3 IRA and 401(k) Rules 

Quietly Changing in January

By Zachary Mack

As a new year kicks off, there are a few significant differences you might want to be aware of so you can plan accordingly. 

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How fulfillment 

shapes older adults’ 

well-being 

and care needs

By Brian Justice

Fulfillment for older adults is a concept that encompasses a sense of wholeness, fit, and value towards oneself, one's life, and one's impact.

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How to find a geriatrician: 

10 questions older adults and

 loved ones should ask

By homas Haferkamp, MD

Contacting a geriatric specialist doesn’t have to be daunting. Here is what I recommend when getting started:

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Research finds 

persistent prescribing

 of risky medications 

to older adults with dementia

Despite years of clinical guidelines warning against the practice, one in four Medicare beneficiaries with dementia is prescribed brain-altering medications linked to falls,

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12 Tiny Habits

 For The New Year 

That Won’t Wear You Out

By Tammy Strobel

You can create any kind of change by harnessing the power of tiny habits. While you can create your own tiny habits, the 12 listed below will help you get started and simplify along the way.

Lately, you've likely seen many of my opinion pieces zero in on our government's current politics.

You might wonder why a blog focused on seniors comments on today's mess. That includes the president's tricks, shady deals, selfish schemes, and his bumbling cabinet crew. The answer has many sides.

If you are reading this blog, you are a living, breathing, thinking human being.

As a generation, you have a more than just a spectators stake in our nation’s approach to domestic and foreign affairs.

In the years following WW2, our generation brought  this country from obscurity to the leader of the free world. We stood for something, We accepted all. We had compassion for the helpless. Although we were not perfect, at least our leaders knew the right path we must follow. Now we are saddened to see what we strove for during the sixties and seventies, slip away.

Seniors feel this mess most. Changes in health care rules squeeze fixed incomes. Tax shifts drain savings built over years. Vote rules block older voices at the polls. All this ties straight to daily life for those over 65.

The reason runs deep with several angles. Politics shapes benefits like Social Security checks. It decides drug costs under Medicare. Bad moves now mean less security later. Readers ask if I should stick to tips on grandkids or recipes. But silence lets problems grow. Speaking out guards what seniors earned. As always, this blog will stay true to the real needs, not just light topics. …bwc

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-  SAD is a type of depression that occurs at a specific time of year, most commonly in the fall and winter months when daylight hours are shorter, and often improves in the spring and summer.

- Symptoms of SAD include low energy, fatigue, feelings of hopelessness, changes in sleep and appetite, and social withdrawal, similar to major depression.

- Reduced sunlight exposure during the colder months can disrupt the body's internal clock (circadian rhythms) and affect serotonin and melatonin levels, contributing to SAD.

- People living in northern latitudes, where winter daylight is limited, are at higher risk. Additionally, women are more commonly diagnosed with SAD than men.

-  Common treatments include light therapy (phototherapy), medication such as antidepressants, and psychotherapy like cognitive-behavioral therapy (CBT). Increasing exposure to natural light and maintaining a routine can also help manage symptoms.

MONDAY, JANUARY 12, 2026

Scientists find 

eating refined foods 

for just three days 

can impair

 memory in the aging brain

By Eric W. Dolan 

The removal of dietary fiber... may trigger rapid disruptions in brain cell energy production...

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Medicare Advantage

 Can No Longer Cover 

These Items in 2026

By Christy Bieber 

If you have a Medicare Advantage plan, you need to know which items can no longer be covered.

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* * *

7 Clothing Items

 People Over 65 

Should Avoid

 in Snow and Ice

By Lauren Gray

We spoke to experts to find out which seven clothing items those over 65 should avoid when it snows.

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* * *

7 Lying Lies About

 Aging for Women

By Eileen Kilgore

 ...nearly two thirds of women age 50 and older say they are regularly discriminated against, and those experiences take a toll on women’s mental health. 

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6 Foods to Stock Up On 

This January 

for Healthy Aging,

 According to Dietitians

By Amy Brownstein, M.S., RDN  

Stocking up on nutrient-rich foods provides antioxidants, healthy fats and essential vitamins that can help protect against inflammation, support vision and maintain healthy bones.

In 1933 under Hermann Göring, a government agency, was set up within the German state. Their function was to maintain political control by suppressing dissent, using surveillance, interrogation, and "protective custody" (arrest without trial). They operated outside the normal judicial system, allowing them to arrest and send people “away” with impunity. They became a symbol of Nazi terror. They were known as the "Gestapo."

I don't care what you saw or think you saw in those videos replayed nonstop on TV. The issue isn't if Renee Good's car hit ICE officer Johnathan Ross. What counts is armed federal agents patrolling streets in an American city to grab "dangerous criminal illegal aliens." They killed a citizen for protesting out-of-control agents whose only reason for being there ws to exert the federal governments power over local authorities.

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- Greenland is the world's largest island that is not a continent, covering about 2.16 million square kilometers.

-  About 80% of Greenland's surface is covered by the Greenland Ice Sheet, which contains around 8% of the world's freshwater.

-  Despite its massive size, Greenland has a small population of around 56,000 people, mostly Inuit and descendants of early Norse settlers.

