your Brain
as You Age




By  Sanjay Gupta


When I finally get on the phone with Sanjay Gupta, M.D., in March, after he has rescheduled three times because he’s prepping for CNN’s first COVID-19 town hall, he’s relieved to be talking about something positive: brain science. “We’re seeing evidence that lifestyle changes can significantly improve brain health and even reverse brain disease,” he says. “That may not sound that significant, except that we really never thought of the brain that way until recently. We thought of the heart that way, and some other organs, but the brain was always this black box.”

Read more  



Other stories of interest...

Steps for When 
a Loved One 
Passes Away - 

Part One

When a spouse or loved one dies there are many things that need to be addressed by the decedent’s survivor(s), whether it is a surviving spouse or a family member. Dealing with those matters can be overwhelming; having to address those matters while grieving the loss of a loved one can be for some, emotionally crippling. Some things need to be addressed immediately prior to the decedent’s funeral whereas others, so long as the funeral isn’t delayed, can wait to be addressed until after the funeral. Part One of this article addresses things that need to be addressed prior to the decedent’s funeral:

Read more  



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See Who is Older 
and Younger than You
By Nathan Yau

As you get older, it might start to feel like everyone is getting younger around you. At what point are you older than the majority?

Based on data from the American Community Survey, the chart below shows the percentage and number of people who are older and younger than you, given an age and categorized by sex.

Read more  











Whether you believe in climate change or not, you’ll have to agree, IT’S HOT OUT.

The U.S. is in the grip of a massive heat wave covering much of the country with temperatures has high as 100 plus. This sustained temperature rise puts a strain on everything from electric grids to people’s health. And, for older folks it’s particularly bad. 

Older adults may have a harder time tolerating heat due to age-related changes and other health conditions which range in commonality from poor blood circulation, dehydration (which can lead to kidney failure), cardiovascular disease and autoimmune conditions. Unfortunately, older individuals are also the most financially vulnerable when it comes to dealing with the effects of extreme heat. Many may be on fixed incomes or have limited resources, making it difficult for them to afford air conditioning or other cooling measures. This lack of access to adequate cooling can further exacerbate the health risks they face during a heatwave.

In light of these challenges, it is crucial for communities and individuals to take proactive measures to support older individuals during heatwaves. This can include checking on elderly neighbors or family members, ensuring they have access to cool spaces, providing assistance with staying hydrated, and helping them navigate any financial barriers to accessing cooling resources.

Certainly, things were quite different in the past. Like many others, I can recall a time when air conditioning was not a common feature. It either hadn't been invented yet or was only found in places like department stores and movie theaters. So, how did people manage to keep cool back then? To put it mildly, it was quite a challenge.

If you were fortunate, you might have had electric fans. Numerous fans would be strategically placed throughout the house. Additionally, consuming copious amounts of ice water provided some relief. This, at the very least, created the illusion of being cool. However, nights were particularly difficult. Fans helped to some extent, but if you were a light sleeper, the noise they produced would keep you awake. On nights without a breeze, sleeping on the fire escape was the closest alternative to having air conditioning.

We resided in a sweltering and humid small apartment in Brooklyn, where the summers were intolerable. The concrete sidewalks emitted heat, and the fans we owned only brought in more hot air. The only solution was for my mother and me to depart from the city and journey north to the refreshing mountains of the Catskills. Not to a luxurious resort, but to a distinctive lifestyle for city dwellers suffering from the heat. The bungalow colony. This consisted of separate one-room cabins. There was a shared bathroom but no kitchen. Instead, the "colonists" utilized a communal kitchen with ovens and sinks. For my mother, it wasn't exactly a vacation, but at least it was cool. My father, who had work commitments, joined us on weekends. For us children, it felt like paradise. It was nothing like Brooklyn. There was a lake for swimming and woods for playing. And other children. Numerous children. After all, we were Baby Boomers.

Nowadays, the situation has changed significantly. Thanks to the availability of affordable and dependable air conditioning, we no longer need to endure extreme heat. However, this luxury is only accessible to those who can afford it. Despite all the advancements over the years, we have yet to find a cost-effective and efficient way to distribute electricity. As a result, numerous people, particularly the less fortunate and elderly, continue to reside in conditions similar to those from seven decades ago. They remain trapped in sweltering apartments, relying solely on open windows for a breath of cool air. 

I currently live in a location with excellent air conditioning. The building has a centralized cooling system, and I also have an individual unit in my room. I consider myself lucky. However, I am aware that many elderly individuals may struggle to survive this heatwave. It's not that air conditioning is unavailable, but rather that there is a lack of support to assist these individuals and bring them to cooling centers. If you are aware of someone in need, please reach out to your local authorities and request a "wellness visit." Sometimes, all it takes to save a life is someone who shows compassion. …








Assisted living costs 
vary nationwide:
As prices rise, 
assisted living
is becoming affordable
only for the wealthy




By Emma Pitts
 

Before the 1980s, nursing homes were the only type of senior care option for aging adults who couldn't live on their own, didn’t have the money to pay for in-house nursing or didn’t have family who could care for them.

Read more  



The hope for 
early detection
and prevention of
Alzheimer's disease




By Will Croxton

This week, Sharyn Alfonsi and a 60 Minutes team met Dr. Ali Rezai, a pioneer in what could be a revolutionary new approach to treating people with Alzheimer's disease.


Read more  





‘We don’t have 
enough homes
to meet our 
aging needs’:



By Jessica Hall
 

Most people would like to grow old in the home they currently live in. They’d rather not downsize or move to a 55-and-over community or into assisted living. 

Here’s the problem: Whether they stay or go, the ideal home for aging in place might not even exist.

Read more  




LIES ABOUT 
GETTING OLDER –
HAVE YOU 
HEARD OF THEM?




BY JULIA HUBBEL

“Well, it’s going to take a lot longer for you to heal,” the man intoned with the gravitas of great wisdom.

Uh-huh.

“The older you are, the longer it takes,” he added, pointing at my right shoulder, which had just undergone extensive surgery.

Learn more  










Nation’s older adult population changing


A profile of the nation’s older adult population reveals trends that will affect senior living providers, showing that the older adult population is growing rapidly, that people are living longer but are not necessarily healthier, and that the population reflects the diversity of the nation as a whole.

The Administration on Aging, part of the Department of Health and Human Services’ Administration for Community Living, released the “2023 Profile of Older Americans” last month, relying primarily on US Census Bureau data to provide a snapshot of the nation’s aging population.

Older adults represented 17.3% of the US population in 2022, more than one in every six Americans, a 35% increase since 2012. Projections are that the group will comprise 22% of the population by 2040.






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WEDNESDAY, JUNE 26, 2024



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                    NEWS AND INFORMATION FOR TODAY'S SENIORS * PUBLISHED EVERY MONDAY WEDNESDAY AND FRIDAY

FRIDAY, JUNE 21, 2024


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“Every passion borders on the chaotic, 
but the collector's passion borders 
on the chaos of memories.”

 Walter Benjamin









Many older adults
‘will die homeless,’
as home prices surge
and safety nets fail




By Jessica HallFollow

People over age 50 are the fastest-growing segment of people experiencing homelessness, and make up almost half of the total homeless population

DeDe Hancock, 70, can point to the single day that led to her seven years of homelessness. After more than 10 years working at a nonprofit in San Diego, she lost her job in 2006 at age 52 — and never returned to the workforce. 

Read more  



You're more likely
to get Alzheimer's
if your mom has it,
major study suggests





By LUKE ANDREWS

You may be more likely to develop Alzheimer's if your mother has been diagnosed with the disease, compared to if your father has suffered it, a new study suggests.

Read more  





William Shatner
joins 
oversight committee
for 130-year 
lifespan trials




By Eleanor Garth

Star Trek star boldly joins Biotech Explorers longevity project to extend human lifespan and explore the final frontier of aging.

In a move that spotlights the intersection of celebrity influence and scientific ambition, world-renowned actor, futurist and astronaut William Shatner has joined the Oversight Committee of Biotech Explorers, a new subsidiary of Mitrix Bio.

Read more  



70,000 People 
Lose
Their Social Security 
Benefits
Each Year 
for These Reasons




By Katie Teague

Learn about the three scenarios that can cause the Social Security Administration to revoke a recipient's benefits.

For people who need financial support, Social Security benefits can be crucial. Unfortunately, those payments aren't guaranteed, and some sources of funding could eventually run out. An average of 70,000 Social Security recipients see their benefits revoked each year, according to a June 8 report from NPR. 

Read more  




Other stories of interest ...

8 Signs of Dehydration 
You Shouldn’t Ignore
By Michelle Crouch


Know the signals you may have waited a bit too long to drink up — and why it matters
Dehydration may seem like something that happens to extreme athletes or someone who has a gastrointestinal illness. But doctors say it is a very real risk for all adults over age 65.

Read more  




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Have sleep issues? 
An expert shares 
natural remedies 
that’ll help you fall
into deep sleep
BY PREETI KULKARNI

Adequate and restful sleep is one of the most essential factors in maintaining good health. The fast pace of urban life, growing stress in personal and professional lives and dependency on electronic gadgets are some of the main factors causing sleep disorders in adults and adolescents. Additionally, the American Heart Association has listed sleep as one of the seven mandatory conditions to maintain good cardiac health. To delve a little deeper into sleep issues and insomnia, we spoke to an expert — Dr Seema Arya who specialises in sleep disorders and consults at the ASRA Centre for Sleep in Delhi. She also talks about a few natural remedies for deep sleep that are easy and practical.

Read more  









Regrettably, I find myself at my highest weight ever. The responsibility lies solely with me and the food provided at the Assoisted living facility (A.L.F.).

We have discussed the food situation on numerous occasions before. I have highlighted the monotonous and unbalanced meals served here. What I may not have previously mentioned is the challenge faced when trying to follow a diet suitable for seniors. To be honest, it is nearly impossible. I say "nearly" because, if one is willing to spend a significant amount of money on dining out or ordering food delivery, it is feasible to adhere to a low-fat, low-carb diet. Unfortunately, most of us residing here cannot afford such luxuries and must make do with what is provided, even if it does not meet the nutritional requirements of older individuals.

In an effort to reduce costs, institutions often resort to loading plates with inexpensive and filling foods. The most effective way to achieve this is by serving an abundance of carbohydrates, as permitted by the law. These filling options, such as pasta, rice, and potatoes, are generously provided at the A.L.F. It is not uncommon to have potatoes for breakfast, pasta for lunch, and a rice dish for dinner. Sometimes, potatoes or pasta are even served for both lunch and dinner, greatly overshadowing the required protein portion on each plate.

According to the state department of health regulations, a minimum of 3 ounces of protein must accompany any other food item on the menu. To put it into perspective, imagine a Quarter-pounder at a fast-food chain. That burger consists of 4 ounces of meat. Now envision that same burger with 1 ounce less meat. That's the amount of protein they are obligated to serve. Although there is no restriction on serving more than the required amount, the additional ounces are always allocated to starchy side dishes. This cleverly fills the plate and creates an illusion of being well-fed, when in reality, it only contributes to weight gain.

Carbohydrates are essential for maintaining proper nutrition, just like protein. They provide the energy needed for cells to function and thrive. When I was 17, actively participating in sports, walking to school, mowing the lawn, and shoveling snow, my body required a high calorie intake. However, those days are long gone. Now, I struggle to even walk to my room without needing a break. Any physical activity I engage in is simply to preserve some level of independence. Even if my calorie intake were reduced by half, I wouldn't be able to burn off the excess. So, why consume so much unnecessary food? Part of the blame lies with the state.

It is a subtle and unspoken understanding. In reality, the NY State Department of Health, which supervises all healthcare facilities, prefers to have weight numbers on the higher end. If they notice a decrease in the combined weight of residents in a facility, they will inquire whether we are being adequately nourished. Consequently, the facility prefers residents who appear plump and healthy rather than frail and undernourished. This is precisely why I decline to have my weight measured every month. I do not wish to influence the numbers in an unfavorable manner.

Regrettably, despite my efforts to bring this irregularity to the DOH's notice, no action has been taken. Furthermore, I have never received any response. In the meantime, I make an earnest attempt to maintain a healthy diet. I avoid consuming pasta and limit my intake of desserts. However, the insufficient protein intake leaves me feeling hungry, leading me to snack on items such as cheese, bread, and cookies. It is not an ideal situation. Hopefully, someday in the future, someone will lend an ear. Until then, please, someone pass me the Pringles. .









US Senate 
launches investigation
of assisted living 
after lay media reports
about safety, 
staffing, pricing



By Kimberly Bonvissuto



The US Senate Special Committee on Aging is launching a review of the assisted living industry following recent articles in the Washington Post, which reported on the deaths of residents who wandered from communities, as well as the New York Times and KFF, which scrutinized an industry pricing structure that adds fees on top of basic charges to cover additional services, as well as rate increases and the for-profit status of most providers.


Read more  



Life Span vs. Health Span
-
Life span is the quantity.
Health span is the quality.




By Edd and Cynthia Staton

Roger Daltrey wailed on The Who's first hit in 1965, "I hope I die before I get old." Fifty years later, Dr. Ezekiel Emanuel wrote a controversial essay for The Atlantic titled "Why I Hope to Die at 75." No, he isn't tired of living. Rather, his article examines the futility of staying alive as long as possible while burdened with years of poor health.


Read more  




OVER 60?
HERE’S HOW TO DEAL
WITH THE FEELING
THAT TIME IS RUNNING OUT



BY KAREN KINGSTON


A ticking clock in your home can affect you in ways you may not realize.

One of the primary effects of living with a ticking clock is that you are likely to feel that time is limited or running out for you. This is because the constant background ticking noise provides a continual reminder that time is passing. Your conscious mind soon learns to tune it out but your subconscious continues to hear every tick.

Read more  



Social Security 
Advocacy Group
Issues Warning About
Trump Presidency




By Aliss Higham



A Social Security advocacy group has said that Donald Trump is just as likely as his opponents Nikki Haley and Ron DeSantis to cut Social Security if he is elected in November.


Read more  



Age-related 
macular degeneration
expected to affect
288 million people 
by 2040




The number of people with age-related macular degeneration (AMD) is expected to increase significantly over the next 20 years.

AMD does not cause complete blindness but can impair vision enough to prevent driving, reading, and recognition of faces.
Federal regulators have approved injections of anti-VEGF medications to treat AMD.

Read more  






IF YOU COLLECT THESE, YOU'RE A...


Lepidopterist → moths and butterflies

Oenophile → wine

Vexillologist → flags

Numismatist → coins

Phillumenist → matchbooks or matchbox labels

Deltiologist → postcards






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MONDAY, JUNE 24, 2024



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WEDNESDAY, JUNE 19, 2024


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“A garden is a grand teacher.
 It teaches patience and careful watchfulness;
 it teaches industry and thrift; above all
 it teaches entire trust”.

 Gertrude Jekyll









Scams against seniors
are on the rise:
‘There’s no magic wand
to get that money back’




By Robert Powell

Cybercrime and financial exploitation are on the rise, especially against older Americans — including none other than Warren Buffett.

And this problem is likely to worsen as the population of adults over 65 is expected to double in the next 40 years, and the use of artificial intelligence, or AI, to exploit that demographic grows.

Read more  




Elder fraud
has reached
epidemic proportions –
a geriatrician explains
what older Americans
need to know




By Laurie Archbald-Pannone

As a geriatrician – a doctor who cares for people over 65 years of age – I believe elder fraud has reached an epidemic scale. My patients often tell me about being scammed.

Read more  




As older adults
are living longer,
technology plays
a valuable role
in their health




By Laurie Gerber

The role of older adults in society is changing so rapidly that many of us in the senior living industry are constantly striving to keep up.

Read more  




Terms for older adults





Karen’s Korner

In an article I read the other day, the term seniors or senior adults is subject to change in the not- so- distant future. Seniors have been referred to as the “greatest generation,” “golden agers,” “ancestors,” “elders,” and “baby boomers.” As a result of much research by a group referred to as “The Senior List Research Team,” the following information was collected:

Read more  



Other stories of Interest...


Aging While Single: 
Why It Just Keeps 
Getting Better
By Bella DePaulo


There are more fellow solo singles in later life than when we were younger. And data shows that as we age, fewer and fewer single people actually want a partner.

Read more  



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How to Take 
the Perfect Nap
BY MATT FUCHS

A former boss once assigned me to the only office on our floor with a column right down the middle. She apologized, but I quickly sensed my advantage. Positioning my desk behind this eyesore, I could nap after lunch without detection, head angled toward my computer screen in case someone walked in. These covert catnaps were less about laziness than productivity. They transformed me from lunch-laden zombie to fully functional human—and a better employee.

Read more  












I disagree with Republicans on many things. But I support their right to disagree even though I believe what they think is archaic and moronic. For instance, while I think their views on abortion and contraception are off the wall, I understand some people think sex shouldn’t be fun and If they can’t have any fun, neither should you.

I also don’t know why they insist on giving tax breaks to the rich and large corporations. I suppose they believe in that “trickle-down” theory that hasn’t worked and never will. And I don’t understand why they are so stingy with my money when it comes to provide much needed services for the poor and elderly. But, the one thing I will never ever understand is the right wing’s objection to energy conservation and breathing clean air.

Can you believe it? What's with these people? It's hard to fathom that they all genuinely believe that oil will last forever or that the continued use of fossil fuels isn't polluting the very air they breathe. It's mind-boggling! Even if they can't see the consequences right now, surely they must realize that their children and grandchildren will suffer if we don't take action immediately. And why are they so against electric vehicles?

