FRIDAY, DECEMBER 12, 2025
Hanukkah Begins Sunday, Dec. 14th

News and Information for Today's Seniors
KEY NEWS FOR YOU TO USE
Working while collecting
Social Security:
The 'slow fade' to retirement
more people are choosing

By Kerry Hannon
The Center for Retirement Research at Boston College...found that 2 in 5 people combine work and benefits for at least some period of time.
If you want to age well, you probably already know the basics: eat a balanced diet, go for walks, stay socially engaged. But there’s one habit that experts say matters just as much—and in some cases, more—for long-term health: strength training.
A new study shows that older adults learn best when they're taught the same way that is best for younger people, with active participation, meaningful discussions, and material that feels relevant to their lives.
Read more
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An 'explosion' of solo-agers
are struggling with rising costs
and little support:
'I'm flying without a net'

By Eliza Relman
A growing number of Americans are "solo-agers" — they live alone and don't have family to rely on.They're much more likely to live in poverty and struggle with their health.
Read more
extra
What Older Adults
Need to Know
About Connecting
and Staying Safe Online
By Claire Wolters

Read more
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Quote________________________
“The pleasure lies not in the cookies,
but in the pattern the crumbs make
when the cookies crumble.”
Michael Korda
____________________________
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I got a notice last week. My room and board at this A.L.F. will go up by about seven bucks a month. A.L.F. stands for Assisted Living Facility. It's a place for seniors like me who need some help with daily life.The state lets them do this. Why? Starting in 2026, my Social Security checks get a 2.8 percent bump. That's the cost of living adjustment, or COLA. It matches rising prices. I don't mind the small rent hike at all.Continue reading >>
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In Case You Missed It
Doctors Say This
is the #1 Diet to Prevent
Alzheimer’s and Dementia
By Dana Schulz
READ MORE
<<<<>>>>
They’re not your grandfather’s
video games.
But your grandfathers
are playing them.
By Anya Sostek
READ MORE
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Nearly 22 Million Seniors
Live on Social Security Alone
By Brian Anderson
READ MORE
<<<<<>>>>>
3 ballooning costs
too many people
underestimate
in retirement
By Jennifer Streaks
READ MORE
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Older adults with dementia
misjudge their financial skills
– which may make them
more vulnerable to fraud,
new research finds
By Ian McDonough
READ MORE
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The Tradition of Leaving
Cookies and Milk for Santa
The tradition of leaving cookies and milk for Santa Claus has a rich history rooted in folklore, holiday customs, and the spirit of giving. Here's an overview of why this tradition developed:- The modern Santa Claus is derived from Saint Nicholas, a 4th-century Greek bishop known for his generosity and kindness. In European traditions, children left out food and gifts for Saint Nicholas and his helpers to thank them for their kindness.- When Dutch settlers brought the legend of Sinterklaas to America, the tradition of leaving treats for the gift-bringer grew. Over time, Sinterklaas evolved into Santa Claus, especially in American culture during the 19th century.- The custom of leaving cookies and milk specifically for Santa became popular in the United States in the early 20th century. It was seen as a way for children to show hospitality and gratitude to Santa, who was believed to travel around delivering gifts on Christmas Eve.- Cookies and milk symbolize kindness, generosity, and the spirit of giving. Leaving treats also serve as a small thank-you for Santa’s efforts in bringing joy to children.
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Next edition
MONDAY, DECEMBER 15, 2025
©2025 Bruce Cooper
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WEDNESDAY, DECEMBER 10, 2025

KEY NEWS FOR YOU TO USE
Donald Trump promised
tax-free Social Security
for seniors.
So what’s the holdup?