-  Greenland is an autonomous territory within the Kingdom of Denmark, gaining self-rule in 1979 and further autonomy in 2009.

-  Greenland hosts unique Arctic wildlife, including polar bears, muskoxen, and Arctic foxes, and is an important site for climate change research due to its melting ice sheets.

Some Older Adults 

May Qualify for a New

 $6,000 Tax Break

By Lee Pruitt 

This deduction is an addition to the standard deduction and may help lower your taxable income, potentially reducing your tax bill by hundreds of dollars, depending on your tax bracket.

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4 Unexpected Ways 

Retirees Could Lose

 Social Security Benefits 

in 2026

By Christy Bieber 

Some of these losses could hit everyone, while others will apply only to a select few.

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Protecting Oral Health 

for Older Adults in Medicaid

For low-income older adults and people with disabilities, Medicaid provides a lifeline for services that Original Medicare does not cover, including dental benefits. 

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The 7 Biggest 

Money Stories 

Impacting Seniors 

in 2025

By Stacy Johnson CPA

From a disappointing Cost-of-Living Adjustment to the end of high-yield savings accounts, 2025 delivered a complex financial mix for older Americans.

A daily dip in cold  water might do more than wake you up — it could actually reprogram your body at the cellular level. 

The woman who mistook me for her daughter at the farmers market last week is 73, looks 50, and her entire skincare routine consists of tap water and these seven daily practices that cost absolutely nothing.

Invariably, at, or near, the top of new year’s resolution lists is losing weight. But at eighty years of age, I think it foolish to make resolutions. There are too many variables to consider like physical barriers, financial restraints, or some other matter over which I have no control. However, there is at least one thing I can do that's in my power to manage. And that is what I put in my mouth.

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-  Venezuela has one of the largest proven oil reserves in the world, making petroleum a key part of its economy.

- Venezuela is home to Angel Falls (Salto Ángel), the world's tallest uninterrupted waterfall, with a height of 979 meters (3,212 feet).

- The country boasts a wide variety of ecosystems, including the Amazon rainforest, the Andes mountains, and the Caribbean coast.

-  Venezuela is the birthplace of Simón Bolívar, a key leader in Latin America's independence movements, and the country's currency is named the Bolívar in his honor.

- Venezuela has a rich cultural heritage, known for its lively music styles like salsa and joropo, as well as traditional festivities such as the Caracas Carnival.

Full List of New 

Social Security Rules 

Taking Effect This Month

By Suzanne Blake

In the new year, many Social Security rules are taking effect, affecting Americans' benefit amounts, the full retirement age and more.

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More than 22 million 

older Americans live alone,

 are unmarried

 and don’t have kids. 

But they’re struggling 

with rising costs

By Will Kenton

As inflation continues to reshape the American economy, a quiet demographic shift is compounding the financial pressure on older adults.

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Downsizing in Retirement?

 The Big Question: 

Rent or Buy?

By Jessica Gibson 

The decision to rent or buy will be based on your needs and preferences. In general, renting offers more flexibility, and buying offers more security. But this can change.

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How longevity 

is reshaping work, 

wealth, and well-being

By Damien Ng

Increasing longevity is forcing a rethink of public policy, individual lifestyles, and private finances. Yet it is crucial not to overreact or grow unduly alarmed about shifting population dynamics.

The study points to an easy and approachable path for older adults looking to support healthier aging through food.

By Stacey Leasca 

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If you think the kidnapping of Maduro or regime change had anything to do with drug trafficking, oil, or saving Venezuela's people from a dictator, then you know nothing about what really fills Trump's gut. He may eat copious amounts of fast food. But the real fuel that drives him is his need for attention and recognition. He also craves a spot in history. What better way than to lead a precise, secret operation against what he sees as an international bad guy? Just like his nemesis Barack Obama did when they killed real terrorist Osama bin Laden.

Trump despises two people most: Joe Biden and Barack Obama with Hillary Clinton a close third.

Trump scorns Biden over his wild idea that Biden stole the 2020 election. So he blasts Biden at every chance. He did it at Saturday's news conference too. He should have explained sending in troops. Instead, he took shots at Biden's failures. His anger at Biden is mild next to his hate for Obama.

Trump dislikes Obama because our 44th president had everything Trump doesn’t. Among which are respect and admiration from the citizens of the United States. But even more compelling for Trump is the one thing he wants more than anything. The object that has eluded him and will continue to elude him. The Nobel Peace Prize. Trump knows he will never get it, so he does the next best thing he can do to emulate the Prize winning Obama. And that is to have his photo-op moment in a "war room", sitting with his generals and Secretary of State watching, in real time, “Operation Absolute Resolve.”  Exactly like Obama did when we found and killed Osama bin laden. Which, by the way, was code named Operation “Neptune Spear.”

We all saw the photo which was shown world-wide of President Obama, with Hillary at his side, (in a real “war room”), intently watching the bin Laden strike unfold. Trump wanted a moment like that. And the only way he could get it was to manufacture a villain, plan an attack and kidnap a duly elected president of a sovereign nation.  Unfortunately for Trump, while he may have those situation room photos to fawn over, he will never have accomplished anything of great importance, nor will he garner any esteem or regard. And, no mmatter how he tries and how much he wants it,  he will never have his “Obama Moment.”   … bwc

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