Recently, the UAW (United Auto Workers) issued a statement expressing their opposition to Biden's proposal of phasing out internal combustion engines by 2032. Their primary concern revolves around the potential impact on their jobs. However, it's worth pondering who they believe will take charge of manufacturing all those vehicles in the future. Moreover, even if electric vehicles aren't the ultimate solution to soaring gas prices, manufacturers are actively exploring alternative fuels like hydrogen, which have shown promising results.


In line with the pseudo-macho MAGA mindset, it seems they perceive being American as synonymous with driving massive, gas-guzzling cars, while belittling the Europeans for their smaller, fuel-efficient vehicles. Perhaps their stance is also influenced by their party's agenda, which seems to be driven by opposition to anything favored by the Democrats. If the Republicans maintain their current trajectory and regain control of the Senate (and consequently, the Supreme Court), we can anticipate enduring pollution-related health issues well into the next decade.  









Waste of the Day:
Social Security 
Withholds
$132 Million 
From Widows





By Adam Andrzejewski


The Social Security Administration is perpetrating a scam on some of society’s most vulnerable — recently widowed senior citizens — and withholding millions of dollars of earned benefits.

Economist and Boston University professor Larry Kotlikoff, partly responsible for the Auerbach-Kotlikoff model widely used by economists, recently wrote in Substack that SSA staff aren’t informing recently widowed senior citizens of their true benefits.

“When you are eligible to collect a widow’s or divorced widow’s benefit, you don’t have to file for your own retirement benefit at the same time, and vice versa,” he writes. “Since the system will pay you only the larger of the two benefits, it’s always best to take one benefit first while letting the other grow.”

Read more  




Nursing homes 
can’t be trusted’




By John O'Connor


Sun Tzu is credited with being the first person to say “Keep your friends close; keep your enemies closer.” That was good advice when he lived about 2,500 years ago. It remains good advice today.

Especially for nursing home operators facing scrutiny from individuals like Ernie Tosh. He may not be an enemy of the sector. But few operators would call him a friend. And by all indications, the feeling is mutual.

For the unfamiliar, Tosh is an attorney and self-described forensic accounting expert. He co-founded Bedsore.Law, a firm that basically sues facilities suspected of delivering substandard resident care.

Read more  



Hearing aid use
could help people
extend their lives




By Angelica Stabile


Wearing hearing aids could increase life span, a new study has found. 

Research by the Keck School of Medicine at the University of Southern California found that people who wear hearing aids regularly had a 24% lower risk of mortality.

The study, published in The Lancet Healthy Longevity earlier this month, evaluated the history of nearly 10,000 patients over the age of 20 who received hearing evaluations.

Researchers looked at data compiled by the National Health and Nutrition Examination Survey between 1999 and 2012 and followed the mortality status of each adult over an average 10-year period.

Reda more  




The #1 Exercise to Do
as You Get Older




By Michelle Crouch


Seated? Please stand (don’t use your hands) to give tribute to the one exercise that fitness gurus say stands out among the rest for healthy aging. Now be seated again. Consider that your first rep.

Yes, a great workout challenges all of the major muscle groups in your upper and lower body. But if you have time for only one exercise, you’ll get the most bang for your buck by doing squats — the classic move in which you slowly lower your bottom to seated level, then stand back up. 

The squat is the most important exercise for seniors,” says Eric Daw, a personal trainer dedicated to older adults and founder of Omni-Fitt in Toronto, Canada. “When you have to go to the washroom, that’s a squat. When you get in the car, that’s a squat. Every time you sit down or stand up, that’s a squat. If you don’t do them well, it affects the way you live.”  

Read more  




What is a 
Medicare Flex Card?






Some Medicare Advantage beneficiaries receive Medicare flex cards, pre-paid debit cards for qualifying expenses, as part of their benefits. The U.S. government does not issue Medicare flex cards. This benefit is only available on select Medicare Advantage plans, a private alternative to Medicare.

Traditional Medicare does not offer flex cards. Certain Medicare Advantage plans provide beneficiaries with flex cards that can pay for qualifying goods and services.

Plans offering a flex card typically supply a quarterly or annual allowance. On average, Medicare flex cards contain $500 of debit, and it is rare to receive more, according to Medicare FAQ.

While plans differ in what beneficiaries may use the debit to cover, coverable expenses may include the following:


Learn more  










What is the most popular plant in the USA?

Roses: Roses are a classic favorite in American gardens due to their beauty and fragrance.
- Tomatoes: While technically a fruit, tomatoes are commonly grown in home gardens across the country.
- Lavender: Known for its soothing fragrance and beautiful purple flowers, lavender is a popular choice for gardens and landscapes.
- Sunflowers: Sunflowers are beloved for their cheerful appearance and are often grown for their large, showy flowers.
- Succulents: With their low maintenance requirements and unique shapes, succulents have gained popularity as houseplants in recent years.







NEXT EDITION
FRIDAY, JUNE 21, 2024


©2024 Bruce Cooper







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MONDAY, JUNE 17, 2024


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“There can be distractions,
 but if you're isolated from the heart of the Games, 
the Olympics become just another competition.”

― Mary Lou Retton






Elder Financial Abuse:
What to do
if it's in the Family?





People preying on the elderly to get at their life savings, unfortunately, has become a common occurrence in today’s society. We have all heard stories about an elderly person being targeted and falling victim to an unscrupulous con artist. It is a sobering reality that everyone and their families need to prepare for as they age. When it is a family member who is suspected as the one taking advantage of their parent it puts this problem in a whole different light. What should you do if you suspect a family member of financial elder abuse?

Read more  




Why it's important
to tell Social Security
about your
financial accounts




By Josh Weller

Do you receive Supplemental Security Income (SSI)? If so, you need to tell us about any financial accounts you own, alone or with someone else.

That’s because SSI is a needs-based program, and eligibility is determined by your resources as well as your income. Examples of financial accounts include:...

Read more  




Foot Pain?
6 Reasons Why
You Shouldn’t Ignore It





By Hallie Levine

Pain in the foot can point to a number of health issues, experts say

If you are over the age of 50, you’re likely no stranger to foot pain. About 20 percent of older adults experience it on a regular basis, according to results from the “Framingham Foot Study,” published in the journal Gerontology. And there are several reasons why.

Read more  





8 Ways
To Improve Your
Cognitive Abilities
& Keep Them!




By Chris Draper

As we age it is inevitable that we will lose some of our cognitive abilities. These are the skills which the brain uses to carry out various tasks, from the simple to the complex. They help us to remember, solve problems and pay attention.

Read more  



Other stories of interest...


Lower your risk of falling 
as you get older 
with these simple steps
BY DEVI SHASTRI 

One in four older adults in the U.S. will fall each year, putting them at risk of injury, broken bones and even death.

Falls are a growing public health concern as the country's population sees record numbers of people turn 65 — now and in the future. But common as falls may be, they are not inevitable.

Read more  




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The Secret 
to Living Past 
120 Years Old? 
Nanobots

In The Singularity Is Nearer: When We Merge With AI, the spiritual sequel to his (in)famous 2005 book, Ray Kurzweil doubles down on the promise of immortality.

Read more  



 




A MATTER OF PRINCIPLES


In 1964, I made my first vote count by supporting LBJ as my candidate. Despite my limited political knowledge, I trusted him to lead the nation following a tragic event. LBJ's victory over Barry Goldwater showed that many Americans shared my sentiments. Throughout the years, I have voted for candidates from various parties, always prioritizing integrity and commitment to democracy. The candidates I support are those who believe in the common good over personal gain and can back up their promises with facts. Unfortunately, the current political climate has strayed from these values, leading to a candidate who goes against everything I believe in.

It is crucial for leaders in a democracy to be transparent and honest with the public. When a candidate fails to provide clear and accurate information or misleads the people, it erodes the trust between the government and its citizens. This lack of transparency is troubling and should not be tolerated. Furthermore, the dissemination of misinformation by this candidate is alarming. In an era of fake news and rampant misinformation, it is crucial for political leaders to be responsible and accurate in their communication. Spreading false information not only misleads the public but also erodes the foundation of informed decision-making in a democracy. It's disheartening to see political discourse and democratic values deteriorate. A thriving democracy needs respectful, inclusive discussions on important issues. Divisive language, personal insults, and ignoring democratic principles weaken our political structure.

 As someone who cares about our country and has seen the shifts in politics, I am very concerned about where we are headed. It's important for voters to stay informed about the candidates, carefully evaluate their experience and past actions, and make sure they are held responsible for what they do and say.

It is crucial to choose leaders who possess honesty, integrity, and respect for the law. These qualities are vital for a government that genuinely represents the people's desires and strives for the greater good. By electing leaders who value transparency, truthfulness, and the welfare of the nation, we can rebuild trust in our political system and secure a more promising future for our country. .... 

 

 







*****

Why Sleep Problems 
Are More Common 
With Aging




EMILY LAURENCE

Experiencing problems falling asleep or staying asleep are, unfortunately, pretty common in the U.S. According to the Centers for Disease Control and Prevention, it’s something 18% of adults experience. Sleep problems are especially common among older adults—20% of adults over age 65 experience sleeping problems compared to 14% of adults between the ages of 18 and 44.

Read more  




Has Congress 
Really Stolen
Trillions From 
Social Security?
Here's the Truth.




By Sean Williams



KEY POINTS:

- America's top retirement program is contending with a $22.4 trillion (and growing) funding obligation shortfall through 2097.

- A popular opinion online is that lawmakers have pilfered Social Security's trust funds.
Ongoing demographic shifts are mostly to blame for Social Security's worsening financial health.

-Lawmakers deserve their share of the blame for Social Security's widening funding shortfall, but not for the reasons some people might think.

Read more  





Almost 40% of Seniors
Are Going Back to Work
Due to Low COLA.
Are You?




By  Kathryn Pomroy

Social Security benefit amounts adjust for inflation every year, but the small cost-of-living bump for 2024 might not be enough for most seniors, new survey shows.

Almost 40% of senior citizens plan to seek employment due to the modest 3.2% cost-of-living (COLA) increase in Social Security benefits for 2024, according to a new survey by law firm Atticus. More than 60% are unhappy with the bump up from last year.


Read more  





Seniors and Sexual Activity




By Sam Thompson


Don’t believe everything you’re told. Sex is not just for younger people. Older adults and seniors are enjoying sex more than ever. Sex does decline because of illness and old age but older adults are still sexually active and interested in sexual activity.

Read more  









What do the Olympic rings mean?

Humans have long used rings or circles as symbols, but the the Olympic rings’ meaning is special. For instance, the five rings represent the five continents that participated in the 1912 Games. And according to Rule 8 of the Olympic Charter, “the Olympic symbol expresses the activity of the Olympic Movement…and the meeting of athletes from throughout the world at the Olympic Games.”

Additionally, the five interlaced rings must be of equal dimensions, representing the idea that all continents are equal at the Games. Lastly, in the words of Coubertin: “These five rings represent the five parts of the world now won over to the cause of olympism and ready to accept its fecund rivalries.”

Source: GO HERE






NEXT EDITION
WEDNESDAY, JUNE 19, 2024



©2024 Bruce Cooper







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FRIDAY, JUNE 14, 2024




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“I'm like a menu at an expensive restaurant; 
you can look at me, but you can't afford me”. 

- Anna Kournikova









To Defend Social Security
and Medicare From Trump,
Seniors Endorse Biden




JESSICA CORBETT

"Allowing Donald Trump back in the White House... is unacceptable," said one advocate. "The choice in November couldn't be clearer."

Three leading groups representing the interests of senior citizens made clear Wednesday they believe that Democratic President Joe Biden is the far superior choice to presumptive Republican nominee Donald Trump when it comes to protecting Social Security, Medicare, and other policies concerning older Americans.

Read more  




A Drug
to Slow Alzheimer’s
Is Finally Available.
How Are Patients Faring?




By Dana G. Smith

Over the last three years, a new class of Alzheimer’s drug, the first to treat a root cause of the disease, has set off a roller coaster of hope and disappointment. But while these so-called anti-amyloid antibodies had a rough start, many patients and their doctors are feeling more optimistic now that one of the medications is finally being used more widely.

Read more  






How senior citizens
can make a difference
in their health
by exploring
helpful resources




BY ROBIN GUNN

In a previous article, I discussed how positive aging requires you to often be your own advocate regarding your health. Whether you take the time to read food labels or conduct research on nutrition, finding the answers you need can at times feel overwhelming.

Read more  





2025 Social Security COLA
forecasts updated:
The good and bad 
news for seniors




By Maite Knorr-Evans

The Bureau of Labor Statistics has released the May Consumer Price Index (CPI) report, which provides more information to project the 2025 Cost-of-Living Adjustment (COLA) that will be applied to benefits distributed by the Social Security Administration (SSA) next year. The SSA uses the CPI for for Urban Wage Earners and Clerical Workers (CPI-W) to calculate the COLA, and in May, the BLS tracked no change in the average price of goods and services included in this ‘basket.’

Read more  




Other Stories of Interest... 

Screen apnea: 
What happens 
to our breath 
when we type, 
tap, scroll
By Manoush Zomorodi, Katie Monteleone, Sanaz Meshkinpour

In 2007, former Microsoft executive Linda Stone noticed something strange happening every time she'd sit down to answer emails. She was holding her breath.

Read more  



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How does your 
hospital measure up?
Find & compare 
providers near you.


Trying to find a hospital nearby with doctors that accept Medicare? Or, perhaps you're planning to have surgery or are thinking about your future needs?

Understanding your choices will help you have a more informed discussion with your doctor or other health care provider — and choose the hospital that's best for you.


Read more  












Back in the day, when I was still full of energy and vitality, my perfect getaway involved unwinding on a picturesque beach, basking in the warm sun, and admiring the beautiful ladies strolling by in their bikinis. Living in the New York area, I was spoiled for choice when it came to fantastic beaches. A short drive towards the east would transport me to the legendary Hampton's beaches, or I could opt for the closer Jones Beach or even Coney Island. Armed with my trusty beach blanket, a radio, a thermos filled with refreshing ice water, and perhaps a simple sandwich, I was all set. It may not have been extravagant, but as long as I avoided the weekend crowds, it was pretty darn good. Plus, I would return to work with a lovely tan as a bonus. Nowadays, my vacation options are more limited, of course. However, since I have nothing to take a break from, spending summers here at the A.L.F. is the next best thing.

I've covered a lot of the downsides of living in assisted living in my previous articles, but let's focus on the positive side for a change. Despite the restrictions, one thing they excel at here is creating a relaxing environment. Living in this place feels like being on a never-ending vacation, where everything is tailored to provide comfort and relaxation. Take the furniture, for example. It's all designed to make sitting and getting up a breeze. And guess what? We just got brand new patio furniture this week, and it's absolutely lovely. Now we residents have our own little slice of paradise to kick back and unwind, just like those wealthy vacationers do.

Don't get it twisted. It's not exactly like lounging by the pool at the Fontainebleau. You won't find anyone serving fancy drinks with tiny umbrellas in a coconut shell. And there's no actual pool to dip your toes in and nobody is wearing a bikini. However, what you will find are cozy chairs, shady umbrellas, and tables to relax at. And let's not forget about the glorious sun, which just might be the ultimate remedy for what ales you. And I take advantage of it all. 

Every morning after breakfast, I make my way to the patio. I ease my sore body into a chair in the sun, imagining I'm on a cruise to a tropical destination. I skip the sunscreen and only stay outside for 15 to 20 minutes. I repeat this routine in the afternoon before retreating to a cool, air-conditioned room to unwind.

I understand that for some of you, this life may seem like a never-ending nightmare. And if things were different, I would agree with you. However, when your body constantly reminds you of the circumstances that brought you here, any opportunity to simply rest and not feel anything becomes a relief.

Regrettably, the pleasant weather in this region doesn't last long. Autumn and winter will arrive sooner than we expect, and I'll have no choice but to return to a life filled with artificial heat, darkness, and vitamin D supplements. But while the sun is still shining, I'll make the most of it. Would anyone like a Mai Tai?…      










Is it a UTI? 
In elderly people,
signs and symptoms 
to watch for




By Teresa Carr


Did you know that urinary tract infections (UTIs) are more common as we grow older? And were you aware that aging can affect the range of symptoms you experience with a UTI? In elderly people, the signs of a UTI aren’t always easily recognized. But if left untreated, a UTI is dangerous for an elderly person. That’s why it’s important to know why seniors are at greater risk and what to do if you suspect that you (or someone you love) might have a UTI.

Read more  





Can aspirin use 
benefit older adults?






A recent study from Johns Hopkins University has highlighted a surprising trend among older Americans: many continue to take a daily baby aspirin to prevent heart problems, despite new guidelines advising against it.

Read more  





Benefits Of Reading 
For Seniors




By Kim Miller

As we age we are often looking for ways to occupy our time and keep our minds active. There is no better way than reading! As a grandparent, you will find reading to your grandchildren very rewarding. You can also help them learn to read themselves. You can pass along your favorite books to them as well. Reading is a fun and inexpensive hobby! Here are some ways that reading can benefit you as you age!


Read more  






Solving for X 
at the End of Life





By Thomas Kamber


In interviews with people who were dying, we learned they wanted to mark their final days with meaningful experiences and leave their affairs in order. It's time to reset logistics, last days and legacy.