While the President has declared that Social Security benefits are now tax-free many times, the reality of what the Act actually allows is rather different.
READ MORE
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Health officials urge
2nd COVID vaccine dose
for older adults,
immunocompromised

We started seeing an increase in flu and RSV over the last couple weeks pretty tremendously.
READ MORE
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The Frailty Factor:
Rethinking Diabetic Foot Care
and Limb Preservation
in Older Adults

By David G. Armstrong, DPM, MD, PhD
Diabetic foot ulcers in this population are more than a local problem; they are systemic signals of frailty, cognitive decline, and reduced physiologic reserve.
Research ... reports that drinking up to 3-4 cups of coffee a day may help slow the biological aging of people with severe mental illness.
READ MORE
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EXTRA
If you enjoy these 8 hobbies,
you're probably aging
better than your peers
By Adam Kelton

READ MORE
11 Ways Seniors
Can Continue To Save
on Groceries
By Laura Beck

READ MORE
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Quote___________________________
“The words which express our faith and piety
are not definite; yet they are significant
and fragrant like frankincense
to superior natures.”
Henry David Thoreau
_______________________________
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Why is Health Insurance in the USA so Complicated?
By Arthur Inglish
Health insurance started confusingly. Employers took on the role long ago. World War II wage limits made companies offer health coverage as a job perk. Now, more than half of us depend on job plans. Your insurance is chained to your payroll.Many groups pay for care. Private companies insure most working people. Medicare helps those over sixty-five. Medicaid assists families with lower incomes. Each of these groups makes separate rules and sets their own prices.State laws add another layer. Coverage rules change vastly between states. A plan that works in one state often fails across the border.Insurance terms create confusion. A deductible is the cash you pay upfront. A copay is your smaller cost at every visit. Prior authorization means the insurer must approve care beforehand. Red tape equals frustrating delays and paperwork.The ACA tried to fix things back in 2010. It created new online health markets. The law stopped insurers from denying sick people. It also limited how much costs could reach over a lifetime. Still, it added more choices and confusing fine print.This difficult system was a choice. America decided on a market-based setup. We rely on private competition, unlike other countries that use single-payer plans. This choice drives costs higher. Admin tasks eat twenty-five percent of every health dollar spent. Other wealthy nations spend much less on simple paperwork.You must learn how to protect your wallet. Know your plan's network before you need care. In-network doctors and clinics cost far less. Go outside the network, and huge surprise fees follow. An emergency visit can easily add thousands to your bill.Look closely at your out-of-pocket maximum. This is your yearly spending limit. Once you hit that cap, the insurer pays everything else. Always check coverage ahead of time. Call your insurer before any test or surgery. Ask if the doctor is in your network. Confirm if the visit counts toward your deductible total.Change is coming soon. Lawmakers are discussing price caps and new systems. Voters want simpler access to health services. Demand plain rules and fewer headaches now. Reach out to your elected officials today.Until those changes happen, stay ready. Pull out your plan documents right now. Review your networks, benefits, and spending limits. A quick look today saves you major stress later. Small steps help you master this complex maze. ….Arthur.
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IN CASE YOU MISSED IT
Many older people
embrace vaccines.
Research
is proving them right.
By Paula Span
READ MORE
>><<
5 Years After Dad's
Alzheimer's Death,
Bill Gates Is ‘Optimistic’
About 'Progress' Made
in Fighting the Disease
By Abigail Adams
READ MORE
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I Carry a Cane
By Susan B. Apel
READ MORE
->><<-
Coffee Lowers
Your Risk of Death
By 14%—
If You Drink It Like This,
New Study Finds
By Emily Weaver
READ MORE
Want to Live to 115?
Here’s What Research
Says You Should Do
READ MORE
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What is Frankincense and Mehr?
Frankincense is a resin obtained from trees of the genus Boswellia, primarily Boswellia sacra, Boswellia carterii, and related species. It is valued for its aromatic properties and has been used for thousands of years in religious rituals, meditation, perfumes, and traditional medicine. The resin is harvested by making cuts in the tree bark, allowing the sap to exude and harden into droplets or tears, which are then collected.Mehr (or Mehr) can refer to different things depending on the context, but commonly it is a term used in Persian and Arabic cultures that means "affection," "love," or "reward." In some contexts, Mehr also refers to a mandatory payment or gift from a groom to a bride in Islamic marriage traditions.
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Next edition
FRIDAY, DECEMBER 12, 2025
©2025 Bruce Cooper
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