Learn more  





9 Ways to 
Overcome
the Terror 
of Spending
Your 
Retirement Savings




By Kathleen Coxwell



Follow these steps to switch comfortably from a lifetime of saving to spending.

Terror about retirement spending is not uncommon. In fact, most people are worried about spending their nest egg and running out of money. After all, you have been conditioned for decades to earn, not spend.


Read more  









Restaurants are having 
their biggest year ever


2024 will be the U.S. restaurant industry's biggest year ever in sales — $1.1 trillion by the end of December, per National Restaurant Association estimates.

Total spending at U.S. food service establishments is expected to rise 5.4% this year, to $1.106 trillion, per the National Restaurant Association's annual "State of the Restaurant Industry" report.

That's up from $1.049 trillion last year and $864 billion in 2019, the year before the pandemic.


 





NEXT EDITION
MONDAY, JUNE 17, 2024



©2024 Bruce Cooper




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WEDNESDAY, JUNE 12, 2024


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“Social security isn’t a Ponzi scheme.
 It’s not bankrupting us.
 It’s not an outrage. It is working.”

― Rachel Maddow





How To Sleep Well 
as You Age



By Chris Draper 

Older adults and seniors need at least 7 hours of sleep every night. Our need for sleep doesn’t decline as we age but for most of us, sleep can be elusive on many nights. Most seniors find that they wake up many times during the night and it can be difficult for them to fall asleep again. The shift in circadian rhythm as you age can cause you to be tired early in the evening and wake up early in the morning. If you can work with this and don’t mind going to bed early and getting up early, it’s fine. But many seniors want to stay up later and sleep in later.

Read more  





Survey indicates 
most older adults 
don't know 
about resources that can 
help them navigate 
aging and caregiving



By University of Michigan

Awareness among adults over age 50 nationwide of two major services available to older adults and their caregivers: Area Agencies on Aging and State Health Insurance Assistance Programs. Credit: Emily Smith, University of Michigan
Older Americans may be missing out on a wide range of programs and services that could help them meet their needs or assist their aging loved ones, a new poll suggests.

Read more  






What Measures Must 
Cancer Patients Take 
Post Treatment 
To Stay Healthy For Life?




By Prerna Mittra

Cancer of any form is dreadful, and beating it to reclaim health is considered to be an achievement. For cancer survivors, it is important to stay super alert when it comes to their health. This includes going for timely check-ups and continuing to make lifestyle changes that cater to their health. According to Dr Tejal Gorasia, breast and gynec-onco surgeon at Onco Life Cancer Centre, Chiplun, there are some fool-proof measures that survivors can take, so as to stay hale and hearty post treatment. The doctor said since survivors tend to face physical and emotional challenges during treatment, it is imperative to 'battle' them and improve their quality of life. Post-cancer care, therefore, is very important.

Read more  




8 Lifestyle Factors 
May Slow Aging, 
Reduce Risk of Death




- A new study says heart-healthy habits may reduce the risk of heart disease and death.
- Life’s Essential 8 behaviors were also linked with having a younger biological age.
- These lifestyle choices may alter DNA methylation, a factor in cellular aging.
- Taking slow, manageable steps is the best way to start making lifestyle changes.


Read more  



Other Stories of Interest...

Accessory dwelling units 
offer flexible housing, 
independence and dignity 
for older adults
By Catherine Taylor & Elizabeth Howlett
     

The housing crisis is here. This is not hyperbole. It is estimated that Rhode Island residents are facing a 24,000-unit affordable housing shortage. In fact, the latest AARP LTSS (Long-Term Supports and Services) Scorecard ranked Rhode Island 51st in the nation – dead last – when it comes to housing availability for older adults.

Read more  




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15 Blue-Collar Jobs 
for Older Workers
By Linda Childers

Some blue-collar jobs pay well, are not physically demanding and offer part-time hours.
 
If you’re not ready to retire but want a job that offers a part-time schedule and competitive pay, you might consider applying for what’s known as a blue-collar job. 

Read more  










I am aware that as an older individual, it is not expected of me to be up-to-date with all the latest trends. In terms of pop culture, I am firmly rooted in the 70's and 80's. I do not pretend to like or comprehend today's music. Additionally, the majority of men's clothing styles I observe appear more suitable for Bozo the Clown. I realized I was out of touch when I noticed people intentionally wearing ripped jeans and discovered that wearing a baseball cap backwards was no longer limited to catchers. It amuses me to see individuals, including girls, with half of their head shaved while keeping the other half long. Furthermore, when did it become acceptable to wear pants so low that your boxer shorts are exposed? However, none of these matters. They are all passing fads that will fade away in a generation or two. Nevertheless, there is one trend that I find perplexing and greatly bothers me, which is the half-shaven, perpetual five o'clock shadow or three-day-old scruffy beard that many young (and old) men are sporting. What message are they attempting to convey?

Having a full or neatly trimmed beard is one thing. But, the unkempt look, with its scruffy beard and disheveled hair, seems to be a popular trend among many individuals today. It is a departure from the clean-shaven, well-groomed appearance that has long been associated with professionalism and societal norms. This shift in style raises questions about the motivations behind this rebellious choice. For some, the decision to embrace the unkempt look may be a deliberate act of rebellion against the expectations and pressures of conforming to societal norms. It can be seen as a way to challenge the rigid standards of clean-shaven professionalism and assert one's individuality. By intentionally rejecting the traditional image of a well-groomed individual, these individuals may be expressing their desire to break free from the constraints of societal expectations. On the other hand, the unkempt look can also be seen as a way to project a rugged and masculine image. The scruffy beard and disheveled hair can give off an air of nonchalance and a sense of adventure. Is this, supposed to be appealing to women by exuding a sense of masculinity and toughness?

I concede the world is constantly changing and evolving. However, I find comfort in the familiarity of the past. I still manage, with some difficulty, to shower and shave every day. It makes me feel good knowing I still take pride in how I present myself to the world. While I may not always understand or appreciate the trends of today, I take comfort in knowing that my sense of style and taste is rooted in a time that holds a special place in my heart. ... 







Transfer Trauma:
The Emotional Toll of
Moving to a 
Care Facility




By Maggie Aime


The effects of late-life relocation have been dubbed transfer trauma or relocation stress syndrome.
When moving is unsettling to your loved one, you can take steps to transform it into a positive new chapter


Read more  





U.S. centenarian 
population
is projected to 
quadruple over
the next 30 years




BY KATHERINE SCHAEFFER


The number of Americans ages 100 and older is projected to more than quadruple over the next three decades, from an estimated 101,000 in 2024 to about 422,000 in 2054, according to projections from the U.S. Census Bureau. Centenarians currently make up just 0.03% of the overall U.S. population, and they are expected to reach 0.1% in 2054.

Read more  




Senior Home Care: 
Services,
Costs and 
Tip for Aging in Place




By Elaine K. Howley



Learn about in-home caregiving options for seniors who want to stay in their houses for as long as possible.

Aging is a fact of life. We simply can’t stop the clock, and for most adults, there will come a time when a little extra assistance performing the tasks of daily living would be helpful.

Read more  




The 25 
Healthiest Carbs 
You Can Eat




By Julie Upton, MS, RD, CSSD

Carbs get a bad rap for contributing to weight gain and for upping one's risk for diabetes and heart disease. But not all carbs are created equal. Refined, simple carbs like table sugar, syrups, candy, white flour, and baked goods are considered low-quality carbohydrates as they lack essential nutrients and fiber and they can cause your blood sugar and insulin levels to spike. Wholesome, healthy carbs, like those that provide fiber, vitamins, minerals, and bioactive compounds can help prevent chronic conditions and will even help with weight management.

Learn more  










What do the numbers on my 
Social Security Card mean, 
and how are they generated?


Before June 2011, the SSN was comprised of three parts. The first three digits were the area number, which were assigned by geographic region. Usually, people on the East Coast had the lowest area numbers and those on the West Coast had the highest.

The next two digits were the group number. The group numbers ranged from 01 to 99 and were not assigned consecutively.

The final four digits were the serial number. This number represented a series of numbers from 0001 to 9999 within each group.

In June 2011, the Social Security Administration (SSA) changed the way Social Security numbers were created. The change is referred to as “randomization.”

It’s a randomized assignment methodology that experts say helps protect the integrity and also extend the longevity of the SSN nationwide. The SSA says randomization makes it more difficult for identity thieves to reconstruct someone’s number by using public information.







NEXT EDITION
FRIDAY JUNE 14, 2024



©2024 Bruce Cooper







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“In the spider-web of facts,
 many a truth is strangled.”

Paul Eldridge








Do we really need 
$1M in 
retirement savings? 
Not even close, 
one top economist says



By Daniel de Visé


If you want to retire in comfort, investment firms and news headlines tell us, you may need $1 million in the bank.

Or maybe not. One prominent economist says you can retire for a lot less: $50,000 to $100,000 in total savings. He points to the experiences of actual retirees as evidence.

Read more  




The World 
is Being Led 
by Senior Citizens




BY H. M. SABBIR HOSSAIN

With a median age of 62, it’s not ageist to suggest that younger people should lead the world.

In contemporary political discourse, phrases like “Sleepy Joe Biden,” popularized by former president and now convicted felon Donald Trump, aim to cast doubt on Biden’s capability to govern due to his age. Ironically, Trump himself is 77, while Biden is 81. The upcoming U.S. presidential election is shaping up to be a rematch of 2020, pitting Biden against Trump once again. This scenario would feature the two oldest major-party presidential nominees in history, a notable reflection of a country often celebrated for its progressive values.

Read more  





Older Adults Facing 
the “Medicare Cliff” 
Experience 
Worsening Health and 
Financial Security




New research finds that low-income older adults who lose Medicaid coverage when they transition to Medicare experience rising out-of-pocket medical expenses, declining net worth, and worsening health.

With the passage of the Affordable Care Act, many states expanded Medicaid to low-income adults ages 19 to 64 with incomes up to 138% of the federal poverty level. As these individuals become eligible for Medicare, they may lose their Medicaid coverage and be unable to afford Medicare’s higher premiums, deductibles, and co-payments.

Read more  



Statins Reduce 
Heart Disease Risk 
in Adults 
Age 75 and Up



By Don Rauf


A new study suggests that starting these cholesterol-lowering drugs even when you’re in your late seventies and eighties can give your longevity a boost.

A large new study found that people in their late seventies and eighties with heart-disease risk factors saw a significant benefit from statins. 

Read more  





Other Stories of Interest  ...


A CEO’s Post 
Praising Older Workers 
Goes Viral
By Richard Eisenberg

That's how Tom Hunt, the 35-year-old CEO of the British business-to-business marketing company Fame, began what has since become his wildly viral, 95-word LinkedIn post that has amassed 76,076 views, 4,782 comments and 3,455 reposts at last count.

Read more  



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Does sleep clear more toxins 
from the brain than 
when we’re awake? 

Latest research casts 
doubt on this theory
By Eleftheria Kodosaki


There’s no doubt sleep is good for the brain. It allows different parts to regenerate and helps memories stabilise. When we don’t get enough sleep, this can increase stress levels and exacerbate mental health issues.

Read more  












A friend of mine who resides in the Asylum, also known as the assisted living facility or A.L.F., has been in her room for the past 48 hours. She only appeared for one meal during this period and has not participated in any of the usual daily activities such as BINGO, which she used to enjoy. Surprisingly, she has been spending most of her time sleeping, which is completely out of character for her. While this might not be a significant concern for most elderly individuals, it could potentially determine whether she remains at the A.L.F. or is transferred to a nursing home. This is a move that all residents of the assisted living facility dread, and understandably so.

People opt for assisted living for a primary reason: it offers a superior alternative to nursing homes. While nursing homes cater to individuals who are unable to independently meet their daily needs (similar to assisted living facilities), they lack a crucial aspect. The patient's sense of independence is practically stripped away. Solitude is a rarity, and privacy is virtually nonexistent. The doors to your room are always open, even during nighttime. The sounds and smells of other patients permeate the air, and even using the bathroom becomes a public affair. Unless you can afford a private room, you will be paired with one or two roommates who will either talk incessantly or snore to the point where the walls start peeling. However, the most distressing aspect of being in a nursing home is the limited options it presents for the future.

During my time as a nursing home patient for almost three years, I encountered the most challenging period of my life at the age of 65. Unfortunately, my physical therapy progress was not satisfactory, and my prospects seemed bleak. Moreover, being surrounded by severely ill individuals did not contribute positively to my well-being. Consequently, I spent all my non-therapy hours either sleeping or watching TV, resulting in weight loss and a deteriorated appearance. However, my fortune changed when I had the privilege of meeting a psychiatrist who accurately diagnosed me with depression. Thankfully, she prescribed medication that enabled me to successfully complete my physical therapy and regain enough strength to be deemed suitable for a transfer to an Assisted Living Facility (A.L.F). The transformation was truly remarkable, akin to the stark contrast between night and day.

Today, although not the most optimal choices for retirement, my current lifestyle is fairly ordinary. It is undeniably secure and affordable, and I have most of my necessities taken care of. Despite my limited mobility, I still maintain my independence to a certain extent, and my health is satisfactory considering my age. Nevertheless, not a single day passes without contemplating what lies ahead. Will I be fortunate enough to spend the rest of my life here in relative contentment, or will I eventually have to face the dreaded prospect of moving to a nursing home from which there will be no return. …








Can Seniors 
Donate Blood?




By Gail Willowby

Tens of thousands of units of blood are used daily to save lives, not only in the U.S. but in Canada and other countries. A very small percentage of the eligible population donates blood. Seniors may feel there is a safety risk if they donate blood. There are eligibility requirements in order to donate and it doesn’t matter if you are 35 or 85, as long as you meet those requirements!


Read more  
.




How Much 
the Average Person 
65 and Older 
Spends Monthly




By Sean Bryant



As people get closer to their 60s, they often think about transitioning into retirement — and doing so comes with an adjustment to the budget. While every individual has different spending habits during their golden years, it’s important to understand how much the typical retiree spends each month. Doing so allows us to plan smarter for aging and retirement, ultimately leading to living more comfortable lives in our later years.

Read more  




Protecting Your Money 
in a Divorce

8 ways to safeguard 
your assets when 
a longtime marriage 
breaks up




By Sid Kirchheimer,  & Adam Shell

Q. My husband and I are getting divorced after 30 years of marriage. How can I protect myself financially?

Read more  
.




Use this 3-word 
response 
when someone 
is rude to you, 
says Harvard-trained 
etiquette expert




By Aditi Shrikant

When a friend makes a joke at your expense or lobs a “playful” insult your way, it can be hard to know how to proceed.


Learn more  
.



Can we 
make it possible
to age 
with dignity 
in America?




By Valerie Hudson
 
Everyone gets one step closer to old age with every passing year. With a new year ahead of us, perhaps that fact deserves some renewed consideration. Aging in the United States is an extremely fraught undertaking. It is past time for Congress to act so Americans can age in a much more humane and less costly fashion than is currently possible.


Read more  .









FLYING SPIDERS?

Who’s ready for Flying Spider Summer? The Joro spider, an eight-legged eldritch horror native to East Asia, is coming to the Northeast US and other parts of the country soon, researchers predict. The invasive species can travel up to 100 miles by “ballooning,” in which they literally ride the wind, with their silk webs acting as parachutes. Adult females can grow up to eight inches with their legs stretched. If that all sounds like nightmare fuel, don’t fret: The Joro might look like something out of a David Cronenberg movie, but it’s not dangerous. They don’t often bite humans, and when they do, it’s not deadly. TBD if they give you superpowers.








NEXT EDITION
WEDNESDAY 
JUNE 12, 2024




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QUOTE

“Here comes 40. I'm feeling my age and
 I've ordered the Ferrari. I'm going to get 
the whole mid-life crisis package.”

 Keanu Reeves






The Time You Take 
Blood Pressure Drugs 
May Lower 
Heart Attack Risk



By DAVID NIELD

Taking blood pressure medication at a time that aligns with your personal chronotype – the way your body's circadian rhythm affects when you go to sleep and get up – could help to protect the heart against the risk of heart attack, a new study shows.

Read more  




8 Ways 
To Improve 
Your 
Cognitive Abilities 
& Keep Them!



By Chris Draper

As we age it is inevitable that we will lose some of our cognitive abilities. These are the skills which the brain uses to carry out various tasks, from the simple to the complex. They help us to remember, solve problems and pay attention.

 
Read more  





5 MYTHS 
PEOPLE BELIEVE 
ABOUT 
HEART ATTACK 
AND SUDDEN 
CARDIAC ARREST 
THAT COULD COST 
THEM THEIR LIFE



BY VERLA FORTIER

When it comes to heart health, we often think that we know the basics. But here are 5 myths about heart attack and sudden cardiac arrest that will prove this wrong.

Read more  





10 FUN THINGS 
TO DO WITH 
SOMEONE IN A 
NURSING HOME OR 
ASSISTED LIVING FACILITY



BY CONNIE CHOW 

When a loved one lives in a nursing home or assisted living, visiting regularly is an important way to stay connected and show how much you care. Spending time with you will brighten their day and knowing when you’ll visit next gives them something to look forward to.

Read more  





Other stories of interest...

How Senior Citizens 
Can Stay Independent 
And Healthy With 
Samsung Galaxy Watch6
By Boo Su-Lyn and MP Durgahyeni 

Samsung Malaysia says Galaxy Watch6 Series is the only smartwatch with all 3 features: blood pressure, ECG and body composition. The wearable is customisable for senior citizens to easily monitor chronic health conditions, besides a fall detection feature.


Read more  




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7 Ways Boomers 
Are Spending 
Their 
Social Security Checks
in 2024
By Angela Mae

Born sometime between the years of 1946 and 1964, most baby boomers are 60 to 78 years old this year. That means most of them have reached the full retirement age of 66 (67 for younger boomers). And considering that people can start collecting Social Security benefits as early as 62 years old, many boomers have already started receiving their monthly paychecks.

Read more  









It is unfortunate that we cannot rely solely on people's good judgment to prevent harm to themselves or others. Hence, we abide by rules and regulations, as they are essential for maintaining order in society.  Governments, municipalities, schools, and even assisted living facilities have established rules. These rules are necessary to ensure the health, safety, and well-being of residents. However, when these rules become overly intrusive and contradict the idea of a normal quality of life, it is imperative for me to stand up against them.

Living in an assisted living facility (A.L.F.) means living by the rules set in place by the management. Most of the rules, even the unpopular ones, are there for a good reason. Simply, many of us residents are like children. We want to do what WE want to do regardless of any inconvenience their action may impose. For instance, some assisted living facilities may have strict curfew hours, limiting the residents' freedom to come and go as they please. While this rule may be intended to ensure the safety and security of the residents, it can also feel restrictive and unnecessary for those who are still capable of making responsible decisions. But one particular rule we have here makes no sense and is in place for no other reason than to punish the breaker. 

Most activities are optional and residents can join in whenever they want, except for meal times. Meals have a specific start and end time, and all residents must be in the dining room at the designated time. If a resident is late for dinner, there is a 15-minute grace period before they are unable to sit at their usual table with friends. Instead, they must eat alone in the kitchenette off the lobby. This seems like a harsh punishment for lateness, especially for elderly residents who may have difficulty moving quickly and don't like to eat alone. It's important to show respect and understanding towards all residents, regardless of their punctuality.

I have had discussions with management (often heated) on this matter in the past and, for a while, the rule was relaxed. I understand the need for punctuality. The dining staff needs time to clear the tables and set up for the next meal. But the sudden reversal in recent months, has left many residents, especially those with disabilities, without a say in the matter. Surely there can be some exceptions made without our residents being made to feel as if they were in kindergarten. …. 

PS. Keeping you informed of some of the things they don’t tell you about assisted living is the goal of this blog. Let me know if there is something in particular you would like to know. ...ed.








Here Are 4 Ways 
By Which Seniors 
Can Improve 
Their Credit Scores





By Amit Seth

Whether you are young or a retired individual, you need a good credit score to make full use of your financial capacity. Usually, working people have several options and lots of time at hand to improve their credit score if it is not up to the mark, but can seniors too improve their credit score? Let’s explore


Learn more  




Presidential candidates 
largely mum 
about details on 
how to 
‘save’ Social Security



BY: JENNIFER SHUTT


Program will see benefits cut by nearly a quarter in 2033 if U.S. Congress, the White House haven’t reached agreement before then


     Read more  




6 OTC Drugs 
That Can Be Dangerous 
for Older Adults




By Fran Kritz



A recent review of over two dozen studies found that people aged 60 and older rely more heavily on over-the-counter (OTC) drugs than younger adults, often without realizing that they come with health risks and side effects. 

Read more  




Tech addiction 
among older adults




By Iris Dyck


Though it’s often associated with young people, cell phone and screen addiction can affect people of all ages.
Though one researcher says, most people don’t realize how much of their time is spent scrolling.

Read more  




For older adults, 
preparing for 
doctor’s appointments 
is essential




By Andrea Gallagher


No one ever teaches us how to prepare for these appointments, but it is important if you want to get the most out of your visit. Most physicians have limited time to devote to a patient visit, so being prepared and succinct can go a long way to getting your concerns addressed. I like to start by having a list of my supplements and medications, with dosage levels, ready to hand to the doctor or nurse.

Read more  

-




Americans are 
driving their cars longer

As new car prices rise, so does the age of the average vehicle.

Bought a new car lately? Probably not, if the data just released by S&P Global Mobility is accurate. 
The organization reports that the average age of vehicles on U.S. highways is at a record high - 12.6 years – as American consumers are driving their vehicles longer.






NEXT EDITION
MONDAY JUNE 10, 2024



BC
©2024 Bruce Cooper







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*************




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"It is easier to build strong children 
than to repair broken men."

 Frederick Douglass








Older workers opting out:
Fewer people plan to work
after age 62





By Alicia H. Munnell

Are older workers more confident in their finances or more realistic about their prospects?

The New York Fed’s research department just reported a major shift in retirement expectations. Workers in 2024 are less likely to plan to work full time in their 60s than workers before the pandemic, according to responses to the Survey of Consumer Expectations (SCE) Labor Market Survey.

Read more  






Social networks
provide crucial support
for older adults
living with HIV





Having social support and strong social networks is vital to the health and well-being of older adults living with HIV, according to a Rutgers Health study.


Read more  






To pee or not to pee?
That is a question
for the bladder —
and the brain




By Emily Underwood

How do we sense the need to urinate? The basic urge is surprisingly complex and can go awry as we age.

You’re driving somewhere, eyes on the road, when you start to feel a tingling sensation in your lower abdomen. That extra-large Coke you drank an hour ago has made its way through your kidneys into your bladder. “Time to pull over,” you think, scanning for an exit ramp.

Read more  




I Used to Think
Social Security
Wouldn't Be There
for Me in Retirement.
Now I Know the Truth




By Maurie Backman

As someone who's been writing about retirement planning for roughly the past decade, it's amusing to me to think back on the days when the only thing I knew about Social Security was that it was some sort of program that paid you benefits when you were older. I didn't learn about the program's many rules and nuances until I started covering the topic extensively.

Read more  




Other Stories of Interest....


Have you answered 
a spam call by accident? 
Your next move is 
extremely important


Let’s say you pick up a spam call without realizing it — your first instinct might be to tell off the scam artist on the other end.

Just don’t, experts urge.

Read more  



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Foods You Can Eat 
Without Gaining Weight
By Stephanie Watson

These healthy options are light on calories and fat, plus they fill you up

Cutting is critical when you’re trying to lose weight. You cut calories. You cut fat. Basically, anything that’s crammed with carbs, sweetened with sugar or dipped in a deep fryer is suddenly off-limits.

Read more  












I apologize sincerely to those of you, whether young or old, who are experiencing severe pain due to illness or trauma. I can empathize to some extent with what you are going through, and I genuinely hope that you are receiving the necessary treatment and relief. However, the purpose of this post is to address the rest of us - the older individuals who wake up each day feeling awful. We may not be sick, but we are simply miserable.

It appears to be an inevitable reality of life that as we age, we can anticipate a certain degree of discomfort and pain. Just like an old car, our bodies' components are gradually wearing out. The knees that once allowed us to effortlessly bend down to pick up a child, or the hips that we used to run and slide into home base, no longer possess the same strength and flexibility they once did. Nowadays, even something as simple as picking up a dropped napkin causes some part of my body to protest vehemently. Having witnessed my parents, grandparents, aunts, and uncles follow the same path, I knew what to expect, and I have learned to accept it. But why must we also endure all the other inexplicable, sometimes minor, little twinges that unexpectedly ruin our day? Who willingly signed up for this?

Sometimes I wish there was a magic elixir for this feeling. Nothing strong mind you. Just something I could take take to relive the discomfort and help me get through another day of hurtling head first into decrepitude.

I usually manage the sharp pains and aches quite well without relying on narcotics. Taking a couple of Tylenol usually does wonders for me. I've tried different natural remedies like herbal teas and over-the-counter salves and lotions, but unfortunately, they don't provide much relief. Lately, I've been considering the idea of trying a low-dose prescription painkiller or muscle relaxant to help me deal with the daily challenges that come with aging. However, I'm a bit hesitant because I'm afraid of becoming dependent on medication and losing control over my body. It's a tough decision to make because the constant discomfort and fatigue really make me question if it's worth compromising my principles for a moment of relief. Maybe it's time for me to reconsider my stance on pharmaceuticals and explore other options for managing my health and well-being. If only I could walk from my room to the main lobby without having to stop and and take a breath, I would be a truly happy man.

I know that I need to prioritize my health and find a balance between natural remedies and medical intervention. It's important for me to listen to my body and seek help when necessary, even if it means stepping out of my comfort zone. I want to be able to enjoy my daily activities without being held back by pain and discomfort. Maybe it's time for me to have an open and honest conversation with my healthcare provider to explore all of my options and make an informed decision about my treatment plan. I deserve to live a life free from constant pain and I owe it to myself to explore all avenues for relief. It's time for me to take control of my health and well-being and find a solution that works for me. ...










Better mental, 
physical health 
in older people tied to 
living near nature




By Judith Van Dongen


Even small differences in the availability of urban green and blue spaces may be associated with better mental and physical health in older adults, according to a Washington State University study.


Read more  




Seven Ways to Protect
 Older Adults from 
Financial Abuse




BY THOMAS C. WEST

The sad truth is we all become more vulnerable to scams and financial abuse as we age into our later years. Here are some sobering statistics from Consumer Affairs:


Read more  






Beware meds 
that could turn 
your memory to mush





Q. I was quite sharp until I was prescribed gabapentin and amitriptyline. Since then, my memory is garbage. I am currently being tested for dementia.

Read more  





Activist groups 
say Medicare Advantage 
defrauds taxpayers,
 call for overhaul




By SCOTT MERZBACH

Contending that tens of billions of dollars are going to for-profit insurance companies instead of paying for necessary medical needs of senior citizens, Valley Action in Amherst and other regional activist groups are calling for stronger rules to guide and reform the Medicare Advantage program.


Read more  






Forget the 
proverbial wisdom:
Opposites don’t 
really attract, 
study finds





BY JENNIFER OUELLETTE

What draws us to choose romantic partners? A sweeping new meta-analysis suggests we gravitate toward certain shared traits.

Read more  








Kids are expensive

Kids officially cost more than a house. That’s according to a report in Bloomberg citing new research from the nonprofit Child Care Aware of America, which found the price of care for two kids has surpassed rent payments by 25% in every state—and is more than double in eight states and DC. Per the report, a married couple spends 10% of their income on child care, well above the government’s 7% recommendation. And the average child costs their parents ~$11.6k per year, up 3.7% from last year. Lack of access to affordable care is a major culprit, Treasury Secretary Janet Yellen said in a January speech.






NEXT EDITION
FRIDAY JUNE 7, 2024



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*************




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MONDAY, JUNE 3, 2024


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“When I was young I thought that money 
was the most important thing in life; 
now that I am old I know that it is.”

Oscar Wilde







Polypharmacy in
Older Adults


By Sarah A. Nguyen, MD 

& Hanadi Ajam Oughli, MD


Older adults, defined as individuals older than 65 years, are vulnerable to drug-induced adverse effects due to age-related physiological changes, such as decreased renal and hepatic function, increased body fat, lower total body water, and lower lean body mass, all of which can impact the pharmacodynamics and pharmacokinetics of medications and increase the elimination half-life. Older adults experience a higher prevalence of comorbid chronic conditions, such as diabetes, heart disease, arthritis, and other psychiatric conditions. Nearly 95% of older adults have at least 1 chronic condition, and nearly 80% have 2 or more. Polypharmacy is common given multiple medical comorbidities, but exposure to multiple medications may further lead to harm due to inappropriate medication prescription.


Read more  



Having Children
May Worsen Heart Health
for Men: Study



By Anna Skinner


Heart health in fathers is worse than nonfathers, a study by Northwestern University and Ann & Robert H. Lurie Children's Hospital of Chicago has revealed.

The study, which was published this month, examined 2,814 men between the ages of 45 and 84. Researchers rated the participants' heart health after examining factors such as diet, physical activity, smoking habits, weight, blood pressure and blood markers, such as the level of lipids and glucose. Results revealed that although fathers' death rate was lower than that of nonfathers, their heart health was worse.

Read more  



Millions of 

older Americans
still grapple with
student loan debt,
hindering retirement




By Megan Cerullo


Graduating with student loan debt is an all too common reality for new college degree holders beginning their careers. But there's another, often overlooked cohort of debtors facing their own set of challenges: Americans over the age of 55 approaching their retirement years. 

Read more  



Researcher finds
increased dementia risk
in older adults with
a criminal background



by Örebro Universitet


Using national registry data, Carmen Solares Canal identified individuals over 50 and collected data on their criminal convictions and health. The doctoral thesis involves just over 3.5 million people, of whom 800,000 have a criminal background.


Read more  



Other Stories of Interest:



10 Tech Tips for Seniors: 
How to Master Your Devices
By LAUREN GRAY


Today's rapid rate of technological advancement would be unrecognizable to people from centuries past. Back then, the skills you learned in childhood or young adulthood would generally serve you throughout your life. By contrast, as current technologies quickly become obsolete, many seniors struggle to keep up with the never-ending list of new tech gadgets, apps, and features.

Read more  


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Making Your 
Final Wishes Known

By Julie Pfitzinger


It's a subject that can keep us up at night — if I am diagnosed with a terminal illness or facing a serious health challenge, how do I want to die? Do I really know, and more importantly, do my loved ones know, my exact wishes? How do I start to capture those reflections and launch the conversations I need to have?


Read more  











It is not a mistake to use an image of a smiling Donald Trump superimposed on a "Guilty" background. It was evident to any rational individual even before the trial began that Trump and his Republican allies would manipulate the outcome in their favor. And to confirm our predictions, since the verdict was announced last Thursday, the Trump campaign has received an additional $34 million in small donations, possibly making Trump the first convicted politician to benefit financially from his wrongdoings. Initially, this may seem like a win-win situation for MAGA supporters, and if he were to become president, it undoubtedly would be. However, amidst this apparent turn of events, there is one silver lining to his conviction, one that may hold more significance than the identity of our next president.

The silver lining to Donald Trump's conviction lies in the potential for accountability and the preservation of democratic values. While it may seem like a win for his supporters, the fact that Trump has been found guilty and is facing consequences for his actions is a crucial step towards upholding the rule of law and ensuring that no one, regardless of their position or power, is above it.

The conviction of a former president sends a powerful message that even those in the highest office of the land are not immune to the consequences of their actions. It serves as a reminder that the principles of justice and fairness should prevail over personal interests and political manipulation.

Furthermore, Trump's conviction sets a precedent for future leaders and politicians, emphasizing the importance of ethical conduct and the need to prioritize the well-being of the nation over personal gain. It serves as a deterrent for those who may consider abusing their power or engaging in corrupt practices, knowing that they could face legal repercussions.

Moreover, Trump's conviction highlights the resilience of the American justice system and its ability to hold individuals accountable, regardless of their status or influence. It reinforces the belief that no one is above the law and that the principles of justice and fairness should guide our society.

Ultimately, the significance of Trump's conviction extends beyond the immediate political implications. It represents a reaffirmation of democratic values, the importance of accountability, and the strength of the institutions that safeguard the integrity of our democracy. It serves as a reminder that the pursuit of justice and the preservation of democratic ideals should always take precedence over personal or partisan interests.   ……









THE IMPORTANCE
OF CHOOSING
GOOD FRIENDS AFTER 60



BY SUSAN "HONEY" GOOD


Lately, I’ve been thinking a great deal about friendships. Friends and social acquaintances are a big and important part of a woman’s life. Therefore, it remains vital, as we age, not to let those relationships slip away. It’s so easy to get caught up in other life events.


Read more  





5 Lessons
My Hip Replacement
Taught Me About Life




By Janet Reynolds


Getting a new joint is about far more than simply being able to run up the stairs more easily — it's about asking for help, being patient and focusing on what I have


Learn more  




Five ways 
seniors 
can exercise 
their minds 
in 2024




By Brittany Tran

Research has shown there are steps we can take to maintain our health as we age. In my work with UC San Diego’s Osher Lifelong Learning Institute, I meet seniors every day who are taking a proactive approach to aging by enrolling in the continuing education courses we offer.

Read more  




Patients With 
Eye Diseases 
at Increased Risk 
of Falls, Fractures




By Julia Bonavitacola


Patients who had cataracts, age-related macular degeneration, and/or glaucoma were at an increased risk of falling and sustaining fractures.

Read more  





Senior Marriage: 
Making Love Lovelier 
the 2nd Time Around




By Mark Ashton


There has been a lot of press in recent years about seniors divorcing. The AARP recently wrote about a Bowling Green study which found that divorce rates among people over 65 have tripled since 1990.


Read more  








10 Cities With Highest 
Social Security Benefit Income


Because the amount that Social Security recipients receive in monthly benefits depends on earnings during working years, payments can be significantly different. They can also change depending on what type of disability a recipient might have. More than 71 million Americans are currently estimated to receive Social Security benefits.


1- Ann Arbor, Michigan ($30,428)
2- Carmel, Indiana ($30,069)
3- Goodyear, Arizona ($29,157)
4- Cambridge, Massachusetts ($28,219)
5- Allen, Texas ($27,735)
6- Sugar Land, Texas ($27,725)
7- The Woodlands, Texas ($27,661)
8- Highlands Ranch, Colorado ($27,433)
9- Olathe, Kansas ($27,151)
10- Fishers, Indiana ($27,133)







NEXT EDITION
WEDNESDAY JUNE 5, 2024




©2024 Bruce Cooper







-30-

*************





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FRIDAY, MAY 31, 2024


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“Noblest of all dogs is the hot-dog; 
it feeds the hand that bites it.”

-Laurence J. Peter







Some People 
Are Strangely Resistant 
to Alzheimer's. 
Here's What Makes 
Them Different.




BY DAVID NIELD

Some people have the changes consistent with Alzheimer's without presenting any symptoms, almost as if their brains are more resistant to the condition. A new study has explored how this perplexing phenomenon might point the way to treatments.

Read more  




New AARP Poll: 
Women 50+ Say 
Social Security, 
Medicare, 
Healthcare Costs 
Will Influence 
2024 Vote




AARP Pennsylvania recently released key findings from its first 2024 election survey that shows candidates should pay close attention to Pennsylvanians age 50 and older. The survey also revealed that the priorities and concerns of Pennsylvania women voters 50 and older will likely influence the outcome of the 2024 election and could be the difference in this election. Women 50+ account for- almost one-third (29%) of likely voters overall and more than half (53%) of likely voters 50-plus in the state.

Read more  




Statins are Effective 
Even for People Over 
Age 75, What to Know





1- A new study finds even people over age 75 can get heart benefits from statins.
2- Previously most clinical trials evaluating statins have not included people in this age group.
3- Many major heart organizations, including the American Heart Association, recently suggested that doctors conduct personalized risk assessments with older patients to determine if statins should be used.

Read more  






How volunteerism 
powers connections 
for older adults






AmeriCorps Seniors Senior Companion Program volunteers provide friendship and support for other older adults in their communities.

Over time, the average human life expectancy has increased – from 47 in 1900 to 77 in 2020. The recipe for a long, healthy life isn’t so shocking: activity, balanced diets and proactive healthcare all play significant roles. But what may come as a surprise is the importance of connection.

Read more  





Other Stories...  



Study offers insights 
into factors influencing 
older adults to 
stop driving 


What factors lead older adults to stop driving? A new study followed older adults who had no memory or thinking problems to examine this question. The study is published in the May 22, 2024, online issue of Neurology®, the medical journal of the American Academy of Neurology.

Read more  




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The #1 Workout 
To Improve Your Mobility
Boost your overall health 
and well-being with this 
trainer-approved 
mobility session.
By Adam Meyer 


Improving your mobility is essential to maintaining a healthy, active lifestyle. As you age, staying on top of your mobility becomes increasingly important, as it can help prevent injuries, improve balance, and enhance quality of life, according to the National Institute on Aging. Whether you're an athlete looking to boost performance or simply want your body to move better and reduce your injury risk, mobility should be a top priority for everyone. That's why we spoke with Mike Masi, CPT, a certified personal trainer at Garage Gym Reviews, who reveals his top-ranking workout for improving your mobility.

Read more  








The perfect retirement for some people involves simply doing nothing most of the time. After spending years waking up early every morning, enduring long commutes, and working at a job that may seem meaningless just to afford a short vacation once a year, the idea of having no obligations can feel like heaven. However, having endless free time isn't always as great as it sounds. Honestly, there are moments when I wish I had more activities to keep me busy. 

I must clarify that I absolutely adore not being obligated to work at a job. It's not that the job I held for many years was terrible, it simply didn't bring me fulfillment. I cherished my weekends when I could spontaneously embark on adventures, driving to unknown destinations and discovering new things or reliving old passions. However, the thought of returning to the monotonous routine every Monday often overshadowed the joy I experienced during those precious hours of freedom. Therefore, when the opportunity for early retirement at the age of 62 presented itself, I welcomed it wholeheartedly. Finally, I could liberate myself from the burden that had hindered me from pursuing my true calling, whatever that may be. Now, I had the chance to pursue whatever brought me happiness. Unfortunately, as the saying goes, even the most well-thought-out plans can go astray, and I ended up here at the A.L.F., or as I humorously refer to it, "The Land Of the Lost."

Gone are the spontaneous adventures and the thrill of discovering new things. While the staff tries to fill the time with scheduled activities and medical appointments, I have had to rely on myself to provide the arousal needed to keep me from going insane. I keep busy by working on this blog. It not only provides mental stimulation, but it gives me a chance to discuss some of these topics with my fellow residents who, hopefully appreciate the chance at some meaningful discussion, something often lacking here. But that does not mean I don’t enjoy my “veg-out” time too. And it’s not that bad. There’s much to be said for having nothing to do. 

Cheese and fine wine are the only things that improve with age. Being neither a Camembert or Mouton Cadet, I can confirm that my advancing age limits my ability to do everything I desire. Therefore, whenever possible, I make sure to relax and unwind. Whether it's watching television or taking a nap, these activities perfectly suit my needs.

So, while I may jokingly refer to this place as "The Land Of the Lost, "or, The Asylum,  I have come to realize that it is not a place of lost dreams or lost opportunities. Instead, it is a place of rediscovery, where I am learning to embrace the present, find joy in the simplest of things, and appreciate the beauty of human connection. In this unexpected journey, I am slowly finding a new sense of fulfillment, even within the confines of the A.L.F.  …








Social Security's 
high earners
will get almost 
$5,000 a month
in 2024.
Here's how 
they got there.




BY AIMEE PICCHI

Social Security recipients could face some big changes in 2024, thanks to inflation and tax-related adjustments that will impact everything from monthly benefits to how much recipients owe in taxes. For one, the top benefit in 2024 will approach $5,000 per month. 

Read more  




Is Living to 100
All It's Cracked Up to Be?




By Kerri Miller


On the day that Erma S. blew out the candles on her fiftieth birthday cake her life wasn't even half over. (At her request, we are not using her last name.)

Read more  





5 SUPER HELPFUL TIPS
FOR PHOTOGRAPHING
YOUR GRANDKIDS



BY KARIN VAN MIERLO

Photographing children is one of the more challenging topics in learning photography. But you’re in luck. Children are one of my favorite subjects to photograph, and so I have a lot of experience. That’s why I’d love to share a few tips with you and help you on your way in photographing the life of your kids and grandkids.


Learn more  




These 15 lifestyle 
and health factors
may increase your risk 
of early dementia




By Caroline Kee

Loneliness, vitamin D deficiency, low socioeconomic status, and alcohol abuse disorder are just a few of the health and lifestyle factors associated with an increased risk of early- or young-onset dementia, according to a groundbreaking new study.


Read more  





Artificial Intelligence 
helps predict falls,
creating safety system
 for patients






Applying AI technology to one of the main concerns in patient safety, Nanyang Polytechnic (NYP) and local medical technologies firm Longway AI Technologies have developed a system that can analyse human gaits and make recommendations for healthcare professionals to render assistance before a fall happens.


Read more  







Billions of Dogs

If you enjoyed a hot dog Monday, your barbecue was probably fun, but not original. Americans typically devour ~7 billion hot dogs between Memorial Day and Labor Day—that’s 818 hot dogs per second each summer, according to the National Hot Dog & Sausage Council. About 38% of yearly hot dog sales take place during the season, with 10% in July alone. And while Los Angeles may be more associated with $19.00 Erewhon smoothies named for celebrities, it was the top hot-dog-consuming city in terms of pounds sold over the full year last year. New Yorkers still spent the most on dirty water dogs, though, shelling out $111.4 million compared to No. 2 LA’s $91.8 million.






NEXT EDITION
MONDAY JUNE 3, 2024



©2024 Bruce Cooper









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WEDNESDAY, MAY 29, 2024


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“The last refuge of the insomniac
 is a sense of superiority to the sleeping world.”
― Leonard Cohen







High cost of living
pushing seniors
to riskier investments





Fixed-income investments have long been an attractive option for aging populations, but as rates cool, there's a growing risk appetite

Despite the rising cost of living and the need for more cash, even simple investing concepts still confuse a lot of people, which helps explain why about four in 10 Canadian investors aren’t sure what ETF stands for and don’t know what dollar cost averaging is, according to a recent poll by CIBC Investor’s Edge.

Read more  




Why More Middle-Aged Adults
Are Having Strokes —
and How to Prevent One





By Rachel Nania

 
Every 40 seconds, someone in the U.S. has a stroke — a disruption of blood flow to the brain. And that someone might be younger than you think.

While stroke is often thought of something that hits later in life, the reality is, anyone can have a stroke. And research shows that stroke rates are rising in young and middle-aged adults.

Read more  





Older Adults Opened Up
About Things They
"Took For Granted"
In Their 20s And 30s,
And It Hits Hard





"I regret putting up with toxic behavior from relatives 'because they are family.' I wish that I'd set my boundaries and been done with that much earlier. Nobody should put up with bad behavior."

By Liz Richardson

Last month, we wrote a post where older adults from the BuzzFeed Community shared things they "took for granted" in their 20s and 30s. In the comments, even more readers shared their own responses. Here's what they had to say:

Read more  




Low vitamin D levels
linked to higher diabetes risk
in older adults, study finds




By Dr. Sushama R. Chaphalkar


In a recent systematic review and meta-analysis published in the journal Nutrients, researchers from Italy updated a systematic review and meta-analysis to examine whether low serum vitamin D (25-hydroxyvitamin D or 25OHD) levels can predict the onset of type 2 diabetes (T2D) in older adults. Despite adjusting for several confounders, they found that low 25OHD levels were associated with an increased risk of developing T2D in older adults.

Read more  





Other Stories..... 


The Best Place to Live on 
Only a Social Security Check
By Ghazal Ahmed

This article takes a look at the best place to live on only a Social Security check. If you're looking for more options to consider for your golden years, check out all 20 Best Places to Live on Only a Social Security Check.

Read more  





Photo Of The Week



The warm weather this weekend and a good amount of rain forced these
 tiny white flowers to pop out overnight. Unfortunately, they’ll be gone
 tomorrow when the lawn care guys come and mow them down.











Residents at the Asylum are subject to a number of restrictions regarding the items they can have in their rooms. In addition to the obvious prohibitions on alcoholic beverages, knives, and guns, residents are also not permitted to possess any cooking appliances such as a Mr. Coffee or a microwave oven. This policy is in place for valid reasons. These heat-generating objects can pose a significant danger to both the user and the facility as a whole if mishandled. Improper use of a microwave oven, for instance, can result in a fire. Unfortunately, this was the case last week when the only microwave oven in the annex section of our facility malfunctioned and ceased to function. Our maintenance department conducted an investigation and determined that the cause of this incident was user error. It appears that someone had forgotten the most crucial rule of microwaving: no metallic containers should be used.

This is why we can’t have nice things.

The inhabitants, myself included, put up a strong fight to get an additional microwave installed in our secluded section of the building where twenty plus individuals reside. It was challenging to have to trek all the way to the main kitchen area to use the sole microwave available for residents. After nearly 7 years of pleading, the management finally relented and sanctioned the new appliance. Everything was running smoothly for approximately 6 months. The residents, cognizant of the fact that this was a rare concession from the administration, were considerate and handled the machine with great care. We ensured it was kept clean and made sure that everyone who used it followed the safety guidelines. Unfortunately, someone failed to do so. Now, it is uncertain whether the administration will replace it. However, there is a backup plan. If they opt not to replace the unit, we, the residents, will purchase one and donate it to the facility. The cost to replace the lost microwave is around $113. Contributions will be voluntary, and the amount each resident will contribute has not been decided. Nevertheless, we are determined to retrieve our microwave one way or another. The issue that remains is how to prevent it from being damaged again.

Microwave ovens have been a common household appliance since the 1970s. It is reasonable to assume that by now, everyone should be familiar with their usage, just like a TV or telephone. However, due to the age and cognitive abilities of some of our residents, there may be a few who have forgotten what items should not be used when heating up their food. To prevent any mishaps, we have come up with a couple of suggestions.

Firstly, a simple and effective way to discourage the use of improper utensils, such as metal containers, is to prominently display a warning sign near the microwave. This will serve as a constant reminder for everyone to use only microwave-safe materials.

Additionally, one of our residents has proposed another solution. They suggested placing a selection of microwave-safe plates, bowls, and containers next to the microwave unit. This way, anyone who needs to heat up their food can easily access these appropriate utensils. I find this idea to be quite practical and beneficial, and I will definitely recommend implementing it when we acquire a new microwave unit. What’s your thoughts on this?    ……








How to Age 
Your Brain Successfully
Can science tell us how 
to stay cognitively fit?
Here's what you 
should know




By Ellen Kornmehl


On certain days, my mind can seem like an old short-wave radio. I feel the static and sputtering as I search to retrieve old colleagues' names or that 90s song title crammed deep inside its neural networks. I imagine the firings in its tangled web of gray matter navigate a corn maze of inefficiencies.

Read more  




Don’t call me “old”:
Avoiding ageism
when writing about aging




By Stephanie Morrison

Ageist messages are everywhere — you need only to browse a greeting card aisle to see countless quips about being a “geezer” or “over the hill.” Ageist content is so prevalent in our society that too many people may not recognize it as problematic.

Read more   




These are the 
biggest mistakes
people make with
 Social Security





Navigating Social Security can be cumbersome, to say the least. Even basic questions such as when you should retire can come to take on an immense and sometimes desperate tone, as you try to make a decision that doesn't screw up your retirement beyond repair. Sometimes you can do it yourself or sometimes you need help from a professional. Everyone's financial situation is different.

Learn more  





Some medications
may harm driving skills
of older adults




By Amy Norton
   
Some common medications -- including antidepressants, sleep aids and painkillers -- may dull the driving skills of seniors, a new study finds.

Read more  





Investors predict 
senior living
rent increases of 
3 to 7 percent




By Lois A. Bowers

Sixty-six percent of respondents to a newly released survey said they expect rental rate increases of 3% to 7% over the next 12 months for active adult, independent living, assisted living and memory care communities.


Read more  









Americans Sleeping Less, 
More Stressed

Women, particularly those under age 50, report sleeping less than they need and higher stress levels than men

For the first time in Gallup polling since 2001, a majority of U.S. adults, 57%, say they would feel better if they got more sleep, while 42% say they get as much sleep as they need. This is nearly a reversal of the figures last measured in 2013, when 56% of Americans got the sleep they needed and 43% did not.









NEXT EDITION
FRIDAY MAY 31, 2024



©2024 Bruce Cooper







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FOR SMART PHONE USERS
THIS PAGE IS BEST VIEWED IN
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MONDAY, MAY 27, 2024




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QUOTE

“The time, the mosquito will 
land on your testicles, 
the way you'll kill it, will help you to 
resolve world issues without violence”

― Ntambara Sylvestre Owen Berbason






Looking younger 
linked to
positive aging 
experiences
and better health
in older adults




by Mane Kara-Yakoubian

A study published in Psychology and Aging found that older adults who perceive themselves as looking younger than their peers generally experience more positive and fewer negative aspects of aging, while those who appear older tend to have the opposite experience.

Read more  





Long-Term Care Expenses
Can Destroy Your
Estate Plan:
Plan Accordingly





Estate planning is about much more than reducing taxes; it’s about ensuring your loved ones are provided for after you’re gone and that your assets are passed on according to your wishes. However, few events can upend your estate plan as the way unanticipated long-term care (LTC) expenses can.

Read more  





Older Americans
often don't prepare
for long-term care,
from costs to location
to emotional toll




BY BRIAN AROLA .


Seven tough weeks passed with her husband in the hospital before Nancy Gag Braun found long-term care for him.

From 2019 up until that point in 2022, Braun had cared for Steven at their Mankato home. A traumatic brain injury in February 2019, followed by his progressive dementia, eventually led to the need for professional help and the hospital stay.

By then, there were episodes when he didn’t recognize that the woman trying to care for him was his wife. He started showing fear and aggression toward this person he thought was a stranger in his home.

Read more  




New Bill Aims to Boost
Substance Use Treatment
Funding for Older Adults



By Morgan Gonzales.


A newly introduced bill proposes to stack funds to improve substance use disorder (SUD) treatment for older adults. 

Read more  





Any Level 
of Leisure-Time
Physical Activity Aids
in Stroke Prevention




By Jolynn Tumolo

Any amount of leisure-time physical activity helps to lower the risk of stroke compared with inactivity, according to a systematic review and meta-analysis published in the Journal of Neurology, Neurosurgery & Psychiatry.

“People should be encouraged to be physically active even at the lowest levels,” advised corresponding author Raffaele Ornello, MD, of the University of L'Aquila in Italy, and study coauthors.

Read more  




Other stories.....


How the elderly could benefit 
by switching to decaf coffee
Story by Laura Donnelly 

.Switching to decaffeinated coffee could prevent falls among the elderly, research suggests.

A study of older people living in care homes found that cutting out caffeine saw the number of accidents fall by up to one-third.

Experts said those with concerns about falls should “give decaf a go”.

Read more  



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Divorce and 
Social Security: 
5 Things to Know
By M.P. Dunleavey


You may qualify for benefits equal to half those of your higher-earning ex-spouse, without needing to tell them about it or seek their permission


Read more  










The closest I came to going to Vietnam was when I stood in my underwear, among a hundred other young men, at the Armed Forces Induction Center on Whitehall Street in Lower Manhattan. It was 1964, and I had just turned 19. A year out of high school, I was working full time at my father's business. The U.S. had been drafting guys like me for almost a year, and I was a prime candidate to be one of the early inductees. Naturally, I was not excited about the idea of leaving my comfortable life to go fight, kill, and possibly die in a foreign country I knew nothing about and cared even less. It was time to look for a (legal) way out. 

I hadn't received my draft notice yet, giving me some time to contemplate how I could postpone my military duty until the shooting war was over. Serving a few years in the military wasn't an issue for me, but I definitely didn't want to return home in a body bag. Consequently, similar to many others my age, I made an unexpected decision to pursue college. I signed up for night courses at a local college. Although it wasn’t easy (I had to take at least 10 credits a semester and maintain a c average) I did manage to do it while working full time. And a good thing I did. 1965 to 1969 were some of the toughest and most deadly years of the Vietnam war. Tens of thousands of young Americans were killed in a war that was becoming increasingly unpopular with most Americans. 

As a response to anti-war protests and to those who thought the draft was unfairly weighted in favor of well-to-do white men, a lottery was devised to even the odds. That was in December of 1969. My draft lottery number was 339. Nobody from that year was ever called to serve. Yes, I lucked out. A year later I graduated college and went back to my cushy life. But for what it’s worth, for many years, I could not help but feel a little ashamed, and even guilty, of myself for being so fortunate when many of those guys I stood in line with on that chilly day back in 1964 did not come back or came back with horrible wounds both physically and mentally. 

I know that many of you have experienced the hardships of that war firsthand, or have loved ones who have. I want to express my deepest apologies, not because I was lucky enough to avoid it, but because you, as veterans, had to face one of the most challenging military campaigns in U.S. history. The truth is, we should never have been part of that war, just as we should never have been involved in conflicts like Iraq or Afghanistan. However, my respect and appreciation for all those who serve in our armed forces remains unwavering. They truly do an outstanding job. So, on this Memorial Day, as we pay tribute to those who have served and continue to serve, may God bless you and thank you for your dedication...








Our assisted living system
 is failing




BY ARON SOLOMON

The problem of seniors with cognitive issues wandering away from assisted living facilities or being left outside unattended has been thrust into the legal and societal spotlight as the year came to a close. Since 2018, at least 98 seniors have died under such circumstances, according to the findings of a blockbuster investigation published in December by The Washington Post. 


Read more  






When your ship 
comes in:
Medicare and the 
‘temporarily rich’


Some seniors are selling off property they own, 
resulting in suddenly having a huge influx of cash.



By Tom Margenau


It seems like there are a lot of rich (or temporarily rich) baby boomers out there. Why? Very often it’s because they are selling off property they own and suddenly have a huge influx of cash. This observation is based on the unusually high number of emails I’m getting from senior citizens telling me about their newfound financial gains. Why they are emailing me is how I bring the two points together.

Read more  






5 Best Long Term
Care Insurance Companies
Heading into 2024




Market Analysis of Long-Term Care Insurance

Long-term care insurance is provided to senior citizens who are unable to support themselves and are receiving long-term care services. The care can range from assistance in daily activities at home to extensive care at institutions and facilities. According to a report by SkyQuest Technology, the global long-term care insurance market was worth $18.88 billion in 2021. The market is expected to grow at a CAGR of 12.3% and reach $53.21 billion in 2030. The growth can be attributed to a rise in the aging population, an increase in long-term ailments, and a higher life expectancy.

Read more  






How Seniors Can Find
the Right Medical Alert Device
for Their Current Needs




By Tracy Griffin

Maintaining independence and safety as we age should be of utmost importance. In Canada alone, falls are the leading cause of injury among older adults. These instances can escalate quickly if the proper measures are not in place for seniors to contact help immediately. With the right medical alert device, you and your loved ones can know that if an emergency arises, help will be on the way shortly. However, not all devices are built the same. It is essential to decipher your needs and find a device with the right features to continue your healthy and active lifestyle.


Learn more  






The dementia crisis is here.
Better training can't wait






The number of Americans over the age of 65 is rising quickly. In the past century, it has grown at nearly five times the rate of the rest of the population and is now approaching 60 million people. That includes about 15.5 million added since 2010. This is good news for the widening community of people who are enjoying happy, healthy golden years.


Read more  







TOP MOSQUITO CITIES LIST


This year’s data was collected by tracking new residential mosquito treatments from April 1, 2023, to March 31, 2024. This data helps Orkin better understand how likely homeowners in each city are to have a mosquito problem.






SEE FULL LIST  









NEXT EDITION
WEDNESDAY MAY 29, 2024

©2024 Bruce Cooper







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THIS PAGE IS BEST VIEWED IN
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FRIDAY, MAY 24, 2024


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THESENIORLOG-USA@HOTMAIL.COM


“Once, during Prohibition, 
I was forced to live for days
 on nothing but food and water.”

W.C. Fields









How Many Older Adults
Live in Poverty?




By Nancy Ochieng, Juliette Cubanski, 
Tricia Neuman, and Anthony Damico


Social Security payments and Supplemental Security Income have been instrumental in providing economic security for older adults in the US. Additionally, Medicare, which provides health insurance to 66 million people age 65 or older and younger adults with long-term disabilities, offers financial protection by helping to cover the cost of medical care, while Medicaid provides additional benefits and cost-sharing assistance to many Medicare beneficiaries with low incomes. Despite these economic and health supports, many older adults live on relatively low incomes. ....

Read more  




AI may help
older adults manage
multiple medications




By Dennis Thompson

AI could help doctors cut back on the bewildering variety of medications that seniors frequently are prescribed, a new study suggests.

More than 40% of seniors are prescribed five or more meds, and this increases a person's risk of adverse drug interactions, researchers said.

Read more  




Top 7 
Retirement Tips
for 2024




By Meredith White

Retirement planning is a crucial aspect of financial management, ensuring a secure and comfortable life post-employment. However, you shouldn’t wait until retirement to start planning and preparing...

Read more  





Golden tickets:
See what movie theaters
are offering senior discounts




By James Powel

While going to the movies — or as my grandfather called it "the show" — may not be the same cultural touchpoint for younger Americans as it was in the past, it is still a place for generations to connect.

It is also an opportunity to take advantage of senior discounts offered by theater chains.

Read more  






No Kids to Rely On?
Seven Things Solo Agers
Must Do Now




BY THOMAS C. WEST


If you don’t have children or a support system of close friends nearby, you face some special challenges. For peace of mind, answer these seven questions.

Read more  




The N.Y.Times
Offers a History Lesson
in Retirement Anxiety






The beauty of studying history is that it some times sews together a credible narrative. We have written a fair amount about America’s anxiety, both financial and political. But today’s podcast, an interview with Michael Steinberger offered a history of American retirement and some real insight into why many of us are uneasy about not just our children’s future, but our own.

Read more  




Other Stories....


PRACTICAL TIPS 
FOR A FULFILLING 
EVERYDAY LIFE 
WITH HEARING LOSS
BY KEITH DARROW 


Whether by birth or acquired later in life, hearing impairment affects individuals in distinct ways, posing intricate challenges that significantly influence their daily lives. People experiencing hearing loss encounter daily struggles that often go unnoticed by those without impairments. These commonplace challenges, often taken for granted by others, are an integral part of the hearing impaired’s daily experience, shaping their unique perspective on life.

Read more  



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Working and receiving 
Social Security benefits 
in 2024: 
the government explains 
the situation


Working and receiving Social Security benefits is not incompatible. Contrary to popular belief you can hold down a job and still receive retirement benefits, spousal death benefits and many other forms of Social Security benefits.

Learn more  










Our Friday Look
 at Assisted Living 
Continues


We have examined numerous advantages and disadvantages associated with residing in an assisted living facility, as well as the factors you or your loved one should be cautious about when contemplating a transition to such a location.

We have provided information about the quality of food, available activities, housekeeping services, and even the types of residents you may come across. However, regardless of our individual needs, preferences, and desires, there will come a time when medical care becomes necessary. The availability of such care often relies on the priorities of the particular facility.

Some assisted living facilities prioritize providing comprehensive medical care to their residents, while others may have limited medical services available. It is crucial to consider this factor when contemplating a transition to an assisted living facility.

One advantage of residing in an assisted living facility that prioritizes medical care is the peace of mind it provides. Knowing that there are trained medical professionals available on-site can alleviate concerns about emergencies or health issues. These facilities often have nurses or doctors on staff who can provide regular check-ups, administer medications, and monitor residents' health conditions.

Additionally, assisted living facilities with robust medical care options may offer specialized services for residents with specific medical needs. For example, they may have staff experienced in managing chronic conditions such as diabetes or dementia. This expertise can ensure that residents receive appropriate care and support tailored to their individual health requirements.

Furthermore, these facilities may have partnerships or affiliations with nearby hospitals or healthcare providers, ensuring that residents have access to specialized medical treatments or procedures when necessary. This can be particularly beneficial for individuals with complex medical conditions or those who may require specialized care in the future.

However, it is essential to be cautious when considering the availability of medical care in an assisted living facility. Some facilities may have limited medical staff or rely on external healthcare providers for medical services. In such cases, residents may need to arrange and pay for their medical appointments and transportation to off-site healthcare facilities.

Moreover, the level of medical care provided can vary significantly between assisted living facilities. Some may only offer basic first aid and assistance with medication management, while others may have a more comprehensive range of medical services. It is crucial to thoroughly research and inquire about the specific medical care options available at each facility under consideration.

In conclusion, the availability and quality of medical care should be a significant consideration when contemplating a transition to an assisted living facility. Facilities that prioritize medical care can provide peace of mind, specialized services, and access to healthcare professionals. However, it is essential to carefully assess the level of medical care offered by each facility to ensure it aligns with the individual's or their loved one's medical needs and preferences.









Predicting 
Alzheimer's dementia 
in oldest of the old





A new study indicates that severity of amyloid deposition in the brain—not just age—may be key to determining who will benefit from new anti-amyloid therapies to delay the progression of Alzheimer's disease.

University of Pittsburgh clinicians and scientists report that the accumulation of toxic amyloid beta clumps that signal Alzheimer's disease pathology accelerates in old age, but the baseline amyloid burden and the overall brain health going into this acceleration are more powerful predictors of who is most likely to progress to Alzheimer's. The paper is published today in Neurology.

Read more  





The Safest Way 
to Get Up 
From a Fall
Use these five tactics 
if you take a spill




By Stacey Colino


A fair amount of media and medical attention is paid to preventing falls among older adults — but there are times when people fall, despite taking the recommended precautions. Every year, more than 25 percent of adults 65 and older fall, and falling once doubles a person’s chances of falling again, according to the Centers for Disease Control and Prevention (CDC).

Read more  .






A New Test 
Could Save 
Arthritis Patients
 Time, Money, and Pain.
 But Will It Be Used?



By Arthur Allen

Erinn Maury knew Remicade wasn’t the right drug for Patti Schulte, a rheumatoid arthritis patient the physician saw at her Millersville, Maryland, practice. Schulte’s swollen, painful joints hadn’t responded to Enbrel or Humira, two drugs in the same class.

Read more   
.





The benefits 
of having friends 
who aren’t your age



By Eva Terry
 

“Having friends of all ages and in all stages is not only a nice thing to have, I think it’s deeply important to the fabric of our lives for a richer life,” she said.

Learn more  
.




Author Talks:
The world’s longest study
of adult development finds 
the key to happy living





Harvard study director Robert Waldinger provides the data-backed answer to what makes people live happier and longer lives and shares the choices anyone can make to start feeling more fulfilled right now.

Read more  
.










U.S. News Ranks the Best States for 2024

These Are the 10 Best States in the U.S.

1- Utah
2- New Hampshire
3- Nebraska
4- Minnesota
5- Idaho
6- Iowa
7- Vermont
8- Washington
9- Florida
10 -Massachusetts

A common factor among the highest-ranking states was a relatively strong performance in categories containing various types of economic indicators. More than half of the top 10 states were among the top 20 performers in each of the economy, opportunity and fiscal stability categories.

source: go here







NEXT EDITION
MONDAY MAY 27, 2024


©2024 Bruce Cooper







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*************




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THIS PAGE IS BEST VIEWED IN
LANDSCAPE MODE

WEDNESDAY, MAY 22, 2024


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“Americans will put up with anything 
provided it doesn't block traffic.”
― Dan Rather






New study finds
cannabis poisonings
among senior citizens
have tripled





The push to legalize cannabis has led to a significant increase in senior citizens going to hospital emergency rooms because of cannabis poisoning, a newly released Canadian study revealed.

Researchers analyzed “the association between edible cannabis legalization and emergency department visits for cannabis poisoning” in adults in Ontario, Canada, who were at least 65 years old. The study found that the number of senior citizens who visited emergency departments in hospitals due to cannabis poisoning tripled after Canada legalized edible cannabis. 

Read more  




White matter
in superagers' brains
is less prone to aging
and cognitive decline





Aging commonly leads to cognitive decline, particularly in memory function, and is often associated with neurodegenerative diseases like Alzheimer’s. However, a unique subset of older adults known as “superagers” defy this trend, maintaining memory comparable to much younger individuals.

Read more  




Understanding 
Medicare Coverage
for Nursing Home Care:
Confusion Can Be Costly






As a lawyer, I have exclusively represented long-term care healthcare providers for over ten years. I have gained useful insight into how people plan—or, in many cases, fail to plan—for the possibility that they may need long-term care. Along the way, I have identified some common misconceptions that many people have about long-term care.

Read more  




24 Modern-Day Inventions
That People Over 30
Would've Given Anything
To Have Back In The Day
(And Exactly Why)




by Claudia Santos


It's easy to reminisce and be nostalgic about the good ol' days. But sometimes, you have to admit that certain modern inventions would have made life way easier back then. Recently, we asked older adults of the BuzzFeed Community to share the present-day item they wish they had in their younger years. Here's what they had to say.

Read more  




DEALING WITH THE
DEATH OF A SPOUSE –
SHOULD WE 
MOURN FOREVER?




BY YVONNE BROADY

I write often about grieving and the feelings one can experience when they are in the throes of it. One can never know what it’s like to be in the grip of pain after the loss of a spouse or a loved one unless they have experienced such a loss.

Read more  





Other Stories...


How to handle 
selling a home 
when moving into 
an assisted living facility

Read more  



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Who pays 
for long-term care?
By Alicia H. Munnell

People are confused and overestimate Medicare's role in paying for long-term care. We've embarked on a host of studies about long-term care. One component of that effort is to assess the public's understanding of how these costs are financed.

Read more  










My Life In
A Parallel Universe


I recently completed watching the Netflix show "The Man In the High Castle." It's a film that explores the hypothetical scenario of Nazi Germany and Japan emerging victorious in World War II. As the series unfolds, we discover that the events take place in an alternate reality where things are slightly askew. This got me pondering about how my life would have turned out if things had just been a tad different.

In my "Alternate Universe," I'd still be an elderly gentleman, but not your typical one. I'd be the kind of senior you often spot in those fancy commercials and brochures for luxurious retirement communities. Picture this: a head full of hair, an average weight for my height, and absolutely no need for a cane or any mobility aids. I'd reside in a modest apartment in a bustling city, enjoying the urban vibes. While I wouldn't consider myself wealthy, I'd have enough funds to treat myself to a nice meal at a restaurant, explore museums, and even indulge in some travel adventures. Now, let's be realistic here, my health wouldn't be perfect, but it would be decent for someone my age. I might require a few Tylenol here and there, and perhaps the occasional assistance from Viagra. But hey, that's just part of the package!

Strangely enough, I don't envision myself as a married person with children. It could be due to the fact that my previous marriage was short-lived and we never talked about starting a family. Instead of a partner and kids, I imagine having a Golden Retriever as a companion and a Porsche as my ride. The Porsche is my only concession to fantasy.

I'd spend my days reading, writing, and exploring the city, taking in all the culture and excitement it has to offer. I'd be a regular at the local coffee shop, chatting with the baristas and fellow regulars. I'd also volunteer at the local animal shelter, taking my Golden Retriever for walks and helping out however I can.

In my alternate reality, I'd be living life to the fullest, embracing my age and all the experiences that come with it. I'd be a testament to the fact that age is just a number, and that it's never too late to live your best life. I'd be a reminder that growing old doesn't have to mean slowing down, but rather embracing all that life has to offer….. 








Arts and creativity interventions
prove cost-effective for
enhancing older adults'
health and well-being




By Tarun Sai Lomte


In a recent study published in BMC Public Health, researchers assess the value and cost-effectiveness of arts and creativity interventions (ACIs) on the health and well-being of older adults.



Supporting healthy aging

The percentage of the older adult population has increased in almost every country over the past several decades. An aging population reflects one of the successes of public health; however, it has numerous economic implications.

Read more  




How planning for
 long-term care
is burdening 
middle-class Americans




By William Brangham


Long-term care is already a huge problem in the United States, one that's growing as the baby boom population ages, and one with big financial costs. William Brangham explores the impact this is having on middle-class Americans and how they are having to rearrange their lives.

Long-term care is already a huge problem in the United States, one that's growing as the baby boom population ages and one with big financial costs.

William Brangham looks at the impact this is having on middle-class Americans and how they're having to rearrange their lives.

The numbers alone give a very stark sense of what America is facing. Between now and 2030, every single day, about 10,000 Baby Boomers will turn 65.

Read more  




Senior Living Costs Spike,
But What About the Value?




BY SEYCHELLE THOMAS

The onset of the pandemic brought intense staffing challenges across all forms of long-term senior care facilities. A 2022 survey from the Agency for Healthcare Administration (AHCA) found that 87% of nursing homes experienced moderate to high levels of staffing shortages and another 98% faced challenges in hiring new staff. 

In response, facilities often relied on hiring contract workers at a higher cost than full-time employees which increased operating costs. Today those staffing pressures have eased, but the cost of renting in a senior living facility continues to rise. Just because the price has risen, doesn’t always mean the value rises along with it. 

Cost vs value :

The National Council on Aging estimates the average cost of assisted living in the United States to be $4,500 per month or $54,000 annually. Increased levels of care (such as memory care for seniors with Alzheimer's and Dementia) typically raise costs even more to an average of $6,160 per month. In addition to a base level of care, the NCOA report found that rents at assisted living facilities typically increase on an annual basis by about 4 to 10 percent. 

Read more  




Pet Ownership May Slow
Cognitive Decline in
Older Adults Living Alone





By Lori Solomon

Pet ownership is associated with slower rates of cognitive decline among older adults living alone, according to a study published online Dec. 26 in JAMA Network Open.

Yanzhi Li, Ph.D., from Sun Yat-sen University in Guangzhou, China, and colleagues explored the association of pet ownership with cognitive decline among 7,945 participants (mean age, 66.3 years) in the English Longitudinal Study of Ageing.

The researchers found that pet ownership was associated with slower rates of decline in composite verbal cognition (β = 0.008 standard deviation [SD]/year), verbal memory (β = 0.006 SD/year), and verbal fluency (β = 0.007 SD/year). All three associations were modified by living alone. Among individuals living alone, pet ownership was associated with slower rates of decline for composite verbal cognition (β = 0.023 SD/year), verbal memory (β = 0.021 SD/year), and verbal fluency (β = 0.018 SD/year). But associations did not persist among those living with others. 

Read more  




Adapting to 
Psoriatic Arthritis
in Your Golden Years




By Mashum Mollah

Just as the famed Golden Girls faced life’s challenges with humor and resilience, you too can manage living with psoriatic arthritis in your golden years. It’s not an easy journey, but it’s certainly one you can navigate successfully.

You’ll learn to cope with the physical changes, master the emotional challenges, and make lifestyle modifications. From understanding the importance of regular exercise to making dietary adjustments, you’ll find ways to alleviate your symptoms.

Medication and therapy will play a significant role, and you’ll realize the value of building a supportive network.

Read more  








Which states are the deadliest
 for senior drivers?


The deadliest state for seniors when it comes to vehicular deaths is Oklahoma, with a death rate of 24.7 people per 100,000 seniors. A close second is Alabama, with a death rate of 24.6, closely followed by Mississippi’s 24.5.

On the flip side, the safest state for senior drivers is Rhode Island, with a death rate of 6.6 per 100,000 older people.

Characteristics of the safest states for driving could be the reason for fewer deadly accidents. Those may include a lower population in Rhode Island and robust public transit systems in parts of New York and Massachusetts. In either case, fewer seniors driving could indicate a reason for fewer deadly accidents.









NEXT EDITION
FRIDAY MAY 24, 2024

©2024 Bruce Cooper








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*************





FOR SMART PHONE USERS
THIS PAGE IS BEST VIEWED IN
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MONDAY, MAY 20, 2024


EMAIL:
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“Without ice cream, 
there would be darkness and chaos.”
― Don Kardong



 

 

 

 Why Finance Cons

Target Older Adults,

and How to

Protect Yourself



By Kimberly Palmer 


While financial fraud can happen to anyone, older adults face unique challenges when it comes to scams, which are increasingly common among that age group.

Losses due to scams targeting those age 60 or older ballooned to $3.4 billion last year, an increase of 11% over the previous year, according to the FBI’s Internet Crime Complaint Center. The average amount lost was $33,915. 

Tech support scams were reported to be most common among this demographic, followed by personal data breaches and confidence and romance scams, where the scam artist first gains trust before moving on to the topic of money. The FBI notes that older adults make an attractive target because they usually have savings, a home and other assets. They may be more trusting and less likely to report being scammed.

Read more  



Medicare should include

dental coverage,

dentists tell U.S. Senate panel



BY: JENNIFER SHUTT


Dentists from throughout the country urged Congress to include dental coverage in Medicare during a hearing Thursday, saying that fewer than half of beneficiaries visit a dentist each year.

The panel of four dentists told the U.S. Senate Help, Education, Labor and Pensions Committee that other changes are needed as well to reduce the gap in consistent dental care for all Americans, including removing the barrier between health care and dentistry as well as bolstering affordable treatment for underserved communities.

The dentists also told senators that better outreach and education are needed to ensure people understand how missing regular checkups can have negative repercussions on their physical health.


Read more  



Uber launches service

that can help with eldercare




By Jessica Hall

Transportation to medical appointments or medical errands can be arranged by app and paid for with health insurance

For the millions of caregivers in the U.S., getting a loved one to a doctor's appointment just got easier with the help of a new service from ride-hailing app Uber.

Through a new tool from Uber (UBER), called Uber Caregiver, people providing care can arrange for transportation for appointments or help restock essentials for a loved one.

Read more  



73 best discounts

for ages 50+:

Where to save money

for active agers,

seniors and retirees



BY HEATHER PETTY

While senior discounts aren’t as standard as they’ve been in the past, you can still save money just for managing to make it to your 50s. And let’s face it, there’s been a bit of chaos to survive in each year of those five-plus decades. You deserve it.

So, whether you’re ready to associate the word senior with your current age bracket or not, simply flashing your ID could save you money on groceries, travel, entertainment and more.

To celebrate Older Americans Month — and help you find the best deals, rates and prices out there — we put our research nose to the grindstone to dig up the top discounts across national and regional chains, retailers and services.

Read more  



61% of older adults

would choose

preserving savings

over growing wealth —

could you be

playing it too safe?




By Chris Clark


A recent survey by Global Atlantic Financial Group finds a staggering two-thirds of respondents aged 55-75 indicated a preference for protecting their existing savings over seeking wealth growth — the wounds still fresh from anxiety-inducing market losses during the pandemic bear market.

Global Atlantic’s study of retirement-age investors with at least $250,000 in investable assets revealed a clear shift toward stability, guaranteed income, and protection.

The study found that 65% of respondents want a retirement plan with guaranteed income for life. Nearly half prioritized protecting assets from losses, with 69% reporting discussing loss-prevention strategies with their advisers.

Read more  


Other stories:


How a Dozen Smart Home Devices 

Allow One Savvy Septuagenarian 

to Age in Place

By Rachel Cericola

Anne Madison, 73, lives in a seniors community outside of Baltimore, Maryland. She also happens to be a big fan of smart-home devices, which is how we came to know her.

Read more  


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8 BEST GIFTS FOR 

VISUALLY IMPAIRED 

SENIORS

BY SOHAIL AHMED 


It can be challenging to buy a gift for your senior family members or friends who have visual impairment. You want gifts to be useful and make your loved one’s life easier.

Read more  














As old folks we have a tendency to look upon the past as some magical time when everything was better and the world made sense. We believe back then, the cars were made better, the clothes were “sharper” and the music was cooler. The girls were more “girlie” and the boys more “gentlemanly’.” We had better programs on TV and better DJ’s on the radio. Our schools were a place where we were taught all we needed and we respected our teachers unequivocally. Life, in general, was better. It certainly was much simpler. Or was it really?

As we reflect on our youth, it is easy to fall into the trap of nostalgia and view the past through rose-tinted glasses. We remember the good times, the moments of joy and excitement, and conveniently forget the challenges and hardships that also existed. While it is true that certain aspects of the past may have had their merits, it is important to critically examine whether life was truly better or if our perception is clouded by sentimentality.

When it comes to cars, for example, we may recall the sturdy build and durability of older models. However, we often overlook the lack of safety features and advancements in technology that modern vehicles offer. While clothing styles may have been more elegant and refined, they were often restrictive and limited in terms of comfort and practicality. Similarly, while the music of our youth may hold a special place in our hearts, it is important to acknowledge the diverse and innovative music that continues to be produced today.

The notion of girls being more feminine and boys being more chivalrous is a reflection of societal norms and expectations of the time. While it may have appeared desirable on the surface, it also perpetuated gender stereotypes and limited individual expression and freedom. Today, we strive for equality and inclusivity, recognizing the importance of breaking free from rigid gender roles.

Television programs and radio DJ’s of the past may have provided us with a sense of familiarity and comfort, but it is crucial to recognize the vast array of entertainment options available today. With the advent of the internet and streaming services, we have access to a wide range of content that caters to diverse interests and preferences.

Regarding education, while we may have held our teachers in high regard, it is important to acknowledge that educational systems have evolved over time. Today, there is a greater emphasis on critical thinking, creativity, and adaptability, preparing students for the complexities of the modern world. While we may have fond memories of our school days, it is essential to recognize that education is an ongoing process that continues to evolve and improve.

Life, in general, is a complex tapestry of experiences, and it is unfair to compare different eras as inherently better or worse. Each period has its own unique challenges and opportunities. It is important to appreciate the advancements and progress that have been made while also acknowledging the flaws and shortcomings of the past. By embracing a balanced perspective, we can better appreciate the present and work towards creating a future that is truly better for all....



Editor’s note: The MAGA or “Make America Great Again” movement, has a very different view of the past that goes far beyond cars, clothes or music. They may say they want America to return to its admittedly one-time glory, but what they really mean is they want us to go back in time when the white, middle-class male was king and the hell with the rest.










Few health plans have
dedicated Alzheimer’s 
and dementia care
management strategy




By Noah Tong


Health plans and value-based care organizations are ill-prepared to help patients with Alzheimer’s Disease or related dementia.

Just 4% of respondents in a recent survey of 50 senior leaders working for health payers said their organization has a fully developed strategy in place to help patients with Alzheimer's disease or dementia, yet 77% said they acknowledge helping these individuals is a “very” or “highly” urgent priority. The survey’s results highlight the major disparity between what patients need and how plans are helping.

The report, from healthcare advisory firm Sage Growth Partners, was commissioned by Together Senior Health, a brain health company that partners with Medicare Advantage health plans and accountable care organizations.

Read more  





19 Things 
You Didn't Know 
Your Smartphone 
Could Do






By Edward C. Baig

Smartphones have become the Swiss Army knives of technology, going way beyond making and receiving calls while you're on the go.

Yes, they're often described as a minicomputer in your pocket. But you also have a radio, a flashlight — even a level for when you're doing handiwork around the house.

As smartphones added new features through the years, people began relying on them to take pictures, be their address book, wake them up in the morning and manage their appointments. More than 6 in 7 people age 50 and older own a smartphone, according to a January 2023 AARP Research report.

But your smartphone can do much more. Here are 19 additional ways to use your iPhone or Android device and how to tap into those capabilities. All of the features are either baked into your phone already or available as free downloads from Apple's App Store or the Google Play store for Android.

Learn more  





The Importance of 
Adequate Protein Intake 
for Muscle Health 
in Older Adults






By Zara Nwosu


As we age, maintaining muscle health and function becomes increasingly important. A crucial element for this is protein, an essential nutrient our bodies require for a variety of tasks, including muscle building and repair. Recent research underscores the significance of sufficient protein intake, particularly in individuals aged 55 and above, as inadequate protein consumption can negatively impact the muscles related to posture and movement within just a week.

Protein’s Role in Muscle Health:  

A study highlighted by Medriva reveals that insufficient protein intake can have detrimental effects on muscle health in older adults. Protein is not only vital for muscle growth and bone strength, but it is also integral to overall bodily function. There is a clear correlation between protein intake and muscle development, with higher protein intake proving beneficial for muscle recovery and growth post-exercise. Moreover, protein supplementation can positively influence the cardiovascular, endocrine, and renal systems. However, it’s important to note that excessive protein consumption can lead to potential health risks and should be avoided.

Read more  



More People Are Choosing 
Continuing Care 
Retirement Communities
—This Is Why




By Lauren Giella


As people age, planning long-term care becomes a daunting task for many seniors and their families. Across the country, continuing care retirement communities, or CCRCs, are working every day to ease that stress and worry.

A continuing care retirement community, also known as a life plan community, is not simply a nursing or retirement home. They are long-term care options where residents stay on the same campus as they age and their medical needs evolve.

While a resident might move into a home or apartment, the community will provide a continuum of care that adapts to each resident as they transition through different phases of life—from independent living to assisted living, memory care or skilled nursing care.

Read more  





Hip-focused 
physical therapy
reduces chronic 
low back pain
for older adults, 
finds clinical trial




By Tracey Bryant

Hicks, a research champion aiming to improve the health of older adults, is shown monitoring treatment with physical therapist Natasha Lobo at the Physical Therapy Clinic on UD’s Science, Technology and Advanced Research (STAR) Campus. Credit: Ashley Barnas/University of Delaware
When the University of Delaware's Gregory Hicks started his research career two decades ago, he was one of only a few people in the United States studying chronic low back pain in people over 60 years old.

Fast-forward to today, the research on back pain has ramped up, yet studies of older adults with the problem are still sparse.

"Unfortunately, the societal attitude is that older people don't warrant the same level of care that younger people do when it comes to musculoskeletal problems," said Hicks, Distinguished Professor of Health Sciences at UD. "But I don't believe that for a minute."

Read more  








Why Do We Get Brain Freeze?

Scientifically known as sphenopalatine ganglioneuralgia, brain freeze is caused by a rapid change in blood flow to the brain’s vessels when exposed to cold substances. Amaal Starling, MD, a neurologist at the Mayo Clinic, describes the process behind brain freeze: “There are blood vessels that are inside the mouth in the back of the throat, and then when they are rapidly exposed to something very cold, they constrict or become smaller,” Dr. Starling says. “This initial constriction is quickly followed by dilation. When those blood vessels rapidly change size like that, it activates the pain receptors.”









NEXT EDITION
WEDNESDAY MAY 22, 2024


©2024 Bruce Cooper






-30-

*************






FOR SMART PHONE USERS
THIS PAGE IS BEST VIEWED IN
LANDSCAPE MODE





FRIDAY, MAY 17, 2024


EMAIL:
THESENIORLOG-USA@HOTMAIL.COM



“I only sleep with people I love, 
which is why I have insomnia.”

― Emilie Autumn,







Social Security 
benefits report
confirms major changes 
are coming

Legislative intervention is required 
to avoid reduced benefits,
 but there are many options.





By Jeffrey Quiggle

A report recently released by the Social Security and Medicare Boards of Trustees confirmed last year's findings that a key trust fund will be exhausted in 2033.

But that doesn't mean reductions in benefits are inevitable. In fact, Secretary of the Treasury Janet Yellen and other officials emphasized that point in a message to the public associated with the report.

"Lawmakers have many options for changes that would reduce or eliminate the long-term financing shortfalls," the officials wrote. "Taking action sooner rather than later will allow consideration of a broader range of solutions and provide more time to phase in changes so that the public has adequate time to prepare."

Read more  






Senior-care referral site
‘A Place for Mom’
stays mum on neglect

In some states, more than a 
third of the 
popular website’s most 
highly recommended 
facilities have been cited for 
substandard care, 
The Washington Post found.





By Christopher Rowland, Steven Rich, Todd C. Frankel and Douglas MacMillan

When families search the internet for senior-care homes, they inevitably come upon A Place for Mom. The site says it helps 700,000 people every year.

It calls itself the nation’s leading “trusted advisory service,” but in reality A Place for Mom is a referral service that is paid large fees by assisted-living facilities and does not independently assess their records. More than a third of its most highly recommended facilities in 28 states were cited for neglect or substandard care in the past two years, many of them repeatedly, according to a Washington Post review of inspection reports.

Read more  




Many Older Americans
Get Care Outside of
Doctor's Office, Poll Finds




By Dennis Thompson

Most seniors have embraced “doc-in-a-box” strip mall clinics and urgent care centers as a means of getting prompt medical care, a new poll has found.

About 60% of people ages 50 to 80 have visited an urgent care center or a retail health clinic during the past two years -- even though those sort of options weren't available earlier in their lives.

“The rapid rise in availability of these kinds of clinics, which typically offer walk-in convenience, expanded hours and self-scheduling of appointments in locations close to home, work or shopping, has transformed the American health care landscape in less than two decades,” said Dr. Jeffrey Kullgren, director of the University of Michigan National Poll on Healthy Aging.

Read more 



Here are 5 
superfoods
that promote 
healthy aging
in older adults





Maintaining a healthy diet during older years can promote healthy aging and protect the body against diseases that older adults are at higher risk for, such as dementia and heart disease. Incorporating superfoods such as berries and nuts into an everyday diet may be beneficial to healthy aging.

“Good nutrition across the lifespan helps prevent chronic disease — and we know that it’s never too late to make improvements to support healthy aging. Older adults are at greater risk of chronic diseases, such as heart disease and cancer — as well as health conditions related to changes in muscle and bone mass, such as osteoporosis,” reports the U.S. Department of Health and Human Services.

“The good news is that this population can mitigate some of these risks by eating nutrient-dense foods and maintaining an active lifestyle.”

Read more  




Low Testosterone 
in Men
Linked with Higher Risk 
of Death






A study has found that low testosterone in men was linked with a higher risk of dying.

Those with very low testosterone have a higher risk of dying from CVD.

This might be because low testosterone is associated with certain CVD risk factors.

Low testosterone can be detected with a simple blood test.

Treatment may involve lifestyle changes or hormone replacement therapy.
While the sex hormone testosterone tends to be most associated in people’s minds with the development of male characteristics and a healthy desire for sex in both men and women, it plays other roles related to muscle size and bone strength.

Read more  



In Other News......

VACATIONS FOR SENIORS 
WITH LIMITED MOBILITY

Are you or a loved one eager to go on a vacation but find that limited mobility poses a challenge? The desire to explore and create memories knows no age limit, and thankfully, there are tailored vacation options designed specifically for seniors facing mobility constraints.

See more  



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McDonald’s announces 
‘Grandma McFlurry’: 
But what’s in it?
By Talia Naquin, Michael Bartiromo

McDonald’s is releasing a new McFlurry said to be inspired by — and celebrating — grandmas.

Read more  




At The A.L.F...





I've got a small sink in my room, in addition to the one in my bathroom. Although I don't use it often, I make sure to clean it with stainless steel cleaner every week or so. Just the other day, while I was doing my cleaning routine, I noticed something strange. The drain stopper, that little thing that lets the sink fill up with water, was nowhere to be found. I searched all around the sink, checked the overhead cabinet and even my dresser, but it had vanished. It was definitely there a day or two ago, so what could have happened to it? The only logical explanation is that someone must have taken it. While it may not be a huge deal to lose a drain stopper, unfortunately, theft of personal belongings is a serious issue here at the A.L.F. It's a topic that often goes unspoken when discussing the decision to move to assisted living. 

Security is always the top concern. Nobody can enter or leave without being noticed. A close eye is kept on every corner of the building with CCTV cameras, and only residents and authorized staff have access to the residents' rooms. However, it's surprising that things frequently disappear, and it's not just insignificant items like drain plugs. Items of more value have been reported stolen.

Despite the constant reminders for residents to avoid leaving money or jewelry unattended, they still do so, and mysteriously, these items go missing. However, it's not just cash, rings, or bracelets that are "lost." More frequently, it's clothing items like coats, sweaters, and even shoes that are reported stolen. So, the question remains: who is responsible for taking them and what does the facility do to remedy the situation?

The facility upgraded its security system from traditional key entry to electronic fob-like devices for enhanced safety measures. This transition enables the facility to track door access and monitor who opens them. Regrettably, often a theft incident only gets reported by the resident days after the occurrence, making it challenging to determine the exact time of the theft. This delay in reporting provides an opportunity for potential thieves to take advantage of the situation, relying on the resident not being believed to commit their crime without detection or consequences.

Just to be clear, I've never had anything stolen from me. It's probably because I don't leave valuable items lying around or have expensive clothes in my closet. But there's another reason too. I don't come across as an easy target. Basically, a potential thief would know that I'd notice if something went missing and report it right away. Unfortunately, not everyone in our community can say the same. Some residents are vulnerable due to cognitive decline, making them easy targets for theft.

In conclusion, it is crucial to recognize and address the vulnerability of individuals with cognitive decline in our community. By fostering a supportive and vigilant environment, educating both the vulnerable residents and their caregivers, and collaborating with law enforcement, we can work towards minimizing the risk of theft and ensuring the safety and well-being of all community members. However, none of this explains the whereabouts of my drain plug.







Scientists Reveal 
the Hobbies
That Improve 
Older Adults' Health




By Jess Thomson

Many people associate doing something creative with relaxation and a sense of calm, and it turns out that science agrees.

Participating in art-making as you age is good for your mental well-being, according to new research in the journal Frontiers Public Health.

This study investigated the association between art and mental health among 2,843 adults born between 1946 and 1964. 

The data showed that the adults who had performed any recreational art activities during the year-long study saw significantly better mental health and physical health afterward than those who didn't do any art.

Read more  




7 WAYS TO MANAGE 
VARICOSE VEINS




BY SOPHIE CHUNG

Noticing varicose veins in the mirror can be upsetting for some. While they aren’t exactly the most welcome companion, there’s often a way to deal with them so you can feel more confident. But what are varicose veins and how can you manage them?

Varicose veins are veins that are swollen and enlarged. They’re most commonly seen in the legs and feet and are usually dark blue or purple in colour, with a bumpy or bulging appearance. Often, they don’t do any harm other than being an unwelcome physical appearance.

However, if you start to notice that your legs feel heavy and uncomfortable, then varicose veins could be the culprit. Other common symptoms include swollen feet and ankles, muscle cramps, dry skin around the veins, and throbbing in the legs.

Learn more  





AI for the Elderly:
Transforming Senior Care 
Through Innovation





The integration of Artificial Intelligence (AI) in elderly care marks a significant leap towards innovative and efficient healthcare solutions. As the global elderly population continues to swell, the strain on traditional care systems intensifies. According to the World Health Organization, the proportion of the world’s population over 60 years will nearly double from 12% to 22% by 2050. This demographic shift calls for an urgent reevaluation of care strategies, where AI emerges as a pivotal element.

AI for the elderly isn’t just a technological advancement; it’s a compassionate approach to addressing the multifaceted needs of senior citizens. From monitoring health vitals to providing companionship, AI’s role is multifarious. This blog explores how AI technologies are revolutionizing elderly care, creating a synergy between high-tech solutions and the human touch.

The Current State of Elderly Care and the Role of AI

Elderly care currently faces a myriad of challenges, including limited resources, increasing healthcare costs, and a growing demand for personalized care. Traditional caregiving methods struggle to keep pace with the complex needs of an aging population. In this context, AI offers a beacon of hope. AI-powered solutions are reshaping elderly care, providing scalable, efficient, and more humane care options.

Read more  




What are senior apartments?
Experts explain 
the independent living option
for older adults



Senior apartment living is different from 
assisted living and nursing homes 
in a number of ways. 
Here, industry experts 
break everything down.




By Nicole Fabian-Weber


When it comes to senior living and housing communities, there are a number of options, ranging from 55 and older and continuing care retirement communities to assisted living, nursing homes and beyond. While an aging adult’s needs and support levels are big deciding factors, one option that provides both independence and amenities that cater to older adults is senior living apartments.

More hands-off than assisted living and nursing homes, senior apartments allow residents to “benefit from retaining their independence while being part of a community,” explains Robert Lowry, vice president of Sunny Hills in Sebring and Homestead, Florida. “They have activities at hand at these types of facilities, which promote a healthy and sociable lifestyle.” 

Read more  




LOOKING FOR FRIENDLY 
BOOMER DESTINATIONS?
HERE ARE 3 YOU 
WILL SURELY ENJOY




BY JANE AND DUNCAN DEMPSTER-SMITH

We have been travelling the world full time since 2013, and we have found some friendly travel destinations that we have enjoyed. We think that you will enjoy them too.

The Must-Haves

But first, let’s consider the most important features that gain our attention. Our check list includes:


Safe for travelers:

Good to travel to in spring and autumn without breaking the bank;
Great food choices and walking tours – our favourite things that we enjoy doing when we arrive into a new place;
Reasonable accommodation in the city centre
Safe and reliable public transportation
Additional offerings, e.g., history, culture, architecture;
The destination’s most well-known characteristics;
Ease of getting there, e.g., international or local airport, train station, bus station....

Read more  







Americans Sleeping Less, 
More Stressed


For the first time in Gallup polling since 2001, a majority of U.S. adults, 57%, say they would feel better if they got more sleep, while 42% say they get as much sleep as they need. This is nearly a reversal of the figures last measured in 2013, when 56% of Americans got the sleep they needed and 43% did not.

Americans’ perception that they aren’t getting enough sleep is borne out by the diminished number of hours of sleep they report getting per night.

These differences in average sleep reflect substantial changes over time in the percentage of U.S. adults sleeping eight or more versus five hours or less per night. In 1942, 59% were getting eight-plus hours of sleep, while only 3% reported getting five hours or less. By 1990, the percentage reporting eight or more hours had fallen to 27%, while the proportion getting five or less was up to 14%. Today, a quarter are still getting eight-plus hours, but the percentage getting five or less has risen to 20%.

SOURCE: 








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“If a free society cannot help the many who are poor, 
It cannot save the few who are rich.”

― John F. Kennedy
[Inaugural Address, January 20 1961]





Medicare Advantage 
to Be Radically Changed 
Under New Plan




By Suzanne Blake


For years, seniors have complained about prior authorization requirements under some Medicare Advantage plans. The privatized version of Medicare often provides lower out-of-pocket costs but forces patients to choose between pre-approved healthcare providers.

And in many cases, seniors on Medicare Advantage have to get prior authorization approval to access the treatments they need.

All that would change if Democratic Rhode Island Senator Sheldon Whitehouse's plan gets passed.

 
Read more  




Elder Abuse Is Easy to Miss

Here is what to look for 
if you suspect a caregiver —
whether a relative or
 a professional —
is mistreating a loved one





By Leida Snow

People are living longer in their own homes outside of nursing homes or other institutional settings, which means that at some point each of us is likely to be a caregiver or looking for continuing health care for a loved one or ourselves.

Costs can be staggering. Finding reliable, consistent and safe care is often a matter of luck. Indeed, family members and in-home professionals — people who are most likely to be trusted — are responsible for most elder abuse, according to the National Council on Aging.

The problem is poised to grow as more Americans live longer and want to live at home. U.S. Census Bureau data says one in six Americans were over the age of 65 in 2020. More than 88% of older adults live in their own homes , says the the Joint Center for Housing Studies of Harvard, and almost all of them want to stay at home, AARP surveys have found.

Read more  





How to reduce
assisted living facility costs,
according to experts





By Dori Zinn

Whether you choose retirement or you can no longer work, it might be time to start thinking about long-term care, including assisted living facility costs. After all, this type of care can come with a high price tag, so it's important to know what you can and can't afford — and what your plans are for this type of care in the future. 

For example, assisted living facilities costs average about $54,000 annually, according to the National Council on Aging. And, keep in mind that where you live, the type of facility you live in and your level of care all determine those costs, so they can vary significantly depending on those and other factors.

While not all long-term care results in assisted living facility needs, you might find that this type of care is crucial to meet your needs in the long run. But because it comes with a hefty price tag, it's important to find ways to reduce those costs if you can.

Read more  




What you need 
to know
about aging 
in place at home





By HELEN DENNIS

Q. Two elderly gentlemen in their 80s live next door to us with no children and with no relatives or friends close by. They have substantial money and feel they will be OK staying at home. One of the men is showing signs of dementia; the other is unaware of future issues. Their home is a small 1920s home with a small bathroom, is not wheelchair accessible and there is no place for a ramp. I am concerned as a good neighbor and physical therapist. Could you write a column about assessing your living space and needs for the future? 

You are referring to what is called aging in place. It means staying in your home as long as you can instead of using other options. These options may include assisted living or continuing-care communities, home sharing or what is referred to as active aging communities. 

We know that most people want to age in their own homes surrounded by loved ones, friends and their community. Some folks love their homes, and the ambience, memories and location they’ve grown accustomed to. And then there is having a sense of control and familiarity with the space. 


Read more  





ARE YOU RETIRED
AND NEED/WANT
TO GO BACK TO WORK?
ADVICE FROM A
CAREER COACH!




BY DEBORAH VOLL

In addition to coaching mid-career women who want to change things up or the stay-at-home moms who are going back to the workplace, I’ve had a new kind of wonderful client come to see me. This is the retired woman who wants to go back into the workplace.

So, whether you need to create extra income, or you want to jump back into the workplace because you’re bored or want new challenges… you’ve come to the right place.

Some retired women want to start a business, others want to go back into the workplace but in an entirely new field. Others want a pleasant or fun job to generate some extra money for vacations or special projects. Some women want to go back full time, and others prefer part-time hours or seasonal opportunities.

Read more  





In Other News…

10 Tech Tips for Seniors: 
How to Master Your Devices

DON'T LET YOUR AGE STOP YOU FROM STAYING CONNECTED.

By LAUREN GRAY

Today's rapid rate of technological advancement would be unrecognizable to people from centuries past. Back then, the skills you learned in childhood or young adulthood would generally serve you throughout your life. By contrast, as current technologies quickly become obsolete, many seniors struggle to keep up with the never-ending list of new tech gadgets, apps, and features.

Read more  














It’s impossible to accurately determine the exact number of individuals who are ardent supporters of Trump and would support him regardless of the outcome of the numerous indictments against him. However, it is evident that there is a significant number of such supporters, possibly in the millions. This raises the question of why a considerable portion of the population admires someone who is considered a scoundrel.

One factor that contributes to Trump's enduring support is his ability to connect with his base on an emotional level. Throughout his political career, Trump has successfully tapped into the frustrations and grievances of a significant portion of the population who feel marginalized or ignored by the political establishment. By presenting himself as an outsider and a champion of their concerns, he has cultivated a devoted following that remains steadfast in their support, regardless of the legal challenges he faces.

As we write this post, Michael Cohen (Trump's former personal attorney) is on the stand in New York testifying that Trump paid off an adult film star in order to assure her silence of the affair so that his image would not be blemished as he prepared to run for President of the United States. And, the money to pay her off came from a business he formed for the sole purpose of hiding the pay-off. According to Mr. Cohen, he didn’t care what his wife (Melania) knew or didn’t know. Only how it looked to the public. Whether you believe Mr. Cohen or not, his testimony should raise at least so doubt as to Trump’s honesty and morals. And yet, if you ask a dyed-in-the-wool Trump supporter, they either don’t believe you or don’t care, why? Because Trump's brash and unapologetic style may resonate with their own beliefs or aspirations, leading them to overlook or rationalize any negative aspects of his character.

What can we gather from this about America today? Well, it speaks volumes, and unfortunately, most of it isn't positive. The role of a president is to embody and uphold the hopes and values of the majority of the population. They are meant to be the face of our nation. However, when all people see is a corrupt, sexist, dishonest fool who could potentially become a dictator representing a country that has always championed human rights and equality, we have a serious issue on our hands. And that issue starts with a certain letter "T" and could lead us all down a disastrous path if he gets reelected... ……











More patients 
are losing their doctors –
and their trust In 
the primary care system




By Lynn Arditi

First, her favorite doctor in Providence, R.I. retired. Then her other doctor, at a health center a few miles away, left the practice. Now, Piedad Fred has developed a new chronic condition: distrust in the American medical system.

"I don't know,'' she said, eyes filling up. "To go to a doctor that doesn't know who you are? That doesn't know what allergies you have, the medicines that make you feel bad? It's difficult...I know that I feel cheated, sad, and like I have my hands tied.''

At 71, she has never been vaccinated against COVID-19. She no longer gets an annual flu shot. And she hasn't even considered whether to be vaccinated against the respiratory syncytial virus, or RSV, even though her age and asthma put her at higher risk of severe infection.

Read more  




Three Key Elements of 
a Solid Retirement Plan


A good plan isn’t just about the size of your nest egg. 
It’s also about how you manage these three things: 
taxes, investment strategy and income planning.




BY SCOTT NOBLE


Here’s an alarming statistic from an Allianz Life study: Four in 10 Americans say they don’t have a financial plan for retirement and will just figure it out when they get there.

Are you one of those 40% who will wing it? Don’t be. The downside of poor or no planning is that your retirement likely will fall short financially of what it might have been. It is worth your time — especially when considering your decades of hard work — to thoroughly consider each of the financial aspects that will impact your retirement and devise a plan that will allow you to maximize your enjoyment of it.

Some people fail to plan properly for retirement because they have confidence in their retirement savings and ignore other elements of a solid retirement plan. Perhaps even more due diligence than what was required to build savings consistently over time is necessary with retirement planning because pre-retirees need to focus on how they can make their money last in retirement.

Read more  




Not sure what to do 
with your 401(k)?
Maybe Warren Buffett 
can help you.




By Richard Eisenberg
 

In a year like 2023, when the S&P 500 SPX was up about 23% and corporate bond funds had total returns of 8% or so, it’s been easy to be a bull-market genius. But since many years aren’t so terrific (looking at you, 2022), you may want to read books to make you smarter about investing, especially managing your portfolio in retirement.

Figuring out how to invest your retirement portfolio wisely can be challenging when leaving a full-time job. As the three scholars who wrote the Financial Services Review paper “The Pros and Cons of Remaining in a 401(k) Plan After Retirement” said, most 401(k) participants “are likely to lack the skills to do a good job constructing their own portfolios without advice.”

I’d like to recommend three helpful new books that have a common principle: Invest for the long term.


Read more  




Social Security rule 
for beneficiaries
who keep working is 
‘poorly understood,’ 
report finds



By Lorie Konish



KEY POINTS:

Today’s Social Security beneficiaries may move in and out of the workforce before fully retiring.
That may trigger a rule called the retirement earnings test, which can temporarily reduce benefits.

But those claimants should understand that their Social Security benefits may be temporarily reduced due to the income they earn.

That Social Security rule — the retirement earnings test — is “poorly understood by the public,” finds a new report from the Social Security Advisory Board, a bipartisan, independent federal agency.


Read more   





90% Of Lower-Income 
Adults Over 50
Have Nothing Saved 
For Their Retirement
As Millions 
Near Retirement Age




By Jeannine Mancini


A massive number of lower-income workers over 50 have little to no savings for retirement, according to a recent analysis by the U.S. Government Accountability Office (GAO).

The study, examining data from the Federal Reserve’s Survey of Consumer Finances, highlights a major contrast between low-income workers and their high-income counterparts in terms of retirement savings.

The GAO found that only 10% of low-income workers aged 51 to 64 had retirement savings in 2019, a decline from 20% in 2007. This group, with median earnings of approximately $19,000 annually, contrasts with high-income Americans, who earn about $282,000 per year and have seen their median retirement assets nearly double to $605,000 over the same period.

Read more   










SOCIAL SECURITY FACT

Over their lifetimes, most people get more from Social Security and Medicare (which is also partially funded by payroll tax contributions) than they pay in, according to analyses by the Urban Institute, a nonpartisan think tank. Still, you might think of Social Security less like saving for retirement — there are other vehicles for that — and more like an earned benefit the government promises to pay so you have at least some income in your later years.







NEXT EDITION
FRIDAY MAY 17, 2024